Austin, TX Used Cars Under $20,000 |with Payments|

2023 Kia Sportage LX

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This average mileage preowned 2023 Kia Sportage LX FWD SUV below 75,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $19K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$18,498
Est. Payment:	$440.14 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,608
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,498.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,538.46
Avg. DMV Fee	94.00
Cash Sale Price	$20,280.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,280.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$440.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This above average mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV under 90,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $16K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$15,985
Est. Payment:	$473.67 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,451
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$15,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,331.14
Avg. DMV Fee	94.00
Cash Sale Price	$17,560.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,560.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$473.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape SEL

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This low mileage used 2019 Ford Escape SEL FWD SUV below 43,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $18K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$17,774
Est. Payment:	$333.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,308
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$17,774.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,478.73
Avg. DMV Fee	94.00
Cash Sale Price	$19,496.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,496.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$333.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mazda CX-5 Touring

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This low mileage second hand 2019 Mazda CX-5 Touring FWD SUV under 53,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,865
Est. Payment:	$399.53 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,236
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,865.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,651.24
Avg. DMV Fee	94.00
Cash Sale Price	$21,760.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,760.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$399.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage second hand 2025 Kia Soul S FWD hatchback under 18,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,439
Est. Payment:	$364.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,289
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,439.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,616.09
Avg. DMV Fee	94.00
Cash Sale Price	$21,299.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,299.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Volvo XC60 T5 Momentum

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This above average mileage second hand 2019 Volvo XC60 T5 Momentum AWD SUV below 93,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,384
Est. Payment:	$572.92 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,266
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,384.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,611.56
Avg. DMV Fee	94.00
Cash Sale Price	$21,239.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,239.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$572.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda CR-V EX

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This above average mileage second hand 2016 Honda CR-V EX FWD SUV below 92,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now below $18K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$17,971
Est. Payment:	$531.66 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,756
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$17,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,494.98
Avg. DMV Fee	94.00
Cash Sale Price	$19,709.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,709.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$531.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Lexus LS 460 L

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This high mileage used 2013 Lexus LS 460 L RWD sedan under 189,000 miles, automatic transmission, and 24 MPG, 4.6L gas engine is for sale right now under $16K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$15,934
Est. Payment:	$638.77 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	189,280
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$15,934.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,326.93
Avg. DMV Fee	94.00
Cash Sale Price	$17,504.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,504.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$638.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Soul GT-Line

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This low mileage second hand 2023 Kia Soul GT-Line FWD hatchback under 47,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $19K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$18,971
Est. Payment:	$355.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,460
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,577.48
Avg. DMV Fee	94.00
Cash Sale Price	$20,792.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,792.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$355.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Subaru Outback 3.6R Limited

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This low mileage second hand 2018 Subaru Outback 3.6R Limited AWD SUV under 51,000 miles, cvt transmission, and 24 MPG, 3.6L gas engine is for sale right now below $19K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$18,999
Est. Payment:	$382.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,273
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,579.79
Avg. DMV Fee	94.00
Cash Sale Price	$20,822.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,822.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$382.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $20,000

2023 Kia Sportage LX

2020 Hyundai SANTA FE SEL

2019 Ford Escape SEL

2019 Mazda CX-5 Touring

2025 Kia Soul S

2019 Volvo XC60 T5 Momentum

2016 Honda CR-V EX

2013 Lexus LS 460 L

2023 Kia Soul GT-Line

2018 Subaru Outback 3.6R Limited

Used Cars under $20,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $20,000

2023 Kia Sportage LX

Kia Sportage LX

2023 Kia Sportage LX Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2019 Ford Escape SEL

Ford Escape SEL

2019 Ford Escape SEL Car Loan Estimate

2019 Mazda CX-5 Touring

Mazda CX-5 Touring

2019 Mazda CX-5 Touring Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2019 Volvo XC60 T5 Momentum

Volvo XC60 T5 Momentum

2019 Volvo XC60 T5 Momentum Car Loan Estimate

2016 Honda CR-V EX

Honda CR-V EX

2016 Honda CR-V EX Car Loan Estimate

2013 Lexus LS 460 L

Lexus LS 460 L

2013 Lexus LS 460 L Car Loan Estimate

2023 Kia Soul GT-Line

Kia Soul GT-Line

2023 Kia Soul GT-Line Car Loan Estimate

2018 Subaru Outback 3.6R Limited

Subaru Outback 3.6R Limited

2018 Subaru Outback 3.6R Limited Car Loan Estimate

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