Austin, TX Used Cars Under $40,000 |with Payments|

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV under 15,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,985
Est. Payment:	$689.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,908
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,292.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,292.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This average mileage second hand 2022 Toyota Tacoma TRD Sport 4x4 pickup under 89,000 miles, manual transmission, and 100 MPG, 3.5L gas engine is for sale right now under $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,099
Est. Payment:	$944.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,623
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,099.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,990.54
Avg. DMV Fee	94.00
Cash Sale Price	$39,333.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,333.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$944.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Z71

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This high mileage used 2021 Chevrolet Tahoe Z71 4x4 SUV below 121,000 miles, automatic transmission, and 100 MPG, 5.3L gas engine is for sale right now below $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,491
Est. Payment:	$1529.81 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,330
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,922.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,922.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1529.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage second hand 2023 Jeep Gladiator Rubicon 4x4 pickup below 29,000 miles, transmission, and 100 MPG, 3.6L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,056
Est. Payment:	$727.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,495
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,056.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,234.50
Avg. DMV Fee	94.00
Cash Sale Price	$42,534.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,534.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 7,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,452
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage preowned 2025 Toyota Tacoma SR5 RWD pickup under 3,000 miles, automatic transmission, and 100 MPG, 2.4L gas engine is for sale right now below $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$670.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,776
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This above average mileage second hand 2022 GMC Sierra 1500 Elevation 4x4 pickup under 99,000 miles, automatic transmission, and 100 MPG, 3.0L diesel engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,971
Est. Payment:	$1144.85 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,660
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.48
Avg. DMV Fee	94.00
Cash Sale Price	$42,442.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,442.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1144.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

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This above average mileage preowned 2021 Chevrolet Tahoe High Country RWD SUV below 97,000 miles, automatic transmission, and 100 MPG, 6.2L gas engine is for sale right now below $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,885
Est. Payment:	$1083.94 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,103
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.39
Avg. DMV Fee	94.00
Cash Sale Price	$40,184.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,184.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1083.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 25,000 miles, automatic transmission, and 100 MPG, 2.3L gas engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,886
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,893
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E GT

2022 Toyota Tacoma TRD Sport

2021 Chevrolet Tahoe Z71

2023 Jeep Gladiator Rubicon

2025 Ford Mustang Mach-E Premium

2025 Toyota Tacoma SR5

2022 GMC Sierra 1500 Elevation

2021 Chevrolet Tahoe High Country

2025 Ford Explorer ST-Line

2025 Ford Mustang Mach-E Premium

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2021 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2021 Chevrolet Tahoe Z71 Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

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