Austin, TX Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 57,000 miles, a transmission, and 16 MPG, 5.0L flexible engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,586
Est. Payment:	$791.48 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,082
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,586.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,278.22
Avg. DMV Fee	94.00
Cash Sale Price	$43,108.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,108.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$791.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 9,000 miles, a transmission, and 0.0L electric engine is for sale right now below $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,982
Est. Payment:	$726.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,103
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,982.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,228.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,454.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,454.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV below 18,000 miles, a transmission, and 0.0L electric engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,953
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 14,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,975
Est. Payment:	$707.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,072
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,145.31
Avg. DMV Fee	94.00
Cash Sale Price	$41,364.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,364.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage second hand 2024 Chevrolet Traverse LT FWD SUV below 34,000 miles, a transmission, and 16 MPG, 2.5L gas engine is for sale right now under $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,981
Est. Payment:	$670.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,559
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,980.81
Avg. DMV Fee	94.00
Cash Sale Price	$39,205.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,205.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 16 MPG, 5.0L flexible engine is for sale right now below $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,583
Est. Payment:	$731.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,402
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,583.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,030.47
Avg. DMV Fee	94.00
Cash Sale Price	$39,857.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,857.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$731.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV under 15,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,982
Est. Payment:	$707.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,855
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,982.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,145.89
Avg. DMV Fee	94.00
Cash Sale Price	$41,371.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,371.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Z71

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This high mileage used 2021 Chevrolet Tahoe Z71 4X4 SUV under 121,000 miles, a transmission, and 16 MPG, 5.3L gas engine is for sale right now below $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,788
Est. Payment:	$1462.54 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,330
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,788.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,047.39
Avg. DMV Fee	94.00
Cash Sale Price	$40,079.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,079.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1462.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 16,000 miles, a transmission, and 0.0L electric engine is for sale right now below $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,983
Est. Payment:	$707.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,697
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,983.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,145.97
Avg. DMV Fee	94.00
Cash Sale Price	$41,372.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,372.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Armada Platinum

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This low mileage preowned 2022 Nissan Armada Platinum 4X4 SUV under 39,000 miles, a transmission, and 16 MPG, 5.6L gas engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,982
Est. Payment:	$744.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,386
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,982.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.89
Avg. DMV Fee	94.00
Cash Sale Price	$43,536.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,536.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E Premium

2024 Chevrolet Traverse LT

2022 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2021 Chevrolet Tahoe Z71

2025 Ford Mustang Mach-E Premium

2022 Nissan Armada Platinum

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2021 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2021 Chevrolet Tahoe Z71 Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Nissan Armada Platinum

Nissan Armada Platinum

2022 Nissan Armada Platinum Car Loan Estimate

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