Lubbock, TX Area Used Cars Under $40,000

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV below 38,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage used 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV under 57,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$799.61

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This high mileage preowned 2021 GMC Sierra 1500 AT4 4x4 pickup below 118,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now under $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$1213.19 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,811
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1213.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac CT4 Sport

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This low mileage preowned 2024 Cadillac CT4 Sport AWD sedan below 6,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,126
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

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This low mileage second hand 2022 GMC Sierra 1500 SLT RWD pickup under 44,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $40K at Brownfield Ford in Brownfield, TX. ...View More Details

Sales Price:	$39,994
Est. Payment:	$745.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,919
Location:	Brownfield, TX

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.88
Avg. DMV Fee	94.00
Cash Sale Price	$43,549.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,549.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty King Ranch

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This high mileage second hand 2022 Ford F-350 Super Duty King Ranch 4x4 pickup under 103,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $40K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$39,899
Est. Payment:	$1344.10 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,607
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$39,899.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,304.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,447.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,447.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1344.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Laramie

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This average mileage preowned 2020 Ram 1500 Laramie 4x4 pickup below 73,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$945.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,366
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$945.04

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This below average mileage certified second hand 2021 Ford Mustang GT Premium RWD coupe below 69,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $37K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$36,902
Est. Payment:	$798.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,014
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,902.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,202.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,202.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$798.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This above average mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 91,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$1087.27 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,100
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1087.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2022 Audi Q8 quattro Premium 55 TFSI

2025 Nissan Pathfinder SL

2021 GMC Sierra 1500 AT4

2024 Cadillac CT4 Sport

2022 GMC Sierra 1500 SLT

2022 Ford F-350 Super Duty King Ranch

2020 Ram 1500 Laramie

2021 Ford Mustang GT Premium

2024 Ford F-150 XLT

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2024 Cadillac CT4 Sport

Cadillac CT4 Sport

2024 Cadillac CT4 Sport Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2022 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2022 Ford F-350 Super Duty King Ranch Car Loan Estimate

2020 Ram 1500 Laramie

Ram 1500 Laramie

2020 Ram 1500 Laramie Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

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