Tennessee Used Cars Under $40,000 |with Payments|

2025 Subaru Forester Touring

⇩ View Seller Description

This low mileage preowned 2025 Subaru Forester Touring AWD wagon under 10,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$35,972
Est. Payment:	$687.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,972.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,647.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,154.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,154.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

⇩ View Seller Description

This average mileage used 2021 GMC Sierra 1500 SLT 4X4 pickup under 80,000 miles, transmission, and 25 MPG, 5.3L gas engine is for sale right now under $36K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$35,492
Est. Payment:	$951.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,161
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$35,492.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,599.20
Avg. DMV Fee	35.00
Cash Sale Price	$39,626.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,626.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$951.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup under 40,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now below $36K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$35,493
Est. Payment:	$678.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,493.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,599.30
Avg. DMV Fee	35.00
Cash Sale Price	$39,627.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,627.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

⇩ View Seller Description

This low mileage preowned 2021 Toyota Tacoma TRD Sport 4X4 pickup under 59,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $36K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$35,920
Est. Payment:	$736.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,746
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,920.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,642.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,097.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,097.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$736.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Highlander XLE

⇩ View Seller Description

This below average mileage used 2024 Toyota Highlander XLE FWD SUV under 60,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now below $39K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$38,869
Est. Payment:	$860.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,371
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,869.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,936.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,340.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,340.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$860.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,869.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey EX-L

⇩ View Seller Description

This low mileage second hand 2025 Honda Odyssey EX-L FWD mini-van under 26,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $36K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$35,795
Est. Payment:	$683.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,357
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$35,795.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,629.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,959.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,959.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4X4 pickup under 28,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now under $39K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$38,263
Est. Payment:	$730.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,313
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,263.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,876.30
Avg. DMV Fee	35.00
Cash Sale Price	$42,674.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,674.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$730.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV below 14,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$38,531
Est. Payment:	$735.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,082
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$38,531.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,903.10
Avg. DMV Fee	35.00
Cash Sale Price	$42,969.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,531.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SANTA FE SEL FWD SUV under 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $40K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$39,400
Est. Payment:	$751.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,990.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,925.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,925.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$751.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $40,000

2025 Subaru Forester Touring

2021 GMC Sierra 1500 SLT

2025 Ram 1500 Big Horn

2021 Toyota Tacoma TRD Sport

2024 Toyota Highlander XLE

2025 Honda Odyssey EX-L

2025 Hyundai SANTA CRUZ XRT

2023 Ford F-150 XL

2024 Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE SEL

Tennessee Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Vehicles Priced Below $40,000

2025 Subaru Forester Touring

Subaru Forester Touring

2025 Subaru Forester Touring Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Toyota Highlander XLE

Toyota Highlander XLE

2024 Toyota Highlander XLE Car Loan Estimate

2025 Honda Odyssey EX-L

Honda Odyssey EX-L

2025 Honda Odyssey EX-L Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

Tennessee Areas with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments