Lubbock, TX Area Used Cars Under $40,000

2025 Jeep Wrangler Willys

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This low mileage preowned 2025 Jeep Wrangler Willys 4x4 SUV below 9,000 miles, transmission, and 3.6L gas engine is for sale right now under $38K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$37,995
Est. Payment:	$708.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,152
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.96
Avg. DMV Fee	94.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 68,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$865.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,297
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$865.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Custom

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This below average mileage used 2024 Chevrolet Silverado 1500 Custom 4x4 pickup under 66,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $36K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$35,995
Est. Payment:	$779.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,177
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,220.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$779.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This above average mileage used 2024 Ram 2500 Tradesman 4x4 pickup below 94,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $38K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$37,995
Est. Payment:	$1116.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,941
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.96
Avg. DMV Fee	94.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1116.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This high mileage used 2023 Ford F-150 Limited 4x4 pickup below 102,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1280.17 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,761
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1280.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage second hand 2022 Ford F-150 XL 4x4 pickup below 114,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1347.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,818
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1347.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Raptor

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This high mileage used 2019 Ford F-150 Raptor 4x4 pickup under 110,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1347.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,412
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1347.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe LT

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This high mileage preowned 2021 Chevrolet Tahoe LT RWD SUV below 108,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1246.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,111
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1246.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz CLS CLS 450

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This low mileage second hand 2020 Mercedes-Benz CLS CLS 450 RWD sedan below 52,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$759.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,984
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$759.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This average mileage preowned 2023 Ford Explorer ST AWD SUV below 72,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $39K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$38,421
Est. Payment:	$908.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,469
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$38,421.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.11
Avg. DMV Fee	94.00
Cash Sale Price	$41,847.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,847.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$908.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Wrangler Willys

2024 Ford F-150 XLT

2024 Chevrolet Silverado 1500 Custom

2024 Ram 2500 Tradesman

2023 Ford F-150 Limited

2022 Ford F-150 XL

2019 Ford F-150 Raptor

2021 Chevrolet Tahoe LT

2020 Mercedes-Benz CLS CLS 450

2023 Ford Explorer ST

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Wrangler Willys

Jeep Wrangler Willys

2025 Jeep Wrangler Willys Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2024 Chevrolet Silverado 1500 Custom Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2019 Ford F-150 Raptor

Ford F-150 Raptor

2019 Ford F-150 Raptor Car Loan Estimate

2021 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2021 Chevrolet Tahoe LT Car Loan Estimate

2020 Mercedes-Benz CLS CLS 450

Mercedes-Benz CLS CLS 450

2020 Mercedes-Benz CLS 450 Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

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