Metro Lubbock, TX Area Used Cars Under $400 a Month

2025 Kia K4 LX

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This low mileage second hand 2025 Kia K4 LX FWD sedan below 31,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$20,995
Est. Payment:	$393.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,290
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.46
Avg. DMV Fee	94.00
Cash Sale Price	$22,983.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,983.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LS

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This low mileage preowned 2025 Chevrolet Trax LS FWD SUV below 38,000 miles, automatic transmission, and 35 MPG, 1.2L gas engine is for sale right now below $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,956
Est. Payment:	$374.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,463
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,956.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,658.75
Avg. DMV Fee	94.00
Cash Sale Price	$21,858.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,858.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Sport

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This low mileage used 2025 Jeep Compass Sport 4x4 SUV under 27,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $21K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$20,899
Est. Payment:	$391.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,363
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$20,899.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,736.54
Avg. DMV Fee	94.00
Cash Sale Price	$22,879.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,879.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$391.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Rogue S

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This below average mileage preowned 2020 Nissan Rogue S FWD SUV under 65,000 miles, cvt transmission, and 35 MPG, 2.5L gas engine is for sale right now below $17K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$16,509
Est. Payment:	$360.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,328
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$16,509.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,374.37
Avg. DMV Fee	94.00
Cash Sale Price	$18,127.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,127.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$360.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Flex SEL

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This average mileage used 2016 Ford Flex SEL FWD wagon below 87,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now under $14K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$13,990
Est. Payment:	$369.71 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,837
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$13,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,166.55
Avg. DMV Fee	94.00
Cash Sale Price	$15,400.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,400.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$369.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Cadillac XT5 Luxury

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This average mileage preowned 2018 Cadillac XT5 Luxury FWD SUV under 74,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now under $16K at Brownfield Ford in Brownfield, TX. ...View More Details

Sales Price:	$15,994
Est. Payment:	$381.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,868
Location:	Brownfield, TX

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,331.88
Avg. DMV Fee	94.00
Cash Sale Price	$17,569.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,569.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$381.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LX

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This low mileage used 2023 Kia Forte LX FWD sedan below 15,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,897
Est. Payment:	$372.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,838
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,897.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,653.88
Avg. DMV Fee	94.00
Cash Sale Price	$21,794.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,794.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$372.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Buick Envision Preferred

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This low mileage used 2020 Buick Envision Preferred FWD SUV below 51,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $19K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$18,799
Est. Payment:	$378.34 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,665
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$18,799.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,563.29
Avg. DMV Fee	94.00
Cash Sale Price	$20,606.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,606.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$378.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Hyundai SANTA FE GLS

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This high mileage second hand 2011 Hyundai SANTA FE GLS AWD SUV below 141,000 miles, automatic transmission, and 35 MPG, 2.4L gas engine is for sale right now below $7K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$6,900
Est. Payment:	$281.92 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,491
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$6,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	581.63
Avg. DMV Fee	94.00
Cash Sale Price	$7,725.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,725.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$281.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SV

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This low mileage preowned 2025 Nissan Sentra SV FWD sedan under 38,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,514
Est. Payment:	$365.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,676
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,514.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,622.28
Avg. DMV Fee	94.00
Cash Sale Price	$21,380.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,380.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$365.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,514.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles with Payments Under $400 / Month

2025 Kia K4 LX

2025 Chevrolet Trax LS

2025 Jeep Compass Sport

2020 Nissan Rogue S

2016 Ford Flex SEL

2018 Cadillac XT5 Luxury

2023 Kia Forte LX

2020 Buick Envision Preferred

2011 Hyundai SANTA FE GLS

2025 Nissan Sentra SV

Greater Lubbock Area Cities with Used Cars for Sale Below $400 / Month

Metro Lubbock Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles with Payments Under $400 / Month

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Car Loan Estimate

2025 Chevrolet Trax LS

Chevrolet Trax LS

2025 Chevrolet Trax LS Car Loan Estimate

2025 Jeep Compass Sport

Jeep Compass Sport

2025 Jeep Compass Sport Car Loan Estimate

2020 Nissan Rogue S

Nissan Rogue S

2020 Nissan Rogue S Car Loan Estimate

2016 Ford Flex SEL

Ford Flex SEL

2016 Ford Flex SEL Car Loan Estimate

2018 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2018 Cadillac XT5 Luxury Car Loan Estimate

2023 Kia Forte LX

Kia Forte LX

2023 Kia Forte LX Car Loan Estimate

2020 Buick Envision Preferred

Buick Envision Preferred

2020 Buick Envision Preferred Car Loan Estimate

2011 Hyundai SANTA FE GLS

Hyundai SANTA FE GLS

2011 Hyundai SANTA FE GLS Car Loan Estimate

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $400 / Month

Metro Lubbock Area Counties with Used Cars for Sale Below $400 / Month

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