Madison, WI Area Used Cars Under $40,000

2021 GMC Sierra 1500 Denali

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This high mileage second hand 2021 GMC Sierra 1500 Denali 4x4 pickup under 103,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1220.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,357
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1220.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage preowned 2025 Ford Transit 250 RWD van under 17,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,396
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.26
Avg. DMV Fee	145.00
Cash Sale Price	$42,616.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 2500HD LTZ

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This high mileage second hand 2022 Chevrolet Silverado 2500HD LTZ 4x4 pickup below 167,000 miles, automatic transmission, and 21 MPG, 6.6L diesel engine is for sale right now under $38K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1478.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	166,928
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,140.26
Avg. DMV Fee	145.00
Cash Sale Price	$40,504.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,504.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1478.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 23,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,536
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage certified used 2024 Ford Bronco Big Bend 4x4 SUV below 21,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,210
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 2,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,633
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 5 XRT

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This low mileage certified second hand 2025 Hyundai IONIQ 5 XRT AWD hatchback below 2,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,664
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.26
Avg. DMV Fee	145.00
Cash Sale Price	$42,616.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV under 40,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,947
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$647.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

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This average mileage second hand 2023 Genesis GV70 3.5T Sport AWD SUV under 72,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$924.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,411
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.26
Avg. DMV Fee	145.00
Cash Sale Price	$42,616.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$924.88

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage certified second hand 2023 Ford Explorer Timberline AWD SUV under 19,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,990
Est. Payment:	$656.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,511
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,028.26
Avg. DMV Fee	145.00
Cash Sale Price	$38,392.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,392.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 Denali

2025 Ford Transit 250

2022 Chevrolet Silverado 2500HD LTZ

2026 Hyundai SANTA FE SEL

2024 Ford Bronco Big Bend

2026 Hyundai SANTA FE Hybrid SE

2025 Hyundai IONIQ 5 XRT

2024 Hyundai SANTA FE Calligraphy

2023 Genesis GV70 3.5T Sport

2023 Ford Explorer Timberline

Greater Madison Area Cities with Used Cars for Sale Below $40K

Metro Madison Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2022 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2022 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2025 Hyundai IONIQ 5 XRT

Hyundai IONIQ 5 XRT

2025 Hyundai IONIQ 5 XRT Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

Greater Madison Area Cities with Used Cars for Sale Below $40K

Metro Madison Area Counties with Used Cars for Sale Below $40,000

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