Austin, TX Used Cars Under $650 a Month

2025 Kia Sportage SX-Prestige

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This low mileage used 2025 Kia Sportage SX-Prestige FWD SUV below 7,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $33K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$32,982
Est. Payment:	$615.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,213
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$32,982.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,733.39
Avg. DMV Fee	94.00
Cash Sale Price	$35,959.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,959.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$615.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Cadillac XT5 Luxury

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This high mileage second hand 2017 Cadillac XT5 Luxury FWD SUV under 146,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $13K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$12,578
Est. Payment:	$506.21 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	145,842
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$12,578.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,050.06
Avg. DMV Fee	94.00
Cash Sale Price	$13,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$506.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,578.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XL

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This average mileage used 2022 Ford Ranger XL RWD pickup below 84,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $25K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$24,775
Est. Payment:	$649.99 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,573
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$24,775.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,056.31
Avg. DMV Fee	94.00
Cash Sale Price	$27,075.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,075.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$649.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota Camry SE

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This high mileage preowned 2016 Toyota Camry SE FWD sedan below 170,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $13K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$12,971
Est. Payment:	$521.73 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	169,906
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$12,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,082.48
Avg. DMV Fee	94.00
Cash Sale Price	$14,297.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,297.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$521.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This low mileage second hand 2024 Kia Telluride EX AWD SUV under 39,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $35K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$34,193
Est. Payment:	$637.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,447
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$34,193.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,833.30
Avg. DMV Fee	94.00
Cash Sale Price	$37,270.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,270.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$637.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,193.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX w/Tech

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This low mileage used 2023 Acura RDX w/Tech FWD SUV below 27,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $35K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$34,406
Est. Payment:	$641.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,650
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$34,406.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,850.87
Avg. DMV Fee	94.00
Cash Sale Price	$37,500.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,500.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$641.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,406.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tacoma TRD Pro

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This low mileage used 2019 Toyota Tacoma TRD Pro 4x4 pickup under 52,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now below $32K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$31,815
Est. Payment:	$637.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,390
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$31,815.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,637.11
Avg. DMV Fee	94.00
Cash Sale Price	$34,696.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,696.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$637.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,815.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX RWD pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $34K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$33,983
Est. Payment:	$633.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,895
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$33,983.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,815.97
Avg. DMV Fee	94.00
Cash Sale Price	$37,042.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,042.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Cadillac XT5 Luxury

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This high mileage used 2018 Cadillac XT5 Luxury FWD SUV below 122,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $13K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$12,981
Est. Payment:	$522.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,352
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$12,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,083.31
Avg. DMV Fee	94.00
Cash Sale Price	$14,308.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,308.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$522.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Classic SLT

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This below average mileage used 2023 Ram 1500 Classic SLT 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $29K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$28,834
Est. Payment:	$625.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,058
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$28,834.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,391.18
Avg. DMV Fee	94.00
Cash Sale Price	$31,469.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,469.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$625.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,834.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Sportage SX-Prestige

2017 Cadillac XT5 Luxury

2022 Ford Ranger XL

2016 Toyota Camry SE

2024 Kia Telluride EX

2023 Acura RDX w/Tech

2019 Toyota Tacoma TRD Pro

2024 Ford F-150 STX

2018 Cadillac XT5 Luxury

2023 Ram 1500 Classic SLT

Used Cars under $650 per month for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Sportage SX-Prestige

Kia Sportage SX-Prestige

2025 Kia Sportage SX-Prestige Car Loan Estimate

2017 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2017 Cadillac XT5 Luxury Car Loan Estimate

2022 Ford Ranger XL

Ford Ranger XL

2022 Ford Ranger XL Car Loan Estimate

2016 Toyota Camry SE

Toyota Camry SE

2016 Toyota Camry SE Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2023 Acura RDX w/Tech

Acura RDX w/Tech

2023 Acura RDX w/Tech Car Loan Estimate

2019 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2019 Toyota Tacoma TRD Pro Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2018 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2018 Cadillac XT5 Luxury Car Loan Estimate

2023 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2023 Ram 1500 Classic SLT Car Loan Estimate

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