Metro Memphis, TN Area Used Cars Under $400 a Month

2017 Ford Escape S

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This above average mileage preowned 2017 Ford Escape S FWD SUV under 100,000 miles, a transmission, and 2.5L gas engine is for sale right now below $13K at Homer Skelton Ford, Inc. in Olive Branch, MS. ...View More Details

Sales Price:	$12,291
Est. Payment:	$380.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,848
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$12,291.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,279.10
Avg. DMV Fee	35.00
Cash Sale Price	$14,105.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,105.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$380.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan under 31,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$20,428
Est. Payment:	$394.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,513
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$20,428.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,092.80
Avg. DMV Fee	35.00
Cash Sale Price	$23,055.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,055.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Encore Base

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This high mileage second hand 2019 Buick Encore Base FWD SUV below 107,000 miles, a transmission, and 1.4L gas engine is for sale right now below $11K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$10,298
Est. Payment:	$368.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,042
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$10,298.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,079.80
Avg. DMV Fee	35.00
Cash Sale Price	$11,912.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,912.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$368.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 S

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This low mileage preowned 2023 Nissan Altima 2.5 S FWD sedan under 42,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $20K at Landers Ford North in Covington, TN. ...View More Details

Sales Price:	$19,995
Est. Payment:	$386.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,401
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$22,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Jeep Renegade Trailhawk

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This high mileage preowned 2016 Jeep Renegade Trailhawk 4X4 SUV below 119,000 miles, a transmission, and 2.4L gas engine is for sale right now below $11K at Landers Ford in Collierville, TN. ...View More Details

Sales Price:	$10,490
Est. Payment:	$375.07 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,313
Location:	Collierville, TN

Item	Amount
Used Car Price⁽¹⁾	$10,490.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,099.00
Avg. DMV Fee	35.00
Cash Sale Price	$12,124.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,124.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$375.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Lincoln MKC Reserve

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This average mileage second hand 2018 Lincoln MKC Reserve FWD SUV below 78,000 miles, a transmission, and 2.0L gas engine is for sale right now below $17K at Victory Ford Dyersburg in Dyersburg, TN. ...View More Details

Sales Price:	$16,775
Est. Payment:	$413.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,142
Location:	Dyersburg, TN

Item	Amount
Used Car Price⁽¹⁾	$16,775.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,727.50
Avg. DMV Fee	35.00
Cash Sale Price	$19,037.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,037.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$413.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Terrain SLE

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This low mileage preowned 2018 GMC Terrain SLE FWD SUV under 54,000 miles, a transmission, and 1.5L gas engine is for sale right now under $18K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$17,568
Est. Payment:	$365.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,163
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$17,568.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,806.80
Avg. DMV Fee	35.00
Cash Sale Price	$19,909.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,909.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$365.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,568.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Kicks SR

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This low mileage second hand 2024 Nissan Kicks SR FWD wagon below 49,000 miles, cvt transmission, and 1.6L gas engine is for sale right now under $20K at Landers Ford in Collierville, TN. ...View More Details

Sales Price:	$19,990
Est. Payment:	$386.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,087
Location:	Collierville, TN

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,049.00
Avg. DMV Fee	35.00
Cash Sale Price	$22,574.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,574.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Fusion SE

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This average mileage preowned 2017 Ford Fusion SE AWD sedan under 89,000 miles, a transmission, and 2.0L gas engine is for sale right now below $15K at Homer Skelton Ford, Inc. in Olive Branch, MS. ...View More Details

Sales Price:	$14,641
Est. Payment:	$400.67 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,528
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$14,641.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,514.10
Avg. DMV Fee	35.00
Cash Sale Price	$16,690.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,690.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$400.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Mustang EcoBoost

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This low mileage preowned 2018 Ford Mustang EcoBoost RWD coupe under 55,000 miles, transmission, and 2.3L gas engine is for sale right now under $20K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$19,998
Est. Payment:	$414.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,669
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,049.80
Avg. DMV Fee	35.00
Cash Sale Price	$22,582.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,582.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$414.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles with Payments Under $400 / Month

2017 Ford Escape S

2025 Kia K4 LXS

2019 Buick Encore Base

2023 Nissan Altima 2.5 S

2016 Jeep Renegade Trailhawk

2018 Lincoln MKC Reserve

2018 GMC Terrain SLE

2024 Nissan Kicks SR

2017 Ford Fusion SE

2018 Ford Mustang EcoBoost

Greater Memphis Area Cities with Used Cars for Sale Below $400 / Month

Metro Memphis Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles with Payments Under $400 / Month

2017 Ford Escape S

Ford Escape S

2017 Ford Escape S Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2019 Buick Encore Base

Buick Encore Base

2019 Buick Encore Base Car Loan Estimate

2023 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2023 Nissan Altima 2.5 S Car Loan Estimate

2016 Jeep Renegade Trailhawk

Jeep Renegade Trailhawk

2016 Jeep Renegade Trailhawk Car Loan Estimate

2018 Lincoln MKC Reserve

Lincoln MKC Reserve

2018 Lincoln MKC Reserve Car Loan Estimate

2018 GMC Terrain SLE

GMC Terrain SLE

2018 GMC Terrain SLE Car Loan Estimate

2024 Nissan Kicks SR

Nissan Kicks SR

2024 Nissan Kicks SR Car Loan Estimate

2017 Ford Fusion SE

Ford Fusion SE

2017 Ford Fusion SE Car Loan Estimate

2018 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2018 Ford Mustang EcoBoost Car Loan Estimate

Greater Memphis Area Cities with Used Cars for Sale Below $400 / Month

Metro Memphis Area Counties with Used Cars for Sale Below $400 / Month

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