Austin, TX Used Cars Under $40,000 |with Payments|

2021 Ram 1500 Limited

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This average mileage preowned 2021 Ram 1500 Limited 4x4 pickup under 80,000 miles, automatic transmission, and 90 MPG, 5.7L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,619
Est. Payment:	$936.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,935
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,619.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,280.94
Avg. DMV Fee	94.00
Cash Sale Price	$43,143.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,143.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$936.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lexus GX 460 Base

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This average mileage second hand 2019 Lexus GX 460 Base AWD SUV under 73,000 miles, automatic transmission, and 90 MPG, 4.6L gas engine is for sale right now under $36K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$35,991
Est. Payment:	$851.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,263
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.63
Avg. DMV Fee	94.00
Cash Sale Price	$39,216.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,216.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$851.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,772
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Launch Edition

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This low mileage second hand 2020 Jeep Gladiator Launch Edition 4x4 pickup below 38,000 miles, transmission, and 90 MPG, 3.6L gas engine is for sale right now under $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$670.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,506
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 25,000 miles, automatic transmission, and 90 MPG, 2.3L gas engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,886
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage second hand 2023 Jeep Gladiator Rubicon 4x4 pickup below 29,000 miles, transmission, and 90 MPG, 3.6L gas engine is for sale right now below $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,056
Est. Payment:	$727.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,495
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,056.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,234.50
Avg. DMV Fee	94.00
Cash Sale Price	$42,534.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,534.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 RWD pickup below 3,000 miles, automatic transmission, and 90 MPG, 2.4L gas engine is for sale right now below $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$670.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,776
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage second hand 2024 Chevrolet Colorado Z71 4x4 pickup below 16,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,264
Est. Payment:	$731.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,328
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,264.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,251.66
Avg. DMV Fee	94.00
Cash Sale Price	$42,759.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,759.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$731.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,264.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Standard

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This low mileage second hand 2023 Lincoln Aviator Standard RWD SUV under 46,000 miles, automatic transmission, and 90 MPG, 3.0L gas engine is for sale right now under $39K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$38,121
Est. Payment:	$710.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,075
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,121.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,157.36
Avg. DMV Fee	94.00
Cash Sale Price	$41,522.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,522.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV under 15,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,985
Est. Payment:	$689.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,908
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,292.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,292.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2021 Ram 1500 Limited

2019 Lexus GX 460 Base

2025 Ford Mustang Mach-E Premium

2020 Jeep Gladiator Launch Edition

2025 Ford Explorer ST-Line

2023 Jeep Gladiator Rubicon

2025 Toyota Tacoma SR5

2024 Chevrolet Colorado Z71

2023 Lincoln Aviator Standard

2025 Ford Mustang Mach-E GT

Used Cars under $40,000 for Sale in Austin, TX

Austin, TX Secondhand Used Vehicles Priced Below $40,000

2021 Ram 1500 Limited

Ram 1500 Limited

2021 Ram 1500 Limited Car Loan Estimate

2019 Lexus GX 460 Base

Lexus GX 460 Base

2019 Lexus GX 460 Base Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2020 Jeep Gladiator Launch Edition

Jeep Gladiator Launch Edition

2020 Jeep Gladiator Launch Edition Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2023 Lincoln Aviator Standard

Lincoln Aviator Standard

2023 Lincoln Aviator Standard Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

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