South Dakota Used Cars Under $45,000 |with Payments|

2025 BMW X3 30 xDrive

⇩ View Seller Description

This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $45K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$44,746
Est. Payment:	$1114.51 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,771
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$44,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,916.88
Avg. DMV Fee	48.00
Cash Sale Price	$47,839.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,839.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1114.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Jeep Wrangler Sahara

⇩ View Seller Description

This low mileage used 2026 Jeep Wrangler Sahara 4x4 SUV below 13,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $42K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$41,746
Est. Payment:	$1040.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,020
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$41,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,721.88
Avg. DMV Fee	48.00
Cash Sale Price	$44,644.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,644.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1040.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage used 2025 Ford Explorer Active AWD SUV below 17,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $41K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$40,746
Est. Payment:	$1015.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	17,309
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$40,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,656.88
Avg. DMV Fee	48.00
Cash Sale Price	$43,579.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,579.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1015.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Chevrolet Express LS 3500

⇩ View Seller Description

This low mileage used 2025 Chevrolet Express LS 3500 RWD van under 27,000 miles, automatic transmission, and 20 MPG, 4.3L gas engine is for sale right now below $44K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$43,746
Est. Payment:	$1089.70 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,241
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$43,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,851.88
Avg. DMV Fee	48.00
Cash Sale Price	$46,774.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,774.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1089.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Sienna XLE 7-Passenger

⇩ View Seller Description

This low mileage preowned 2023 Toyota Sienna XLE 7-Passenger AWD minivan below 35,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $45K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$44,999
Est. Payment:	$1120.79 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,983
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,933.32
Avg. DMV Fee	48.00
Cash Sale Price	$48,109.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,109.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1120.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Buick Envision Avenir

⇩ View Seller Description

This low mileage preowned 2024 Buick Envision Avenir AWD SUV under 16,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $41K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$40,746
Est. Payment:	$1015.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,986
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$40,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,656.88
Avg. DMV Fee	48.00
Cash Sale Price	$43,579.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,579.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1015.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Nissan Pathfinder Rock Creek

⇩ View Seller Description

This low mileage preowned 2026 Nissan Pathfinder Rock Creek AWD SUV under 4,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$40,746
Est. Payment:	$1015.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,567
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$40,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,656.88
Avg. DMV Fee	48.00
Cash Sale Price	$43,579.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,579.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1015.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 16,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $42K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$41,999
Est. Payment:	$1046.35 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,204
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,738.32
Avg. DMV Fee	48.00
Cash Sale Price	$44,914.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,914.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1046.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Land Rover Range Rover Evoque P250 S

⇩ View Seller Description

This low mileage second hand 2025 Land Rover Range Rover Evoque P250 S AWD SUV below 6,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $43K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$42,999
Est. Payment:	$1071.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,500
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,803.32
Avg. DMV Fee	48.00
Cash Sale Price	$45,979.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,979.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1071.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 26,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$43,619
Est. Payment:	$1086.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,452
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$43,619.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,843.62
Avg. DMV Fee	48.00
Cash Sale Price	$46,639.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,639.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1086.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in South Dakota

South Dakota Secondhand Used Vehicles Priced Below $45,000

2025 BMW X3 30 xDrive

2026 Jeep Wrangler Sahara

2025 Ford Explorer Active

2025 Chevrolet Express LS 3500

2023 Toyota Sienna XLE 7-Passenger

2024 Buick Envision Avenir

2026 Nissan Pathfinder Rock Creek

2024 Hyundai PALISADE Calligraphy

2025 Land Rover Range Rover Evoque P250 S

2023 Ford F-150 XLT

South Dakota Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in South Dakota

South Dakota Secondhand Used Vehicles Priced Below $45,000

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Poor Credit Auto Loan Estimate

2026 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2026 Jeep Wrangler Sahara Poor Credit Auto Finance Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Auto Finance Estimate

2025 Chevrolet Express LS 3500

Chevrolet Express LS 3500

2025 Chevrolet Express LS 3500 Poor Credit Car Finance Estimate

2023 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2023 Toyota Sienna XLE 7-Passenger Poor Credit Car Finance Estimate

2024 Buick Envision Avenir

Buick Envision Avenir

2024 Buick Envision Avenir Poor Credit Auto Loan Estimate

2026 Nissan Pathfinder Rock Creek

Nissan Pathfinder Rock Creek

2026 Nissan Pathfinder Rock Creek Poor Credit Car Finance Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Poor Credit Auto Finance Estimate

2025 Land Rover Range Rover Evoque P250 S

Land Rover Range Rover Evoque P250 S

2025 Land Rover Range Rover Evoque P250 S Poor Credit Car Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Loan Estimate

South Dakota Areas with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments