Memphis, TN Area Used Cars Under $45,000

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 30,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $41K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$40,991
Est. Payment:	$781.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,091
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$40,991.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,149.10
Avg. DMV Fee	35.00
Cash Sale Price	$45,675.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,675.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage preowned 2024 Ford Bronco Big Bend 4x4 SUV below 15,000 miles, transmission, and 23 MPG, 2.3L gas engine is for sale right now below $41K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$40,741
Est. Payment:	$776.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,042
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$40,741.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,124.10
Avg. DMV Fee	35.00
Cash Sale Price	$45,400.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,400.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$776.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage second hand 2022 BMW X5 xDrive40i AWD SUV below 48,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $44K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$43,391
Est. Payment:	$826.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,121
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$43,391.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,389.10
Avg. DMV Fee	35.00
Cash Sale Price	$48,315.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,315.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$826.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This above average mileage used 2021 Ford F-150 Platinum 4x4 pickup under 93,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $44K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$43,061
Est. Payment:	$1293.46 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,161
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$43,061.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,356.10
Avg. DMV Fee	35.00
Cash Sale Price	$47,952.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,952.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1293.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,061.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 30,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $42K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$41,491
Est. Payment:	$790.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,194
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$41,491.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,199.10
Avg. DMV Fee	35.00
Cash Sale Price	$46,225.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,225.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage second hand 2025 Ford Bronco Big Bend 4x4 SUV below 7,000 miles, transmission, and 23 MPG, 2.3L gas engine is for sale right now under $43K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$42,991
Est. Payment:	$819.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,459
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$42,991.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,349.10
Avg. DMV Fee	35.00
Cash Sale Price	$47,875.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,875.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$819.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Ridgeline RTL

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This low mileage preowned 2026 Honda Ridgeline RTL AWD pickup under 1,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $41K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$40,691
Est. Payment:	$775.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	590
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$40,691.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,119.10
Avg. DMV Fee	35.00
Cash Sale Price	$45,345.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,345.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon

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This low mileage used 2025 Jeep Wrangler Rubicon 4x4 SUV under 29,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $43K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$42,291
Est. Payment:	$806.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,562
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$42,291.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,279.10
Avg. DMV Fee	35.00
Cash Sale Price	$47,105.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,105.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Corvette Stingray

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This average mileage second hand 2018 Chevrolet Corvette Stingray RWD coupe below 74,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now under $45K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$44,231
Est. Payment:	$1068.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,367
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$44,231.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,473.10
Avg. DMV Fee	35.00
Cash Sale Price	$49,239.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,239.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1068.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,231.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV under 45,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $42K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$41,441
Est. Payment:	$790.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,177
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$41,441.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,194.10
Avg. DMV Fee	35.00
Cash Sale Price	$46,170.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,170.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2024 Ford Bronco Big Bend

2022 BMW X5 xDrive40i

2021 Ford F-150 Platinum

2025 Ford Explorer ST-Line

2025 Ford Bronco Big Bend

2026 Honda Ridgeline RTL

2025 Jeep Wrangler Rubicon

2018 Chevrolet Corvette Stingray

2023 BMW X5 xDrive40i

Greater Memphis Area Cities with Used Cars for Sale Below $45K

Metro Memphis Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2026 Honda Ridgeline RTL

Honda Ridgeline RTL

2026 Honda Ridgeline RTL Car Loan Estimate

2025 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2025 Jeep Wrangler Rubicon Car Loan Estimate

2018 Chevrolet Corvette Stingray

Chevrolet Corvette Stingray

2018 Chevrolet Corvette Stingray Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

Greater Memphis Area Cities with Used Cars for Sale Below $45K

Metro Memphis Area Counties with Used Cars for Sale Below $45,000

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