Charlottesville, VA Area Used Pickups Under $40,000

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $39K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$38,499
Est. Payment:	$716.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,670
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,736.86
Avg. DMV Fee	53.00
Cash Sale Price	$41,887.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,887.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup below 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$744.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,463
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.86
Avg. DMV Fee	53.00
Cash Sale Price	$43,492.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,492.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage second hand 2021 Ford F-150 XL 4x4 pickup under 86,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$1018.33 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,100
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,771.58
Avg. DMV Fee	53.00
Cash Sale Price	$42,418.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1018.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

2025 Ford F-150 XLT

2021 Ford F-150 XL

Greater Charlottesville Area Cities with Used Pickups for Sale Below $40K

Metro Charlottesville Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Charlottesville Area

Metro Charlottesville Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Charlottesville Area Cities with Used Pickups for Sale Below $40K

Metro Charlottesville Area Counties with Used Pickups for Sale Below $40,000

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