Metro Madison, WI Area Used Cars Under $650 a Month

2019 Ford Explorer XLT

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This high mileage second hand 2019 Ford Explorer XLT AWD SUV below 146,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $13K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$12,990
Est. Payment:	$514.68 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	146,405
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	740.26
Avg. DMV Fee	145.00
Cash Sale Price	$14,104.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,104.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$514.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage certified used 2024 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,274
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified used 2023 Ford Explorer Limited AWD SUV below 28,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,990
Est. Payment:	$620.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,098
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.26
Avg. DMV Fee	145.00
Cash Sale Price	$36,280.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,280.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$620.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 23,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,990
Est. Payment:	$620.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,636
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.26
Avg. DMV Fee	145.00
Cash Sale Price	$36,280.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,280.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$620.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 27,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $34K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$33,490
Est. Payment:	$611.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,758
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,888.26
Avg. DMV Fee	145.00
Cash Sale Price	$35,752.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,752.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$611.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This below average mileage second hand 2023 Nissan Frontier S 4x4 pickup below 63,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $30K at Pioneer Ford Sales in Platteville, WI. ...View More Details

Sales Price:	$29,985
Est. Payment:	$636.62 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,091
Location:	Platteville, WI

Item	Amount
Used Car Price⁽¹⁾	$29,985.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,691.98
Avg. DMV Fee	145.00
Cash Sale Price	$32,050.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,050.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$636.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer Platinum

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This low mileage used 2020 Ford Explorer Platinum AWD SUV below 36,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $34K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$33,695
Est. Payment:	$615.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,117
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$33,695.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,899.74
Avg. DMV Fee	145.00
Cash Sale Price	$35,968.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,968.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$615.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV under 52,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $32K at Bell Ford in Arlington, WI. ...View More Details

Sales Price:	$31,999
Est. Payment:	$627.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,164
Location:	Arlington, WI

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,804.77
Avg. DMV Fee	145.00
Cash Sale Price	$34,177.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,177.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$627.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Limited

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This low mileage used 2023 Jeep Grand Cherokee Limited 4x4 SUV under 36,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $34K at Metro Ford in Madison, WI. ...View More Details

Sales Price:	$33,995
Est. Payment:	$620.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,266
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,916.54
Avg. DMV Fee	145.00
Cash Sale Price	$36,285.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,285.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$620.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This average mileage used 2022 Ford Explorer Timberline AWD SUV under 71,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $27K at Evansville Ford in Evansville, WI. ...View More Details

Sales Price:	$26,758
Est. Payment:	$621.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,825
Location:	Evansville, WI

Item	Amount
Used Car Price⁽¹⁾	$26,758.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,511.27
Avg. DMV Fee	145.00
Cash Sale Price	$28,643.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,643.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$621.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,758.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles with Payments Under $650 / Month

2019 Ford Explorer XLT

2024 Ford Explorer XLT

2023 Ford Explorer Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2023 Nissan Frontier S

2020 Ford Explorer Platinum

2022 Lincoln Nautilus Reserve

2023 Jeep Grand Cherokee Limited

2022 Ford Explorer Timberline

Greater Madison Area Cities with Used Cars for Sale Below $650 / Month

Metro Madison Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles with Payments Under $650 / Month

2019 Ford Explorer XLT

Ford Explorer XLT

2019 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2020 Ford Explorer Platinum

Ford Explorer Platinum

2020 Ford Explorer Platinum Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2023 Jeep Grand Cherokee Limited Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

Greater Madison Area Cities with Used Cars for Sale Below $650 / Month

Metro Madison Area Counties with Used Cars for Sale Below $650 / Month

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