Madison, WI Area Used Cars Under $40,000

2026 Chrysler Pacifica Limited

⇩ View Seller Description

This low mileage second hand 2026 Chrysler Pacifica Limited FWD mini-van under 22,000 miles, a transmission, and 35 MPG, 3.6L gas engine is for sale right now below $38K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$37,490
Est. Payment:	$684.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,847
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,112.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,976.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,976.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 28,000 miles, a transmission, and 35 MPG, 2.3L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,274
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

⇩ View Seller Description

This average mileage preowned 2023 Genesis GV70 3.5T Sport AWD SUV below 72,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now under $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$856.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,412
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$856.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage used 2024 Genesis GV70 2.5T Standard AWD SUV under 51,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now below $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$782.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,513
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.26
Avg. DMV Fee	145.00
Cash Sale Price	$42,616.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$782.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage preowned 2024 Hyundai PALISADE XRT AWD SUV under 29,000 miles, a transmission, and 35 MPG, 3.8L gas engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,690
Est. Payment:	$669.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,135
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,690.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,067.46
Avg. DMV Fee	145.00
Cash Sale Price	$39,131.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,131.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$669.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage used 2024 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 48,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,461
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

⇩ View Seller Description

This average mileage preowned 2023 Genesis GV80 3.5T AWD SUV under 89,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now under $39K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$38,990
Est. Payment:	$997.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,833
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,196.26
Avg. DMV Fee	145.00
Cash Sale Price	$41,560.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,560.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$997.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2022 Ram 1500 Laramie 4X4 pickup below 52,000 miles, a transmission, and 35 MPG, 5.7L gas engine is for sale right now below $39K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$38,490
Est. Payment:	$753.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,295
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,168.26
Avg. DMV Fee	145.00
Cash Sale Price	$41,032.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,032.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$753.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

⇩ View Seller Description

This low mileage second hand 2025 Ford Transit 250 RWD full-size below 17,000 miles, a transmission, and 35 MPG, 3.5L flexible engine is for sale right now under $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,990
Est. Payment:	$656.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,396
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,028.26
Avg. DMV Fee	145.00
Cash Sale Price	$38,392.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,392.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 4,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,990
Est. Payment:	$656.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,384
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,028.26
Avg. DMV Fee	145.00
Cash Sale Price	$38,392.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,392.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.95

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $40,000

2026 Chrysler Pacifica Limited

2024 Ford Explorer XLT

2023 Genesis GV70 3.5T Sport

2024 Genesis GV70 2.5T Standard

2024 Hyundai PALISADE XRT

2024 Hyundai SANTA FE Hybrid Calligraphy

2023 Genesis GV80 3.5T

2022 Ram 1500 Laramie

2025 Ford Transit 250

2026 Hyundai SANTA FE Hybrid SE

Greater Madison Area Cities with Used Cars for Sale Below $40K

Metro Madison Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $40,000

2026 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2026 Chrysler Pacifica Limited Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

Greater Madison Area Cities with Used Cars for Sale Below $40K

Metro Madison Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments