Charlottesville, VA Area Used Cars Under $40,000

2021 Chevrolet Colorado Z71

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This low mileage second hand 2021 Chevrolet Colorado Z71 4x4 pickup under 27,000 miles, automatic transmission, and 3.60L gas engine is for sale right now below $37K at Malloy Chevrolet in Charlottesville, VA. ...View More Details

Sales Price:	$36,400
Est. Payment:	$684.07 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	27,070
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$36,400.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,589.93
Avg. DMV Fee	53.00
Cash Sale Price	$39,641.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,641.93
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$684.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage preowned 2023 Lincoln Corsair Standard AWD SUV under 12,000 miles, automatic transmission, and 2.00L gas engine is for sale right now under $40K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$39,931
Est. Payment:	$749.27 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	11,687
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,931.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,837.10
Avg. DMV Fee	53.00
Cash Sale Price	$43,420.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,420.10
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$749.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,931.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford E Transit 350

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This low mileage second hand 2023 Ford E Transit 350 RWD van under 0,000 miles, automatic transmission, and engine is for sale right now under $40K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$39,987
Est. Payment:	$750.30 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	30
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,987.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.02
Avg. DMV Fee	53.00
Cash Sale Price	$43,480.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,480.02
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage second hand 2022 Ford Explorer XLT AWD SUV below 11,000 miles, automatic transmission, and 2.30L gas engine is for sale right now under $37K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$36,495
Est. Payment:	$685.82 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10,858
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,596.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,743.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,743.58
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$685.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Rubicon

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This low mileage second hand 2021 Jeep Gladiator Rubicon 4x4 pickup below 46,000 miles, manual transmission, and 3.60L gas engine is for sale right now under $36K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$35,484
Est. Payment:	$667.16 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	46,420
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$35,484.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,525.81
Avg. DMV Fee	53.00
Cash Sale Price	$38,661.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,661.81
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$667.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F 150 XLT

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This low mileage second hand 2021 Ford F 150 XLT 4x4 pickup below 57,000 miles, automatic transmission, and 3.50L gas engine is for sale right now under $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,624
Est. Payment:	$757.76 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	56,579
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,624.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,675.61
Avg. DMV Fee	53.00
Cash Sale Price	$40,951.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.61
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Auto Loan Payment	$757.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,624.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F 150 Lariat

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This average mileage preowned 2021 Ford F 150 Lariat 4x4 pickup under 80,000 miles, automatic transmission, and 5.00L gas engine is for sale right now below $40K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$39,274
Est. Payment:	$933.08 / 54 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	79,962
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,274.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,791.11
Avg. DMV Fee	53.00
Cash Sale Price	$42,717.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,717.11
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	54
Car Finance Payment	$933.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,274.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F 150 XL

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This low mileage preowned 2020 Ford F 150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 5.00L gas engine is for sale right now below $36K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$35,974
Est. Payment:	$676.20 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	34,177
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$35,974.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,560.11
Avg. DMV Fee	53.00
Cash Sale Price	$39,186.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,186.11
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$676.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F 150 XLT

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This low mileage used 2020 Ford F 150 XLT 4x4 pickup below 20,000 miles, automatic transmission, and 2.70L gas engine is for sale right now under $38K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$37,258
Est. Payment:	$699.91 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	20,130
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,258.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,649.99
Avg. DMV Fee	53.00
Cash Sale Price	$40,559.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,559.99
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,258.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F 350 Super Duty XL

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This low mileage used 2019 Ford F 350 Super Duty XL 4x4 pickup under 38,000 miles, automatic transmission, and 6.20L gas engine is for sale right now under $40K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$39,387
Est. Payment:	$739.22 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	38,496
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,387.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,799.02
Avg. DMV Fee	53.00
Cash Sale Price	$42,838.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,838.02
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Colorado Z71

2023 Lincoln Corsair Standard

2023 Ford E Transit 350

2022 Ford Explorer XLT

2021 Jeep Gladiator Rubicon

2021 Ford F 150 XLT

2021 Ford F 150 Lariat

2020 Ford F 150 XL

2020 Ford F 150 XLT

2019 Ford F 350 Super Duty XL

Greater Charlottesville Area Cities with Used Cars for Sale Below $40K

Metro Charlottesville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2021 Chevrolet Colorado Z71 Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2023 Ford E Transit 350

Ford E Transit 350

2023 Ford E Transit 350 Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2021 Jeep Gladiator Rubicon Car Loan Estimate

2021 Ford F 150 XLT

Ford F 150 XLT

2021 Ford F 150 XLT Car Loan Estimate

2021 Ford F 150 Lariat

Ford F 150 Lariat

2021 Ford F 150 Lariat Car Loan Estimate

2020 Ford F 150 XL

Ford F 150 XL

2020 Ford F 150 XL Car Loan Estimate

2020 Ford F 150 XLT

Ford F 150 XLT

2020 Ford F 150 XLT Car Loan Estimate

2019 Ford F 350 Super Duty XL

Ford F 350 Super Duty XL

2019 Ford F 350 Super Duty XL Car Loan Estimate

Greater Charlottesville Area Cities with Used Cars for Sale Below $40K

Metro Charlottesville Area Counties with Used Cars for Sale Below $40,000

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