Memphis, TN Area Used Cars Under $45,000

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X2 pickup below 0,000 miles, a transmission, and 25 MPG, 5.0L gas engine is for sale right now under $42K at LANDERS CHRYSLER DODGE JEEP RAM NORTH in Covington, TN. ...View More Details

Sales Price:	$41,848
Est. Payment:	$797.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$41,848.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,234.80
Avg. DMV Fee	35.00
Cash Sale Price	$46,617.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,617.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This average mileage preowned 2023 Ford F-150 Platinum 4X4 pickup below 81,000 miles, a transmission, and 25 MPG, 3.5L hybrid engine is for sale right now below $44K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$43,998
Est. Payment:	$1175.91 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,658
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$43,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.80
Avg. DMV Fee	35.00
Cash Sale Price	$48,982.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,982.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1175.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This average mileage used 2021 Ford F-150 Platinum 4X4 pickup under 82,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $45K at Homer Skelton Ford, Inc. in Olive Branch, MS. ...View More Details

Sales Price:	$44,941
Est. Payment:	$1200.81 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,622
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$44,941.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,544.10
Avg. DMV Fee	35.00
Cash Sale Price	$50,020.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,020.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1200.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage used 2024 Jeep Wagoneer Series II 4X4 SUV below 50,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $44K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$43,418
Est. Payment:	$887.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,069
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$43,418.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,391.80
Avg. DMV Fee	35.00
Cash Sale Price	$48,344.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,344.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$887.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,418.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4X4 pickup under 59,000 miles, a transmission, and 25 MPG, 5.0L gas engine is for sale right now below $42K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$41,448
Est. Payment:	$847.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,749
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$41,448.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,194.80
Avg. DMV Fee	35.00
Cash Sale Price	$46,177.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,177.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$847.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,448.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage preowned 2021 Ford F-150 Lariat 4X4 pickup under 56,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $41K at Landers Ford in Collierville, TN. ...View More Details

Sales Price:	$40,990
Est. Payment:	$838.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,563
Location:	Collierville, TN

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,149.00
Avg. DMV Fee	35.00
Cash Sale Price	$45,674.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,674.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$838.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Rebel

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This below average mileage preowned 2025 Ram 1500 Rebel 4X4 pickup below 61,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now below $42K at Belk Ford, Inc. in Oxford, MS. ...View More Details

Sales Price:	$41,552
Est. Payment:	$919.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,855
Location:	Oxford, MS

Item	Amount
Used Car Price⁽¹⁾	$41,552.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,205.20
Avg. DMV Fee	35.00
Cash Sale Price	$46,292.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,292.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$919.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,552.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX 4X4 pickup below 8,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now below $45K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$44,438
Est. Payment:	$846.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,669
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$44,438.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,493.80
Avg. DMV Fee	35.00
Cash Sale Price	$49,466.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,466.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$846.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,438.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 14,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $44K at Victory Ford Dyersburg in Dyersburg, TN. ...View More Details

Sales Price:	$43,479
Est. Payment:	$828.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,499
Location:	Dyersburg, TN

Item	Amount
Used Car Price⁽¹⁾	$43,479.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,397.90
Avg. DMV Fee	35.00
Cash Sale Price	$48,411.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,411.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$828.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G80 2.5T

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This low mileage preowned 2025 Genesis G80 2.5T AWD sedan below 28,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $41K at Bolivar Motor Company, Inc. in Bolivar, TN. ...View More Details

Sales Price:	$40,878
Est. Payment:	$779.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,721
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$40,878.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,137.80
Avg. DMV Fee	35.00
Cash Sale Price	$45,550.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,550.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$779.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2023 Ford F-150 Platinum

2021 Ford F-150 Platinum

2024 Jeep Wagoneer Series II

2024 Ford F-150 STX

2021 Ford F-150 Lariat

2025 Ram 1500 Rebel

2025 Ford F-150 STX

2025 Ford F-150 XLT

2025 Genesis G80 2.5T

Greater Memphis Area Cities with Used Cars for Sale Below $45K

Metro Memphis Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2025 Ram 1500 Rebel

Ram 1500 Rebel

2025 Ram 1500 Rebel Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Genesis G80 2.5T

Genesis G80 2.5T

2025 Genesis G80 2.5T Car Loan Estimate

Greater Memphis Area Cities with Used Cars for Sale Below $45K

Metro Memphis Area Counties with Used Cars for Sale Below $45,000

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