Austin, TX Used Cars Under $40,000 |with Payments|

2021 Ram 1500 Rebel

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This below average mileage second hand 2021 Ram 1500 Rebel 4x4 pickup under 62,000 miles, automatic transmission, and 30 MPG, 5.7L gas engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,775
Est. Payment:	$860.30 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,374
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,775.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,293.81
Avg. DMV Fee	94.00
Cash Sale Price	$43,312.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,312.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$860.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 15,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,120
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

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This above average mileage preowned 2021 Chevrolet Tahoe High Country RWD SUV below 97,000 miles, automatic transmission, and 30 MPG, 6.2L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1174.60 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,103
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1174.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV under 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,586
Est. Payment:	$719.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,145
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,586.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,195.72
Avg. DMV Fee	94.00
Cash Sale Price	$42,025.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,025.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT Premium

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This low mileage second hand 2022 Ford Mustang GT Premium RWD coupe under 45,000 miles, transmission, and 30 MPG, 5.0L gas engine is for sale right now below $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,991
Est. Payment:	$726.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,545
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.13
Avg. DMV Fee	94.00
Cash Sale Price	$42,464.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,464.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 12,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,971
Est. Payment:	$726.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,342
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.48
Avg. DMV Fee	94.00
Cash Sale Price	$42,442.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,442.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz GLE GLE 450 4MATIC

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This low mileage second hand 2020 Mercedes-Benz GLE GLE 450 4MATIC AWD SUV under 40,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,735
Est. Payment:	$684.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,418
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,735.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,043.01
Avg. DMV Fee	94.00
Cash Sale Price	$40,022.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,022.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This average mileage used 2022 BMW X5 xDrive40i AWD SUV below 79,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,971
Est. Payment:	$897.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,120
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,144.98
Avg. DMV Fee	94.00
Cash Sale Price	$41,359.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,359.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$897.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage second hand 2024 Ford Bronco Big Bend 4x4 SUV under 8,000 miles, transmission, and 30 MPG, 2.3L gas engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,971
Est. Payment:	$726.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,989
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.48
Avg. DMV Fee	94.00
Cash Sale Price	$42,442.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,442.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage second hand 2025 BMW 3 Series 330i xDrive AWD sedan under 23,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $36K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$35,908
Est. Payment:	$669.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,859
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.79
Avg. DMV Fee	94.00
Cash Sale Price	$39,126.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,126.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2021 Ram 1500 Rebel

2025 Ford Mustang Mach-E Premium

2021 Chevrolet Tahoe High Country

2025 Ford Mustang Mach-E GT

2022 Ford Mustang GT Premium

2025 Ford Mustang Mach-E Premium

2020 Mercedes-Benz GLE GLE 450 4MATIC

2022 BMW X5 xDrive40i

2024 Ford Bronco Big Bend

2025 BMW 3 Series 330i xDrive

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2021 Ram 1500 Rebel

Ram 1500 Rebel

2021 Ram 1500 Rebel Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2022 Ford Mustang GT Premium

Ford Mustang GT Premium

2022 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2020 Mercedes-Benz GLE GLE 450 4MATIC

Mercedes-Benz GLE GLE 450 4MATIC

2020 Mercedes-Benz GLE 450 4MATIC Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

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