Tennessee Used Cars Under $45,000 |with Payments|

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid Limited AWD SUV below 6,000 miles, a transmission, and 19 MPG, 1.6L hybrid engine is for sale right now below $43K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$42,750
Est. Payment:	$814.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,667
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$42,750.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,325.00
Avg. DMV Fee	35.00
Cash Sale Price	$47,610.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,610.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$814.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X2 pickup below 0,000 miles, a transmission, and 19 MPG, 5.0L gas engine is for sale right now below $42K at LANDERS CHRYSLER DODGE JEEP RAM NORTH in Covington, TN. ...View More Details

Sales Price:	$41,848
Est. Payment:	$797.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$41,848.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,234.80
Avg. DMV Fee	35.00
Cash Sale Price	$46,617.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,617.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage preowned 2023 Chevrolet Traverse High Country 4X4 SUV below 20,000 miles, a transmission, and 19 MPG, 3.6L gas engine is for sale right now below $44K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,259
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lexus GX 460 Base

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This below average mileage second hand 2020 Lexus GX 460 Base AWD SUV below 67,000 miles, a transmission, and 19 MPG, 4.6L gas engine is for sale right now below $42K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$41,900
Est. Payment:	$927.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,124
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,240.00
Avg. DMV Fee	35.00
Cash Sale Price	$46,675.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,675.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$927.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot EX-L

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This low mileage preowned 2025 Honda Pilot EX-L AWD SUV under 22,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $43K at Friendship Hyundai of Bristol in Bristol, TN. ...View More Details

Sales Price:	$42,405
Est. Payment:	$808.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,184
Location:	Bristol, TN

Item	Amount
Used Car Price⁽¹⁾	$42,405.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,290.50
Avg. DMV Fee	35.00
Cash Sale Price	$47,230.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,230.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 26,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now under $44K at Friendship Hyundai of Bristol in Bristol, TN. ...View More Details

Sales Price:	$43,905
Est. Payment:	$836.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,312
Location:	Bristol, TN

Item	Amount
Used Car Price⁽¹⁾	$43,905.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,440.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,880.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,880.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$836.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 50,000 miles, a transmission, and 19 MPG, 3.5L hybrid engine is for sale right now below $45K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$44,285
Est. Payment:	$843.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,764
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$44,285.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,478.50
Avg. DMV Fee	35.00
Cash Sale Price	$49,298.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,298.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$843.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,285.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD Work Truck

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This low mileage used 2021 Chevrolet Silverado 2500HD Work Truck 4X2 pickup under 29,000 miles, transmission, and 19 MPG, 6.6L diesel engine is for sale right now under $43K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$42,987
Est. Payment:	$819.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,984
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$42,987.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,348.70
Avg. DMV Fee	35.00
Cash Sale Price	$47,870.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,870.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$819.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 19,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $44K at Town and Country Ford-Nashville in Madison, TN. ...View More Details

Sales Price:	$43,937
Est. Payment:	$837.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,211
Location:	Madison, TN

Item	Amount
Used Car Price⁽¹⁾	$43,937.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,443.70
Avg. DMV Fee	35.00
Cash Sale Price	$48,915.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,915.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$837.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4X4 pickup under 47,000 miles, a transmission, and 19 MPG, 5.0L flexible engine is for sale right now under $44K at Johnson City Ford in Johnson City, TN. ...View More Details

Sales Price:	$43,291
Est. Payment:	$824.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,748
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$43,291.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,379.10
Avg. DMV Fee	35.00
Cash Sale Price	$48,205.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,205.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$824.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Hybrid Limited

2025 Ford F-150 XLT

2023 Chevrolet Traverse High Country

2020 Lexus GX 460 Base

2025 Honda Pilot EX-L

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2021 Chevrolet Silverado 2500HD Work Truck

2023 Ford F-150 XLT

2022 Ford F-150 XLT

Tennessee Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Car Loan Estimate

2025 Honda Pilot EX-L

Honda Pilot EX-L

2025 Honda Pilot EX-L Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2021 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

Tennessee Areas with Used Cars for Sale Below $45,000

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