Lubbock, TX Area Used Cars Under $40,000

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV under 38,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage preowned 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV below 57,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$799.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage second hand 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Denali

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This average mileage preowned 2022 GMC Sierra 1500 Limited Denali 4x4 pickup below 86,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $39K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$38,423
Est. Payment:	$1004.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,506
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,423.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.27
Avg. DMV Fee	94.00
Cash Sale Price	$41,849.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,849.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1004.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Laramie

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This low mileage second hand 2019 Ram 1500 Laramie 4x4 pickup below 55,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$739.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,522
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$739.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This high mileage preowned 2023 Ford F-150 Platinum 4x4 pickup under 102,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1246.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,761
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1246.68

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX50 Sensory

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This low mileage second hand 2023 INFINITI QX50 Sensory AWD SUV below 9,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,105
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty Lariat

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This high mileage second hand 2024 Ford F-250 Super Duty Lariat 4x4 pickup below 169,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $36K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$35,602
Est. Payment:	$1415.69 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	169,416
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$35,602.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,949.54
Avg. DMV Fee	94.00
Cash Sale Price	$38,795.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,795.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1415.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,602.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This below average mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 69,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,740
Est. Payment:	$816.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,708
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,740.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,125.93
Avg. DMV Fee	94.00
Cash Sale Price	$41,109.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,109.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$816.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD Work Truck

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This high mileage used 2024 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 110,000 miles, transmission, and 6.6L diesel engine is for sale right now below $37K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$36,909
Est. Payment:	$1243.97 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,168
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$36,909.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,057.37
Avg. DMV Fee	94.00
Cash Sale Price	$40,210.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1243.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2022 Audi Q8 quattro Premium 55 TFSI

2025 Nissan Pathfinder SL

2022 GMC Sierra 1500 Limited Denali

2019 Ram 1500 Laramie

2023 Ford F-150 Platinum

2023 INFINITI QX50 Sensory

2024 Ford F-250 Super Duty Lariat

2023 Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 2500HD Work Truck

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2022 GMC Sierra 1500 Limited Denali

GMC Sierra 1500 Limited Denali

2022 GMC Sierra 1500 Limited Denali Car Loan Estimate

2019 Ram 1500 Laramie

Ram 1500 Laramie

2019 Ram 1500 Laramie Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 INFINITI QX50 Sensory

INFINITI QX50 Sensory

2023 INFINITI QX50 Sensory Car Loan Estimate

2024 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2024 Ford F-250 Super Duty Lariat Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2024 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

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