Austin, TX Used Cars Under $20,000 |with Payments|

2023 Kia Sportage LX

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This average mileage preowned 2023 Kia Sportage LX FWD SUV below 75,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $19K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$18,498
Est. Payment:	$440.14 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,608
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,498.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,538.46
Avg. DMV Fee	94.00
Cash Sale Price	$20,280.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,280.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$440.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This above average mileage used 2020 Hyundai SANTA FE SEL FWD SUV below 90,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $16K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$15,985
Est. Payment:	$473.67 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,451
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$15,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,331.14
Avg. DMV Fee	94.00
Cash Sale Price	$17,560.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,560.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$473.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mazda CX-5 Touring

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This low mileage preowned 2019 Mazda CX-5 Touring FWD SUV below 53,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,865
Est. Payment:	$399.53 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,236
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,865.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,651.24
Avg. DMV Fee	94.00
Cash Sale Price	$21,760.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,760.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$399.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback below 18,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,439
Est. Payment:	$364.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,289
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,439.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,616.09
Avg. DMV Fee	94.00
Cash Sale Price	$21,299.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,299.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Volvo XC60 T5 Momentum

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This above average mileage used 2019 Volvo XC60 T5 Momentum AWD SUV below 93,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $20K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$19,384
Est. Payment:	$572.92 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,266
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,384.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,611.56
Avg. DMV Fee	94.00
Cash Sale Price	$21,239.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,239.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$572.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Ranger XL

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This high mileage preowned 2019 Ford Ranger XL RWD pickup below 123,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $20K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$19,971
Est. Payment:	$798.24 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,033
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,659.98
Avg. DMV Fee	94.00
Cash Sale Price	$21,874.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,874.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$798.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Genesis G70 2.0T

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This average mileage second hand 2020 Genesis G70 2.0T AWD sedan under 77,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $19K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$18,982
Est. Payment:	$451.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,258
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,982.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,578.39
Avg. DMV Fee	94.00
Cash Sale Price	$20,804.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,804.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$451.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA SEL

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This average mileage second hand 2021 Hyundai KONA SEL FWD SUV under 81,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $17K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$16,971
Est. Payment:	$447.18 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,646
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$16,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,412.48
Avg. DMV Fee	94.00
Cash Sale Price	$18,627.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,627.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$447.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Trailblazer LT

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This below average mileage second hand 2021 Chevrolet Trailblazer LT FWD SUV under 65,000 miles, cvt transmission, and 22 MPG, 1.3L gas engine is for sale right now under $18K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$17,981
Est. Payment:	$391.71 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,000
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$17,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,495.81
Avg. DMV Fee	94.00
Cash Sale Price	$19,720.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,720.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$391.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Edge Titanium

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This low mileage used 2018 Ford Edge Titanium FWD SUV below 58,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $18K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$17,991
Est. Payment:	$362.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,400
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$17,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,496.63
Avg. DMV Fee	94.00
Cash Sale Price	$19,731.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,731.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$362.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $20,000

2023 Kia Sportage LX

2020 Hyundai SANTA FE SEL

2019 Mazda CX-5 Touring

2025 Kia Soul S

2019 Volvo XC60 T5 Momentum

2019 Ford Ranger XL

2020 Genesis G70 2.0T

2021 Hyundai KONA SEL

2021 Chevrolet Trailblazer LT

2018 Ford Edge Titanium

Used Cars under $20,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $20,000

2023 Kia Sportage LX

Kia Sportage LX

2023 Kia Sportage LX Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2019 Mazda CX-5 Touring

Mazda CX-5 Touring

2019 Mazda CX-5 Touring Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2019 Volvo XC60 T5 Momentum

Volvo XC60 T5 Momentum

2019 Volvo XC60 T5 Momentum Car Loan Estimate

2019 Ford Ranger XL

Ford Ranger XL

2019 Ford Ranger XL Car Loan Estimate

2020 Genesis G70 2.0T

Genesis G70 2.0T

2020 Genesis G70 2.0T Car Loan Estimate

2021 Hyundai KONA SEL

Hyundai KONA SEL

2021 Hyundai KONA SEL Car Loan Estimate

2021 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2021 Chevrolet Trailblazer LT Car Loan Estimate

2018 Ford Edge Titanium

Ford Edge Titanium

2018 Ford Edge Titanium Car Loan Estimate

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