Austin, TX Used Cars Under $40,000 |with Payments|

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 10,000 miles, a transmission, and 0.0L electric engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,975
Est. Payment:	$726.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,550
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.81
Avg. DMV Fee	94.00
Cash Sale Price	$42,446.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,446.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 42,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,983
Est. Payment:	$707.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,266
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,983.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,145.97
Avg. DMV Fee	94.00
Cash Sale Price	$41,372.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,372.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This average mileage second hand 2021 Ford F-150 XLT 4X4 pickup below 74,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now under $38K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$37,523
Est. Payment:	$887.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,103
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,523.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,108.02
Avg. DMV Fee	94.00
Cash Sale Price	$40,875.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,875.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$887.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,523.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 9,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,971
Est. Payment:	$689.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,012
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,062.48
Avg. DMV Fee	94.00
Cash Sale Price	$40,277.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,277.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now under $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,583
Est. Payment:	$731.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,402
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,583.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,030.47
Avg. DMV Fee	94.00
Cash Sale Price	$39,857.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,857.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$731.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 45,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $38K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$37,985
Est. Payment:	$707.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,329
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.14
Avg. DMV Fee	94.00
Cash Sale Price	$41,375.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,375.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage preowned 2024 Chevrolet Traverse LT FWD SUV below 34,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,981
Est. Payment:	$670.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,559
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,980.81
Avg. DMV Fee	94.00
Cash Sale Price	$39,205.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,205.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium RWD SUV below 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,975
Est. Payment:	$689.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,461
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,975.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,062.81
Avg. DMV Fee	94.00
Cash Sale Price	$40,281.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,281.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Mojave

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This low mileage preowned 2023 Jeep Gladiator Mojave 4X4 pickup under 17,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,971
Est. Payment:	$726.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,223
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.48
Avg. DMV Fee	94.00
Cash Sale Price	$42,442.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,442.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 47,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,888
Est. Payment:	$743.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,415
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,303.14
Avg. DMV Fee	94.00
Cash Sale Price	$43,435.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,435.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

2023 Ford Explorer ST

2021 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2022 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Chevrolet Traverse LT

2025 Ford Mustang Mach-E Premium

2023 Jeep Gladiator Mojave

2023 Ford F-150 XLT

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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