Austin, TX Used Cars Under $40,000 |with Payments|

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,880
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited Custom Trail Boss

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This low mileage preowned 2022 Chevrolet Silverado 1500 Limited Custom Trail Boss 4x4 pickup below 40,000 miles, automatic transmission, and 56 MPG, 6.2L gas engine is for sale right now below $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,221
Est. Payment:	$712.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,179
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,221.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,165.61
Avg. DMV Fee	94.00
Cash Sale Price	$41,630.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,630.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 44,000 miles, automatic transmission, and 56 MPG, 2.7L gas engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,981
Est. Payment:	$744.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,615
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.81
Avg. DMV Fee	94.00
Cash Sale Price	$43,535.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,535.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lexus GX 460 Base

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This average mileage preowned 2019 Lexus GX 460 Base AWD SUV under 73,000 miles, automatic transmission, and 56 MPG, 4.6L gas engine is for sale right now below $36K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$35,991
Est. Payment:	$851.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,263
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.63
Avg. DMV Fee	94.00
Cash Sale Price	$39,216.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,216.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$851.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Pro

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This low mileage second hand 2021 Toyota Tacoma TRD Pro 4x4 pickup below 49,000 miles, manual transmission, and 56 MPG, 3.5L gas engine is for sale right now under $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,971
Est. Payment:	$689.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,942
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,062.48
Avg. DMV Fee	94.00
Cash Sale Price	$40,277.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,277.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This below average mileage preowned 2024 Jeep Wagoneer Series II RWD SUV under 63,000 miles, automatic transmission, and 56 MPG, 3.0L gas engine is for sale right now below $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,515
Est. Payment:	$790.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,791
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,515.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,024.86
Avg. DMV Fee	94.00
Cash Sale Price	$39,783.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,783.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$790.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL RWD pickup below 23,000 miles, automatic transmission, and 56 MPG, 2.7L gas engine is for sale right now below $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$670.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,724
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350

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This below average mileage second hand 2022 Mercedes-Benz GLE GLE 350 RWD SUV under 63,000 miles, automatic transmission, and 56 MPG, 2.0L gas engine is for sale right now under $38K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$37,949
Est. Payment:	$821.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,369
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,949.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,143.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,336.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,336.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$821.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Z71

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This high mileage used 2021 Chevrolet Tahoe Z71 4x4 SUV under 121,000 miles, automatic transmission, and 56 MPG, 5.3L gas engine is for sale right now under $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,491
Est. Payment:	$1529.81 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,330
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,922.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,922.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1529.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Grand Touring

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This low mileage used 2021 Lincoln Aviator Grand Touring AWD SUV under 51,000 miles, automatic transmission, and 56 MPG, 3.0L hybrid engine is for sale right now under $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,399
Est. Payment:	$767.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,779
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,180.29
Avg. DMV Fee	94.00
Cash Sale Price	$41,823.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,823.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$767.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

2022 Chevrolet Silverado 1500 Limited Custom Trail Boss

2023 Ford F-150 XL

2019 Lexus GX 460 Base

2021 Toyota Tacoma TRD Pro

2024 Jeep Wagoneer Series II

2023 Ford F-150 XL

2022 Mercedes-Benz GLE GLE 350

2021 Chevrolet Tahoe Z71

2021 Lincoln Aviator Grand Touring

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited Custom Trail Boss

Chevrolet Silverado 1500 Limited Custom Trail Boss

2022 Chevrolet Silverado 1500 Limited Custom Trail Boss Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2019 Lexus GX 460 Base

Lexus GX 460 Base

2019 Lexus GX 460 Base Car Loan Estimate

2021 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2021 Toyota Tacoma TRD Pro Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2022 Mercedes-Benz GLE 350 Car Loan Estimate

2021 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2021 Chevrolet Tahoe Z71 Car Loan Estimate

2021 Lincoln Aviator Grand Touring

Lincoln Aviator Grand Touring

2021 Lincoln Aviator Grand Touring Car Loan Estimate

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