Lubbock, TX Area Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 55,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,590
Est. Payment:	$751.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,269
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,590.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,113.55
Avg. DMV Fee	94.00
Cash Sale Price	$40,947.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,947.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$751.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD Custom

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This high mileage second hand 2021 Chevrolet Silverado 2500HD Custom 4X4 pickup below 136,000 miles, transmission, and 21 MPG, 6.6L diesel engine is for sale right now under $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1470.52 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	136,134
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1470.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This above average mileage second hand 2022 Chevrolet Silverado 1500 RST 4X4 pickup under 99,000 miles, a transmission, and 21 MPG, 3.0L diesel engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1116.20 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,312
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1116.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda CR-V Hybrid Sport Touring

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This low mileage used 2025 Honda CR-V Hybrid Sport Touring AWD SUV under 19,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $39K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$38,990
Est. Payment:	$726.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,112
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,463.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This low mileage second hand 2022 Ram 1500 Lone Star 4X4 pickup under 36,000 miles, a transmission, and 21 MPG, 3.6L hybrid engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,329
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.08

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 4X4 pickup below 9,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now under $40K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$39,842
Est. Payment:	$742.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,507
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,842.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,299.34
Avg. DMV Fee	94.00
Cash Sale Price	$43,385.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,385.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,842.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage preowned 2022 Ford F-150 XLT 4X4 pickup below 62,000 miles, a transmission, and 21 MPG, 5.0L flexible engine is for sale right now under $39K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$38,975
Est. Payment:	$843.10 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,447
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.81
Avg. DMV Fee	94.00
Cash Sale Price	$42,446.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,446.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$843.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Sierra 1500 SLT

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This below average mileage second hand 2018 GMC Sierra 1500 SLT 4X4 pickup below 68,000 miles, transmission, and 21 MPG, 5.3L gas engine is for sale right now under $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$778.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,915
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$778.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4X2 pickup below 31,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$37,113
Est. Payment:	$691.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,850
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$37,113.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,074.20
Avg. DMV Fee	94.00
Cash Sale Price	$40,431.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,431.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,113.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX 4X4 pickup below 60,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $39K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$38,299
Est. Payment:	$765.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,774
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,172.04
Avg. DMV Fee	94.00
Cash Sale Price	$41,715.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,715.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$765.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2021 Chevrolet Silverado 2500HD Custom

2022 Chevrolet Silverado 1500 RST

2025 Honda CR-V Hybrid Sport Touring

2022 Ram 1500 Lone Star

2025 Toyota Tacoma SR5

2022 Ford F-150 XLT

2018 GMC Sierra 1500 SLT

2024 Ford F-150 STX

2024 Ford F-150 STX

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Chevrolet Silverado 2500HD Custom

Chevrolet Silverado 2500HD Custom

2021 Chevrolet Silverado 2500HD Custom Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Honda CR-V Hybrid Sport Touring

Honda CR-V Hybrid Sport Touring

2025 Honda CR-V Hybrid Sport Touring Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2018 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2018 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

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