Memphis, TN Area Used Cars Under $40,000

2023 Kia Stinger GT2

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This low mileage second hand 2023 Kia Stinger GT2 RWD sedan under 50,000 miles, automatic transmission, and 24 MPG, 3.3L gas engine is for sale right now under $38K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$37,541
Est. Payment:	$716.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,931
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$37,541.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,804.10
Avg. DMV Fee	35.00
Cash Sale Price	$41,880.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,880.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC60 B5 Ultimate Bright Theme

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This low mileage preowned 2023 Volvo XC60 B5 Ultimate Bright Theme FWD SUV below 39,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,941
Est. Payment:	$686.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,667
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,941.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,644.10
Avg. DMV Fee	35.00
Cash Sale Price	$40,120.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,120.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This below average mileage used 2023 BMW X5 xDrive40i AWD SUV under 61,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $39K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$38,241
Est. Payment:	$847.14 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,893
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$38,241.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,874.10
Avg. DMV Fee	35.00
Cash Sale Price	$42,650.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,650.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$847.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350

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This below average mileage used 2022 Mercedes-Benz GLE GLE 350 RWD SUV below 63,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,441
Est. Payment:	$785.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,665
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,441.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,594.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,570.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,570.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$785.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Odyssey Touring

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This low mileage second hand 2024 Honda Odyssey Touring FWD minivan below 35,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,041
Est. Payment:	$744.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,316
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,041.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,954.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,530.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,530.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,041.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo V60 Cross Country B5 Plus

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This low mileage second hand 2025 Volvo V60 Cross Country B5 Plus AWD hatchback under 21,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,741
Est. Payment:	$682.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,297
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,741.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,624.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,900.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,900.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lexus RX 350 Base

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This low mileage preowned 2020 Lexus RX 350 Base FWD SUV below 44,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $38K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$37,991
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,694
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.10
Avg. DMV Fee	35.00
Cash Sale Price	$42,375.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT

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This low mileage used 2021 Ford Mustang GT RWD coupe under 55,000 miles, transmission, and 24 MPG, 5.0L gas engine is for sale right now under $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,091
Est. Payment:	$719.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,334
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,091.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,559.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,185.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,185.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$719.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,091.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350

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This below average mileage preowned 2022 Mercedes-Benz GLE GLE 350 RWD SUV below 68,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,341
Est. Payment:	$783.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,095
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,341.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,584.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,460.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,460.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$783.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,341.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited AWD SUV below 27,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$36,941
Est. Payment:	$705.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,355
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$36,941.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,744.10
Avg. DMV Fee	35.00
Cash Sale Price	$41,220.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,220.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $40,000

2023 Kia Stinger GT2

2023 Volvo XC60 B5 Ultimate Bright Theme

2023 BMW X5 xDrive40i

2022 Mercedes-Benz GLE GLE 350

2024 Honda Odyssey Touring

2025 Volvo V60 Cross Country B5 Plus

2020 Lexus RX 350 Base

2021 Ford Mustang GT

2022 Mercedes-Benz GLE GLE 350

2023 Ford Explorer Limited

Greater Memphis Area Cities with Used Cars for Sale Below $40K

Metro Memphis Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $40,000

2023 Kia Stinger GT2

Kia Stinger GT2

2023 Kia Stinger GT2 Car Loan Estimate

2023 Volvo XC60 B5 Ultimate Bright Theme

Volvo XC60 B5 Ultimate Bright Theme

2023 Volvo XC60 B5 Ultimate Bright Theme Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2022 Mercedes-Benz GLE 350 Car Loan Estimate

2024 Honda Odyssey Touring

Honda Odyssey Touring

2024 Honda Odyssey Touring Car Loan Estimate

2025 Volvo V60 Cross Country B5 Plus

Volvo V60 Cross Country B5 Plus

2025 Volvo V60 Cross Country B5 Plus Car Loan Estimate

2020 Lexus RX 350 Base

Lexus RX 350 Base

2020 Lexus RX 350 Base Car Loan Estimate

2021 Ford Mustang GT

Ford Mustang GT

2021 Ford Mustang GT Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2022 Mercedes-Benz GLE 350 Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

Greater Memphis Area Cities with Used Cars for Sale Below $40K

Metro Memphis Area Counties with Used Cars for Sale Below $40,000

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