Memphis, TN Area Used Cars Under $40,000

2023 Ford Explorer Platinum

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This below average mileage preowned 2023 Ford Explorer Platinum AWD SUV under 66,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now under $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,141
Est. Payment:	$866.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,059
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,141.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,964.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,640.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,640.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$866.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC60 B5 Ultimate Bright Theme

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This low mileage second hand 2023 Volvo XC60 B5 Ultimate Bright Theme FWD SUV below 39,000 miles, automatic transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,941
Est. Payment:	$686.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,667
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,941.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,644.10
Avg. DMV Fee	35.00
Cash Sale Price	$40,120.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,120.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lexus RX 350 Base

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This low mileage second hand 2020 Lexus RX 350 Base FWD SUV under 44,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $38K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$37,991
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,694
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.10
Avg. DMV Fee	35.00
Cash Sale Price	$42,375.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition XLT

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This average mileage used 2023 Ford Expedition XLT RWD SUV below 90,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,591
Est. Payment:	$1059.53 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,936
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,591.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,009.10
Avg. DMV Fee	35.00
Cash Sale Price	$44,135.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,135.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1059.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This below average mileage second hand 2023 GMC Acadia Denali 4x4 SUV under 65,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,691
Est. Payment:	$791.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,874
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,691.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,619.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,845.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,845.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$791.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Odyssey Touring

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This low mileage used 2024 Honda Odyssey Touring FWD minivan under 35,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,041
Est. Payment:	$744.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,316
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,041.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,954.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,530.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,530.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,041.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Willys

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This low mileage preowned 2024 Jeep Wrangler Willys 4x4 SUV below 18,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now below $38K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$37,441
Est. Payment:	$714.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,896
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$37,441.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,794.10
Avg. DMV Fee	35.00
Cash Sale Price	$41,770.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,770.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This below average mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 61,000 miles, automatic transmission, and 19 MPG, 3.0L hybrid engine is for sale right now below $39K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$38,241
Est. Payment:	$847.14 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,893
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$38,241.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,874.10
Avg. DMV Fee	35.00
Cash Sale Price	$42,650.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,650.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$847.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo V60 Cross Country B5 Plus

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This low mileage second hand 2025 Volvo V60 Cross Country B5 Plus AWD hatchback below 21,000 miles, automatic transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $36K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$35,741
Est. Payment:	$682.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,297
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$35,741.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,624.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,900.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,900.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This average mileage second hand 2022 Ford F-150 XLT 4x4 pickup under 76,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,391
Est. Payment:	$953.06 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,000
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,391.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,989.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,915.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,915.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$953.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Platinum

2023 Volvo XC60 B5 Ultimate Bright Theme

2020 Lexus RX 350 Base

2023 Ford Expedition XLT

2023 GMC Acadia Denali

2024 Honda Odyssey Touring

2024 Jeep Wrangler Willys

2023 BMW X5 xDrive40i

2025 Volvo V60 Cross Country B5 Plus

2022 Ford F-150 XLT

Greater Memphis Area Cities with Used Cars for Sale Below $40K

Metro Memphis Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2023 Volvo XC60 B5 Ultimate Bright Theme

Volvo XC60 B5 Ultimate Bright Theme

2023 Volvo XC60 B5 Ultimate Bright Theme Car Loan Estimate

2020 Lexus RX 350 Base

Lexus RX 350 Base

2020 Lexus RX 350 Base Car Loan Estimate

2023 Ford Expedition XLT

Ford Expedition XLT

2023 Ford Expedition XLT Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2024 Honda Odyssey Touring

Honda Odyssey Touring

2024 Honda Odyssey Touring Car Loan Estimate

2024 Jeep Wrangler Willys

Jeep Wrangler Willys

2024 Jeep Wrangler Willys Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 Volvo V60 Cross Country B5 Plus

Volvo V60 Cross Country B5 Plus

2025 Volvo V60 Cross Country B5 Plus Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

Greater Memphis Area Cities with Used Cars for Sale Below $40K

Metro Memphis Area Counties with Used Cars for Sale Below $40,000

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