Metro Charlottesville, VA Area Used Cars Under $700 a Month

2026 Kia Sorento EX

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This low mileage preowned 2026 Kia Sorento EX FWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,888
Est. Payment:	$705.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,353
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,694.09
Avg. DMV Fee	53.00
Cash Sale Price	$41,234.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,234.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

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This low mileage second hand 2023 Toyota Highlander L FWD SUV below 48,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $37K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$36,888
Est. Payment:	$687.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,799
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,624.09
Avg. DMV Fee	53.00
Cash Sale Price	$40,164.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,164.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Forester Premium

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This above average mileage second hand 2024 Subaru Forester Premium AWD SUV below 99,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $23K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$22,888
Est. Payment:	$679.32 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,561
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$22,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,644.09
Avg. DMV Fee	53.00
Cash Sale Price	$25,184.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,184.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$679.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Hybrid Blue

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This high mileage second hand 2022 Hyundai TUCSON Hybrid Blue AWD SUV below 106,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,888
Est. Payment:	$679.80 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,413
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,434.09
Avg. DMV Fee	53.00
Cash Sale Price	$21,974.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,974.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$679.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,688
Est. Payment:	$701.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,164
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,688.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,680.09
Avg. DMV Fee	53.00
Cash Sale Price	$41,020.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,020.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Camry Hybrid LE

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This high mileage used 2022 Toyota Camry Hybrid LE FWD sedan below 115,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,699
Est. Payment:	$673.55 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,240
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,699.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,420.86
Avg. DMV Fee	53.00
Cash Sale Price	$21,771.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,771.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$673.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 21,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,888
Est. Payment:	$705.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,790
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,694.09
Avg. DMV Fee	53.00
Cash Sale Price	$41,234.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,234.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Suburban Premier

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This average mileage used 2017 Chevrolet Suburban Premier 4x4 SUV under 78,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now below $29K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$28,995
Est. Payment:	$688.37 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,508
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,071.58
Avg. DMV Fee	53.00
Cash Sale Price	$31,718.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,718.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$688.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport

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This low mileage preowned 2024 Jeep Wrangler Sport 4x4 SUV below 20,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $37K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$689.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,717
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.09
Avg. DMV Fee	53.00
Cash Sale Price	$40,271.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,271.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 27,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,988
Est. Payment:	$707.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,568
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,701.09
Avg. DMV Fee	53.00
Cash Sale Price	$41,341.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,341.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles with Payments Under $700 / Month

2026 Kia Sorento EX

2023 Toyota Highlander L

2024 Subaru Forester Premium

2022 Hyundai TUCSON Hybrid Blue

2025 Ford Explorer ST-Line

2022 Toyota Camry Hybrid LE

2025 Ford Explorer ST-Line

2017 Chevrolet Suburban Premier

2024 Jeep Wrangler Sport

2025 Ford Explorer ST-Line

Greater Charlottesville Area Cities with Used Cars for Sale Below $700 / Month

Metro Charlottesville Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles with Payments Under $700 / Month

2026 Kia Sorento EX

Kia Sorento EX

2026 Kia Sorento EX Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

2024 Subaru Forester Premium

Subaru Forester Premium

2024 Subaru Forester Premium Car Loan Estimate

2022 Hyundai TUCSON Hybrid Blue

Hyundai TUCSON Hybrid Blue

2022 Hyundai TUCSON Hybrid Blue Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2022 Toyota Camry Hybrid LE

Toyota Camry Hybrid LE

2022 Toyota Camry Hybrid LE Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2017 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2017 Chevrolet Suburban Premier Car Loan Estimate

2024 Jeep Wrangler Sport

Jeep Wrangler Sport

2024 Jeep Wrangler Sport Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Charlottesville Area Cities with Used Cars for Sale Below $700 / Month

Metro Charlottesville Area Counties with Used Cars for Sale Below $700 / Month

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