South Dakota Used Cars Under $400 a Month. Finance Payments Below $400

2020 Buick Encore GX Select

⇩ View Seller Description

This low mileage second hand 2020 Buick Encore GX Select AWD SUV under 36,000 miles, automatic transmission, and 27 MPG, 1.3L gas engine is for sale right now under $20K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$19,746
Est. Payment:	$363.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,672
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$19,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,291.88
Avg. DMV Fee	48.00
Cash Sale Price	$21,214.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,214.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$363.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2013 Ford F-150 XLT 4x4 pickup below 51,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $19K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$18,999
Est. Payment:	$374.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,225
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,243.32
Avg. DMV Fee	48.00
Cash Sale Price	$20,419.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,419.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$374.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mitsubishi Outlander Sport S

⇩ View Seller Description

This low mileage second hand 2025 Mitsubishi Outlander Sport S AWD SUV under 18,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $21K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$20,746
Est. Payment:	$381.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,805
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$20,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,356.88
Avg. DMV Fee	48.00
Cash Sale Price	$22,279.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,279.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Buick Encore GX Select

⇩ View Seller Description

This low mileage used 2021 Buick Encore GX Select FWD SUV under 57,000 miles, cvt transmission, and 27 MPG, 1.2L gas engine is for sale right now below $20K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$19,746
Est. Payment:	$389.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,318
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$19,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,291.88
Avg. DMV Fee	48.00
Cash Sale Price	$21,214.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,214.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$389.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape SE

⇩ View Seller Description

This low mileage preowned 2019 Ford Escape SE AWD SUV below 29,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $20K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$19,999
Est. Payment:	$367.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,914
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,308.32
Avg. DMV Fee	48.00
Cash Sale Price	$21,484.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,484.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$367.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

⇩ View Seller Description

This low mileage second hand 2022 Ford Escape SE AWD SUV under 46,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $20K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$19,799
Est. Payment:	$363.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,757
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$19,799.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,295.32
Avg. DMV Fee	48.00
Cash Sale Price	$21,271.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,271.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$363.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Alfa Romeo Stelvio Base

⇩ View Seller Description

This low mileage used 2019 Alfa Romeo Stelvio Base RWD SUV under 33,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $21K at Pioneer Garage in Highmore, SD. ...View More Details

Sales Price:	$20,950
Est. Payment:	$384.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,818
Location:	Highmore, SD

Item	Amount
Used Car Price⁽¹⁾	$20,950.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,370.14
Avg. DMV Fee	48.00
Cash Sale Price	$22,497.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,497.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$384.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trailblazer LT

⇩ View Seller Description

This low mileage second hand 2022 Chevrolet Trailblazer LT FWD SUV under 31,000 miles, cvt transmission, and 27 MPG, 1.3L gas engine is for sale right now below $21K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$20,999
Est. Payment:	$385.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,591
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,373.32
Avg. DMV Fee	48.00
Cash Sale Price	$22,549.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,549.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$385.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

⇩ View Seller Description

This low mileage used 2022 Ford Escape SE AWD SUV below 37,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $22K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$21,500
Est. Payment:	$394.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,572
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,405.89
Avg. DMV Fee	48.00
Cash Sale Price	$23,082.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,082.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Encore Sport Touring

⇩ View Seller Description

This low mileage used 2019 Buick Encore Sport Touring AWD SUV under 6,000 miles, automatic transmission, and 27 MPG, 1.4L gas engine is for sale right now under $21K at Pioneer Garage in Highmore, SD. ...View More Details

Sales Price:	$20,950
Est. Payment:	$384.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,224
Location:	Highmore, SD

Item	Amount
Used Car Price⁽¹⁾	$20,950.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,370.14
Avg. DMV Fee	48.00
Cash Sale Price	$22,497.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,497.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in South Dakota

South Dakota Secondhand Used Vehicles with Payments Below $400 / Month

2020 Buick Encore GX Select

2013 Ford F-150 XLT

2025 Mitsubishi Outlander Sport S

2021 Buick Encore GX Select

2019 Ford Escape SE

2022 Ford Escape SE

2019 Alfa Romeo Stelvio Base

2022 Chevrolet Trailblazer LT

2022 Ford Escape SE

2019 Buick Encore Sport Touring

South Dakota Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in South Dakota

South Dakota Secondhand Used Vehicles with Payments Below $400 / Month

2020 Buick Encore GX Select

Buick Encore GX Select

2020 Buick Encore GX Select Car Loan Estimate

2013 Ford F-150 XLT

Ford F-150 XLT

2013 Ford F-150 XLT Car Loan Estimate

2025 Mitsubishi Outlander Sport S

Mitsubishi Outlander Sport S

2025 Mitsubishi Outlander Sport S Car Loan Estimate

2021 Buick Encore GX Select

Buick Encore GX Select

2021 Buick Encore GX Select Car Loan Estimate

2019 Ford Escape SE

Ford Escape SE

2019 Ford Escape SE Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Alfa Romeo Stelvio Base

Alfa Romeo Stelvio Base

2019 Alfa Romeo Stelvio Base Car Loan Estimate

2022 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2022 Chevrolet Trailblazer LT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Buick Encore Sport Touring

Buick Encore Sport Touring

2019 Buick Encore Sport Touring Car Loan Estimate

South Dakota Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments