Lubbock, TX Area Used Cars Under $40,000

2020 Ford F-150 Raptor

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This high mileage used 2020 Ford F-150 Raptor 4X4 pickup under 115,000 miles, a transmission, and 3.5L gas engine is for sale right now below $39K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$1313.96 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,037
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1313.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Pure

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This low mileage preowned 2023 INFINITI QX60 Pure AWD SUV below 28,000 miles, a transmission, and 3.5L gas engine is for sale right now under $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$689.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,954
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage used 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 41,000 miles, a transmission, and 3.8L gas engine is for sale right now under $40K at Premier Ford of Lamesa in Lamesa, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,791
Location:	Lamesa, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Yukon Denali

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This high mileage second hand 2021 GMC Yukon Denali 4X4 SUV under 129,000 miles, a transmission, and 6.2L gas engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,790
Est. Payment:	$1502.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,706
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.05
Avg. DMV Fee	94.00
Cash Sale Price	$41,164.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,164.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1502.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XLT

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This low mileage used 2022 Ford Ranger XLT 4X4 pickup below 54,000 miles, a transmission, and 2.3L gas engine is for sale right now below $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$739.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,053
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$739.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4X2 SUV below 12,000 miles, a transmission, and 3.6L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,751
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This average mileage used 2020 GMC Sierra 1500 AT4 4X4 pickup below 84,000 miles, a transmission, and 5.3L gas engine is for sale right now below $36K at Brownfield Ford, LLC in Brownfield, TX. ...View More Details

Sales Price:	$35,864
Est. Payment:	$938.16 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,759
Location:	Brownfield, TX

Item	Amount
Used Car Price⁽¹⁾	$35,864.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,971.16
Avg. DMV Fee	94.00
Cash Sale Price	$39,079.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,079.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$938.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,864.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4X2 pickup under 31,000 miles, a transmission, and 2.7L gas engine is for sale right now below $38K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$37,113
Est. Payment:	$691.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,850
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$37,113.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,074.20
Avg. DMV Fee	94.00
Cash Sale Price	$40,431.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,431.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,113.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty XL

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This high mileage used 2024 Ford F-250 Super Duty XL 4X4 pickup under 169,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $36K at Smith Auto Family Levelland in Levelland, TX. ...View More Details

Sales Price:	$35,290
Est. Payment:	$1403.37 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	169,416
Location:	Levelland, TX

Item	Amount
Used Car Price⁽¹⁾	$35,290.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,923.80
Avg. DMV Fee	94.00
Cash Sale Price	$38,457.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,457.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1403.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This low mileage second hand 2023 Ford Bronco Big Bend 4X4 SUV under 17,000 miles, transmission, and 2.3L gas engine is for sale right now below $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,314
Est. Payment:	$695.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,167
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,314.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,090.78
Avg. DMV Fee	94.00
Cash Sale Price	$40,648.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,648.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,314.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2020 Ford F-150 Raptor

2023 INFINITI QX60 Pure

2024 Hyundai PALISADE Calligraphy Night Edition

2021 GMC Yukon Denali

2022 Ford Ranger XLT

2025 Jeep Grand Cherokee L Limited

2020 GMC Sierra 1500 AT4

2024 Ford F-150 STX

2024 Ford F-250 Super Duty XL

2023 Ford Bronco Big Bend

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lubbock Area

Metro Lubbock Secondhand Used Vehicles Priced Below $40,000

2020 Ford F-150 Raptor

Ford F-150 Raptor

2020 Ford F-150 Raptor Car Loan Estimate

2023 INFINITI QX60 Pure

INFINITI QX60 Pure

2023 INFINITI QX60 Pure Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2021 GMC Yukon Denali

GMC Yukon Denali

2021 GMC Yukon Denali Car Loan Estimate

2022 Ford Ranger XLT

Ford Ranger XLT

2022 Ford Ranger XLT Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2024 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2024 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

Greater Lubbock Area Cities with Used Cars for Sale Below $40K

Metro Lubbock Area Counties with Used Cars for Sale Below $40,000

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