South Dakota Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 42,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $39K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$38,499
Est. Payment:	$704.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,425
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,510.82
Avg. DMV Fee	48.00
Cash Sale Price	$41,186.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,186.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 33,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$39,499
Est. Payment:	$722.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,049
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,575.82
Avg. DMV Fee	48.00
Cash Sale Price	$42,251.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,251.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV below 26,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,904
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,611
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.05

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage second hand 2025 Hyundai SANTA FE SEL AWD SUV under 6,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$36,746
Est. Payment:	$672.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,905
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$36,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,396.88
Avg. DMV Fee	48.00
Cash Sale Price	$39,319.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,319.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage used 2025 Hyundai PALISADE SEL Premium AWD SUV under 17,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $40K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$39,999
Est. Payment:	$732.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,883
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,608.32
Avg. DMV Fee	48.00
Cash Sale Price	$42,784.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,784.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Rubicon

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This low mileage preowned 2021 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 21,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$727.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,459
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This low mileage preowned 2023 GMC Acadia Denali 4x4 SUV under 42,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,500
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage used 2026 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 21,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,504
Est. Payment:	$650.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,936
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,504.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,316.15
Avg. DMV Fee	48.00
Cash Sale Price	$37,997.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,997.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,504.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Pilot TrailSport

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This low mileage preowned 2023 Honda Pilot TrailSport AWD SUV under 57,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $39K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$38,746
Est. Payment:	$761.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,714
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$38,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,526.88
Avg. DMV Fee	48.00
Cash Sale Price	$41,449.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,449.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$761.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in South Dakota

South Dakota Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT

2025 Hyundai SANTA FE SEL

2025 Hyundai PALISADE SEL Premium

2021 Jeep Wrangler Unlimited Rubicon

2023 GMC Acadia Denali

2026 Hyundai TUCSON Hybrid SEL Convenience

2023 Honda Pilot TrailSport

South Dakota Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in South Dakota

South Dakota Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2021 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2021 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2026 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2023 Honda Pilot TrailSport

Honda Pilot TrailSport

2023 Honda Pilot TrailSport Car Loan Estimate

South Dakota Areas with Used Cars for Sale Below $40,000

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