Tennessee Used Cars Under $45,000 |with Payments|

2026 Hyundai SANTA FE Limited

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This low mileage certified used 2026 Hyundai SANTA FE Limited AWD SUV below 5,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $45K at Hyundai of South Nashville in Nashville, TN. ...View More Details

Sales Price:	$44,898
Est. Payment:	$855.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,488
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$44,898.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,539.80
Avg. DMV Fee	35.00
Cash Sale Price	$49,972.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,972.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$855.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lexus GX 460 Base

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This below average mileage second hand 2020 Lexus GX 460 Base AWD SUV below 67,000 miles, automatic transmission, and 18 MPG, 4.6L gas engine is for sale right now under $42K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$41,900
Est. Payment:	$927.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,124
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,240.00
Avg. DMV Fee	35.00
Cash Sale Price	$46,675.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,675.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$927.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage used 2023 Chevrolet Traverse High Country 4x4 SUV under 20,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now below $44K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,259
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$838.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner Limited

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This low mileage second hand 2021 Toyota 4Runner Limited AWD SUV under 33,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $43K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$42,689
Est. Payment:	$813.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,562
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$42,689.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,318.90
Avg. DMV Fee	35.00
Cash Sale Price	$47,542.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,542.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV below 53,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now below $43K at Friendship Hyundai of Bristol in Bristol, TN. ...View More Details

Sales Price:	$42,905
Est. Payment:	$877.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,174
Location:	Bristol, TN

Item	Amount
Used Car Price⁽¹⁾	$42,905.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,340.50
Avg. DMV Fee	35.00
Cash Sale Price	$47,780.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,780.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$877.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This low mileage second hand 2022 Jeep Wagoneer Series III 4x4 SUV below 57,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $43K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$42,229
Est. Payment:	$863.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,630
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$42,229.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,272.90
Avg. DMV Fee	35.00
Cash Sale Price	$47,036.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,036.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$863.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,229.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Crown XLE

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This low mileage preowned 2026 Toyota Crown XLE AWD sedan under 10,000 miles, cvt transmission, and 18 MPG, 2.5L hybrid engine is for sale right now below $44K at Morristown Nissan in Morristown, TN. ...View More Details

Sales Price:	$43,999
Est. Payment:	$838.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,674
Location:	Morristown, TN

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.90
Avg. DMV Fee	35.00
Cash Sale Price	$48,983.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,983.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV under 48,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $41K at Mathews Nissan in Clarksville, TN. ...View More Details

Sales Price:	$40,950
Est. Payment:	$780.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,732
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$40,950.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,145.00
Avg. DMV Fee	35.00
Cash Sale Price	$45,630.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,630.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$780.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Suburban Z71

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This high mileage second hand 2022 Chevrolet Suburban Z71 4x4 SUV under 108,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $42K at Morristown Nissan in Morristown, TN. ...View More Details

Sales Price:	$41,500
Est. Payment:	$1430.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,610
Location:	Morristown, TN

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,200.00
Avg. DMV Fee	35.00
Cash Sale Price	$46,235.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,235.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1430.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Tahoe LT

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This high mileage preowned 2023 Chevrolet Tahoe LT 4x4 SUV under 109,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $44K at Oak Ridge Nissan in Oak Ridge, TN. ...View More Details

Sales Price:	$43,999
Est. Payment:	$1515.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,451
Location:	Oak Ridge, TN

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.90
Avg. DMV Fee	35.00
Cash Sale Price	$48,983.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,983.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1515.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Limited

2020 Lexus GX 460 Base

2023 Chevrolet Traverse High Country

2021 Toyota 4Runner Limited

2023 BMW X5 xDrive40i

2022 Jeep Wagoneer Series III

2026 Toyota Crown XLE

2023 Ford Explorer ST

2022 Chevrolet Suburban Z71

2023 Chevrolet Tahoe LT

Tennessee Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2021 Toyota 4Runner Limited

Toyota 4Runner Limited

2021 Toyota 4Runner Limited Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2026 Toyota Crown XLE

Toyota Crown XLE

2026 Toyota Crown XLE Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2022 Chevrolet Suburban Z71

Chevrolet Suburban Z71

2022 Chevrolet Suburban Z71 Car Loan Estimate

2023 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2023 Chevrolet Tahoe LT Car Loan Estimate

Tennessee Areas with Used Cars for Sale Below $45,000

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