Madison, WI Area Used Cars Under $45,000

2023 GMC Yukon XL AT4

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This above average mileage used 2023 GMC Yukon XL AT4 4x4 SUV below 99,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $45K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$44,990
Est. Payment:	$1566.51 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	99,101
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,532.26
Avg. DMV Fee	145.00
Cash Sale Price	$47,896.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,896.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Finance Payment	$1566.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 42 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2024 Genesis GV70 2.5T Standard AWD SUV under 51,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $41K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$40,990
Est. Payment:	$1067.94 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,513
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,308.26
Avg. DMV Fee	145.00
Cash Sale Price	$43,672.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$1067.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Chevrolet Suburban High Country

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This above average mileage used 2021 Chevrolet Suburban High Country 4x4 SUV below 100,000 miles, automatic transmission, and 25 MPG, 6.2L gas engine is for sale right now under $42K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$41,490
Est. Payment:	$1445.62 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	99,901
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$41,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,336.26
Avg. DMV Fee	145.00
Cash Sale Price	$44,200.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,200.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$1445.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid Limited AWD SUV under 7,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $44K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$43,990
Est. Payment:	$1091.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,177
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$43,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,476.26
Avg. DMV Fee	145.00
Cash Sale Price	$46,840.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,840.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1091.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This average mileage second hand 2024 GMC Sierra 1500 SLT 4x4 pickup under 87,000 miles, automatic transmission, and 25 MPG, 6.2L gas engine is for sale right now under $42K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$41,990
Est. Payment:	$1334.08 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	87,160
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,364.26
Avg. DMV Fee	145.00
Cash Sale Price	$44,728.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,728.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$1334.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This below average mileage second hand 2023 Lincoln Aviator Reserve AWD SUV below 61,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $43K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$42,990
Est. Payment:	$1184.14 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	60,601
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,420.26
Avg. DMV Fee	145.00
Cash Sale Price	$45,784.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,784.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$1184.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Limited

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This low mileage certified used 2025 Hyundai PALISADE Limited AWD SUV under 7,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $42K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$41,990
Est. Payment:	$1042.02 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,504
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,364.26
Avg. DMV Fee	145.00
Cash Sale Price	$44,728.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,728.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1042.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 GMC Canyon Elevation

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This low mileage used 2026 GMC Canyon Elevation 4x4 pickup under 1,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $45K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$44,344
Est. Payment:	$1099.93 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	1,499
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$44,344.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,496.09
Avg. DMV Fee	145.00
Cash Sale Price	$47,214.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,214.09
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1099.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,344.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 57,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $42K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$41,868
Est. Payment:	$1090.61 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,355
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$41,868.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,357.43
Avg. DMV Fee	145.00
Cash Sale Price	$44,599.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,599.43
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$1090.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,868.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage second hand 2025 Lincoln Corsair Premiere AWD SUV below 29,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $41K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$40,793
Est. Payment:	$1012.57 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,163
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$40,793.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,297.23
Avg. DMV Fee	145.00
Cash Sale Price	$43,464.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,464.23
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1012.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $45,000

2023 GMC Yukon XL AT4

2024 Genesis GV70 2.5T Standard

2021 Chevrolet Suburban High Country

2026 Hyundai SANTA FE Hybrid Limited

2024 GMC Sierra 1500 SLT

2023 Lincoln Aviator Reserve

2025 Hyundai PALISADE Limited

2026 GMC Canyon Elevation

2023 Ford F-150 Platinum

2025 Lincoln Corsair Premiere

Greater Madison Area Cities with Used Cars for Sale Below $45K

Metro Madison Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $45,000

2023 GMC Yukon XL AT4

GMC Yukon XL AT4

2023 GMC Yukon XL AT4 Poor Credit Car Finance Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Poor Credit Auto Loan Estimate

2021 Chevrolet Suburban High Country

Chevrolet Suburban High Country

2021 Chevrolet Suburban High Country Poor Credit Auto Finance Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Poor Credit Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Poor Credit Car Finance Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Poor Credit Auto Finance Estimate

2025 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2025 Hyundai PALISADE Limited Poor Credit Car Loan Estimate

2026 GMC Canyon Elevation

GMC Canyon Elevation

2026 GMC Canyon Elevation Poor Credit Auto Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Poor Credit Car Finance Estimate

2025 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2025 Lincoln Corsair Premiere Poor Credit Car Loan Estimate

Greater Madison Area Cities with Used Cars for Sale Below $45K

Metro Madison Area Counties with Used Cars for Sale Below $45,000

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