Tennessee Used Cars Under $40,000 |with Payments|

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy FWD SUV below 28,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $37K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$36,498
Est. Payment:	$697.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,920
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,498.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,699.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,732.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,732.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV below 8,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$38,587
Est. Payment:	$736.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,264
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$38,587.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,908.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,030.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,030.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Blazer RS

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This low mileage second hand 2025 Chevrolet Blazer RS AWD SUV under 15,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $38K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$37,939
Est. Payment:	$724.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,316
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$37,939.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,843.90
Avg. DMV Fee	35.00
Cash Sale Price	$42,317.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,317.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,939.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$38,799
Est. Payment:	$740.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,799.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,929.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,263.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,263.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$740.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 26,000 miles, automatic transmission, and 25 MPG, 3.6L hybrid engine is for sale right now under $37K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$36,626
Est. Payment:	$699.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,300
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,626.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,712.60
Avg. DMV Fee	35.00
Cash Sale Price	$40,873.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,873.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Adventure

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This low mileage used 2024 Toyota RAV4 Adventure AWD SUV below 19,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Ascent Onyx Edition

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This low mileage used 2025 Subaru Ascent Onyx Edition AWD SUV under 2,000 miles, cvt transmission, and 25 MPG, 2.4L gas engine is for sale right now under $40K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$39,945
Est. Payment:	$761.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,487
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,945.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,044.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,524.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,524.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage preowned 2023 Dodge Charger R/T RWD sedan below 8,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now below $40K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$39,383
Est. Payment:	$751.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,692
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$39,383.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,988.30
Avg. DMV Fee	35.00
Cash Sale Price	$43,906.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,906.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified second hand 2025 Hyundai SANTA FE Limited FWD SUV below 15,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $40K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$39,988
Est. Payment:	$762.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,711
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,048.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,571.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,571.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2025 Genesis GV70 2.5T Standard

2025 Chevrolet Blazer RS

2025 Hyundai SANTA CRUZ Limited

2023 Ram 1500 Big Horn

2024 Toyota RAV4 Adventure

2025 Subaru Ascent Onyx Edition

2025 Hyundai SANTA CRUZ XRT

2023 Dodge Charger R/T

2025 Hyundai SANTA FE Limited

Tennessee Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Chevrolet Blazer RS

Chevrolet Blazer RS

2025 Chevrolet Blazer RS Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2025 Subaru Ascent Onyx Edition

Subaru Ascent Onyx Edition

2025 Subaru Ascent Onyx Edition Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

Tennessee Areas with Used Cars for Sale Below $40,000

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