Metro Charlottesville, VA Area Used Cars Under $450 a Month

2025 Kia K4 EX

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This low mileage second hand 2025 Kia K4 EX FWD sedan below 3,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $23K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$22,777
Est. Payment:	$428.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,756
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$22,777.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,636.32
Avg. DMV Fee	53.00
Cash Sale Price	$25,065.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,065.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$428.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This below average mileage preowned 2024 Nissan Rogue S FWD SUV below 69,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $19K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$18,788
Est. Payment:	$413.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,075
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$18,788.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,357.09
Avg. DMV Fee	53.00
Cash Sale Price	$20,797.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,797.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$413.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla LE

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This low mileage used 2025 Toyota Corolla LE FWD sedan under 27,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$23,588
Est. Payment:	$443.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,430
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$23,588.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,693.09
Avg. DMV Fee	53.00
Cash Sale Price	$25,933.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,933.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$443.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul GT-Line

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This low mileage preowned 2025 Kia Soul GT-Line FWD hatchback below 7,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$23,699
Est. Payment:	$445.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,489
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$23,699.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,700.86
Avg. DMV Fee	53.00
Cash Sale Price	$26,051.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,051.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$445.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 SV

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This below average mileage preowned 2023 Nissan Altima 2.5 SV FWD sedan below 63,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,788
Est. Payment:	$434.34 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,081
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,788.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,427.09
Avg. DMV Fee	53.00
Cash Sale Price	$21,867.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,867.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$434.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV under 29,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$23,888
Est. Payment:	$449.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,117
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,714.09
Avg. DMV Fee	53.00
Cash Sale Price	$26,254.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,254.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$449.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Select

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This low mileage used 2025 Mazda CX-90 3.3 Turbo Select AWD SUV below 41,000 miles, automatic transmission, and 32 MPG, 3.3L hybrid engine is for sale right now under $23K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$22,988
Est. Payment:	$432.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,753
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,651.09
Avg. DMV Fee	53.00
Cash Sale Price	$25,291.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,291.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$432.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SE

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This low mileage preowned 2026 Hyundai KONA SE FWD SUV below 1,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$23,888
Est. Payment:	$449.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	583
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,714.09
Avg. DMV Fee	53.00
Cash Sale Price	$26,254.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,254.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$449.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Equinox LS

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This low mileage used 2023 Chevrolet Equinox LS FWD SUV under 29,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $23K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$22,588
Est. Payment:	$425.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,248
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$22,588.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,623.09
Avg. DMV Fee	53.00
Cash Sale Price	$24,863.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,863.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$425.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue S

⇩ View Seller Description

This below average mileage second hand 2023 Nissan Rogue S AWD SUV below 65,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,888
Est. Payment:	$436.46 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,210
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,434.09
Avg. DMV Fee	53.00
Cash Sale Price	$21,974.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,974.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$436.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles with Payments Under $450 / Month

2025 Kia K4 EX

2024 Nissan Rogue S

2025 Toyota Corolla LE

2025 Kia Soul GT-Line

2023 Nissan Altima 2.5 SV

2025 Jeep Compass Limited

2025 Mazda CX-90 3.3 Turbo Select

2026 Hyundai KONA SE

2023 Chevrolet Equinox LS

2023 Nissan Rogue S

Greater Charlottesville Area Cities with Used Cars for Sale Below $450 / Month

Metro Charlottesville Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles with Payments Under $450 / Month

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2025 Toyota Corolla LE

Toyota Corolla LE

2025 Toyota Corolla LE Car Loan Estimate

2025 Kia Soul GT-Line

Kia Soul GT-Line

2025 Kia Soul GT-Line Car Loan Estimate

2023 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2023 Nissan Altima 2.5 SV Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Select

Mazda CX-90 3.3 Turbo Select

2025 Mazda CX-90 3.3 Turbo Select Car Loan Estimate

2026 Hyundai KONA SE

Hyundai KONA SE

2026 Hyundai KONA SE Car Loan Estimate

2023 Chevrolet Equinox LS

Chevrolet Equinox LS

2023 Chevrolet Equinox LS Car Loan Estimate

2023 Nissan Rogue S

Nissan Rogue S

2023 Nissan Rogue S Car Loan Estimate

Greater Charlottesville Area Cities with Used Cars for Sale Below $450 / Month

Metro Charlottesville Area Counties with Used Cars for Sale Below $450 / Month

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