Metro Madison, WI Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 27,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,490
Est. Payment:	$832.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,758
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,888.26
Avg. DMV Fee	145.00
Cash Sale Price	$35,752.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,752.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$832.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 23,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,990
Est. Payment:	$845.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,636
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.26
Avg. DMV Fee	145.00
Cash Sale Price	$36,280.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,280.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$845.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford Explorer XLT

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This high mileage used 2019 Ford Explorer XLT AWD SUV under 146,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $13K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$12,990
Est. Payment:	$590.66 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	146,405
Location:	Madison, WI
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	740.26
Avg. DMV Fee	145.00
Cash Sale Price	$14,104.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$14,042.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$590.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage certified second hand 2024 Ford Explorer XLT AWD SUV under 28,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$882.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,274
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$882.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified used 2023 Ford Explorer Limited AWD SUV under 28,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,990
Est. Payment:	$845.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,098
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.26
Avg. DMV Fee	145.00
Cash Sale Price	$36,280.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,280.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$845.21

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ram 1500 Big Horn

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This high mileage preowned 2017 Ram 1500 Big Horn 4x4 pickup under 154,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $13K at Tom Peck Ford in Clinton, WI. ...View More Details

Sales Price:	$12,990
Est. Payment:	$590.66 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	153,608
Location:	Clinton, WI
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	740.26
Avg. DMV Fee	145.00
Cash Sale Price	$14,104.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$14,042.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$590.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $33K at Metro Ford in Madison, WI. ...View More Details

Sales Price:	$32,995
Est. Payment:	$820.73 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	39,626
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,860.54
Avg. DMV Fee	145.00
Cash Sale Price	$35,229.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,229.54
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$820.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage preowned 2023 Ford Bronco Base 4x4 SUV below 20,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $34K at Tom Peck Ford in Clinton, WI. ...View More Details

Sales Price:	$33,990
Est. Payment:	$845.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,505
Location:	Clinton, WI

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.26
Avg. DMV Fee	145.00
Cash Sale Price	$36,280.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,280.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$845.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Toyota RAV4 Adventure

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This average mileage used 2019 Toyota RAV4 Adventure AWD SUV below 84,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $25K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$24,861
Est. Payment:	$794.57 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	84,225
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$24,861.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,405.04
Avg. DMV Fee	145.00
Cash Sale Price	$26,640.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,640.04
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$794.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage second hand 2022 Ford Explorer XLT AWD SUV under 54,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $31K at Pioneer Ford Sales in Platteville, WI. ...View More Details

Sales Price:	$30,485
Est. Payment:	$796.67 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	54,127
Location:	Platteville, WI

Item	Amount
Used Car Price⁽¹⁾	$30,485.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,719.98
Avg. DMV Fee	145.00
Cash Sale Price	$32,578.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,578.98
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$796.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2019 Ford Explorer XLT

2024 Ford Explorer XLT

2023 Ford Explorer Limited

2017 Ram 1500 Big Horn

2023 Ford Explorer XLT

2023 Ford Bronco Base

2019 Toyota RAV4 Adventure

2022 Ford Explorer XLT

Greater Madison Area Cities with Used Cars for Sale Below $650 / Month

Metro Madison Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Poor Credit Auto Finance Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Poor Credit Auto Finance Estimate

2019 Ford Explorer XLT

Ford Explorer XLT

2019 Ford Explorer XLT Poor Credit Auto Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Poor Credit Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Poor Credit Auto Finance Estimate

2017 Ram 1500 Big Horn

Ram 1500 Big Horn

2017 Ram 1500 Big Horn Poor Credit Auto Finance Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Poor Credit Auto Finance Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Poor Credit Car Finance Estimate

2019 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2019 Toyota RAV4 Adventure Poor Credit Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Poor Credit Car Finance Estimate

Greater Madison Area Cities with Used Cars for Sale Below $650 / Month

Metro Madison Area Counties with Used Cars for Sale Below $650 / Month

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