Tennessee Used Sedans Under $40,000 |with Payments|

2023 Dodge Charger R/T

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This low mileage second hand 2023 Dodge Charger R/T RWD sedan below 8,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $40K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$39,383
Est. Payment:	$751.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,692
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$39,383.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,988.30
Avg. DMV Fee	35.00
Cash Sale Price	$43,906.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,906.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i Gran Coupe

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This low mileage preowned 2024 BMW 4 Series 430i Gran Coupe RWD sedan below 30,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $39K at Mathews Nissan in Clarksville, TN. ...View More Details

Sales Price:	$38,300
Est. Payment:	$730.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,047
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,880.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,715.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,715.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$730.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300

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This low mileage used 2025 Mercedes-Benz C-Class C 300 RWD sedan under 18,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $38K at Bolivar Motor Company in Bolivar, TN. ...View More Details

Sales Price:	$37,338
Est. Payment:	$712.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,393
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$37,338.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,783.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,656.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,656.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,338.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru WRX Limited

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This low mileage second hand 2026 Subaru WRX Limited AWD sedan below 0,000 miles, manual transmission, and 24 MPG, 2.4L gas engine is for sale right now under $39K at Town and Country Ford-Nashville in Madison, TN. ...View More Details

Sales Price:	$38,916
Est. Payment:	$742.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	491
Location:	Madison, TN

Item	Amount
Used Car Price⁽¹⁾	$38,916.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,941.60
Avg. DMV Fee	35.00
Cash Sale Price	$43,392.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,392.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,916.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT

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This low mileage second hand 2025 Kia K5 GT FWD sedan below 20,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Steve Marsh Ford in Milan, TN. ...View More Details

Sales Price:	$37,975
Est. Payment:	$724.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,547
Location:	Milan, TN

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,847.50
Avg. DMV Fee	35.00
Cash Sale Price	$42,357.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,357.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G80 2.5T

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This low mileage second hand 2024 Genesis G80 2.5T AWD sedan under 27,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Johnson City Ford Lincoln in Johnson City, TN. ...View More Details

Sales Price:	$37,789
Est. Payment:	$721.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,755
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$37,789.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,828.90
Avg. DMV Fee	35.00
Cash Sale Price	$42,152.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,152.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$721.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Crown XLE

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This low mileage second hand 2023 Toyota Crown XLE AWD sedan below 30,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $37K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$36,494
Est. Payment:	$696.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,319
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$36,494.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,699.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,728.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,728.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage used 2025 Mercedes-Benz C-Class C 300 4MATIC AWD sedan below 27,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$35,398
Est. Payment:	$676.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,695
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,398.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,589.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,522.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,522.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$676.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $37K at Friendship Hyundai of Bristol in Bristol, TN. ...View More Details

Sales Price:	$36,623
Est. Payment:	$699.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Bristol, TN

Item	Amount
Used Car Price⁽¹⁾	$36,623.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,712.30
Avg. DMV Fee	35.00
Cash Sale Price	$40,870.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,870.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Friendship Hyundai of Bristol in Bristol, TN. ...View More Details

Sales Price:	$36,623
Est. Payment:	$699.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21
Location:	Bristol, TN

Item	Amount
Used Car Price⁽¹⁾	$36,623.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,712.30
Avg. DMV Fee	35.00
Cash Sale Price	$40,870.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,870.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.35

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Sedans Priced Below $40,000

2023 Dodge Charger R/T

2024 BMW 4 Series 430i Gran Coupe

2025 Mercedes-Benz C-Class C 300

2026 Subaru WRX Limited

2025 Kia K5 GT

2024 Genesis G80 2.5T

2023 Toyota Crown XLE

2025 Mercedes-Benz C-Class C 300 4MATIC

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

Tennessee Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Sedans Priced Below $40,000

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2024 BMW 4 Series 430i Gran Coupe

BMW 4 Series 430i Gran Coupe

2024 BMW 4 Series 430i Gran Coupe Car Loan Estimate

2025 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2025 Mercedes-Benz C-Class C 300 Car Loan Estimate

2026 Subaru WRX Limited

Subaru WRX Limited

2026 Subaru WRX Limited Car Loan Estimate

2025 Kia K5 GT

Kia K5 GT

2025 Kia K5 GT Car Loan Estimate

2024 Genesis G80 2.5T

Genesis G80 2.5T

2024 Genesis G80 2.5T Car Loan Estimate

2023 Toyota Crown XLE

Toyota Crown XLE

2023 Toyota Crown XLE Car Loan Estimate

2025 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2025 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

Tennessee Areas with Used Sedans for Sale Below $40,000

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