Madison, WI Area Used Cars Under $45,000

2021 Chevrolet Suburban High Country

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This above average mileage second hand 2021 Chevrolet Suburban High Country 4x4 SUV below 100,000 miles, automatic transmission, and 6.2L gas engine is for sale right now below $43K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$42,990
Est. Payment:	$1234.99 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,901
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,420.26
Avg. DMV Fee	145.00
Cash Sale Price	$45,784.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,784.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1234.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 31,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $44K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$43,701
Est. Payment:	$796.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,409
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$43,701.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,460.08
Avg. DMV Fee	145.00
Cash Sale Price	$46,535.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,535.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$796.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 35,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $41K at Rosen Ford Belleville in Belleville, WI. ...View More Details

Sales Price:	$40,362
Est. Payment:	$735.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,448
Location:	Belleville, WI

Item	Amount
Used Car Price⁽¹⁾	$40,362.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,273.10
Avg. DMV Fee	145.00
Cash Sale Price	$43,009.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,362.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This average mileage used 2022 Ford F-150 Limited 4x4 pickup under 80,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $45K at Rosen Ford Belleville in Belleville, WI. ...View More Details

Sales Price:	$44,507
Est. Payment:	$1028.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,993
Location:	Belleville, WI

Item	Amount
Used Car Price⁽¹⁾	$44,507.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,505.22
Avg. DMV Fee	145.00
Cash Sale Price	$47,386.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,386.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1028.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 29,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $45K at Rosen Ford Belleville in Belleville, WI. ...View More Details

Sales Price:	$44,371
Est. Payment:	$808.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,429
Location:	Belleville, WI

Item	Amount
Used Car Price⁽¹⁾	$44,371.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,497.60
Avg. DMV Fee	145.00
Cash Sale Price	$47,242.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,242.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$808.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This below average mileage used 2021 GMC Sierra 1500 Denali 4x4 pickup below 60,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $43K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$42,218
Est. Payment:	$893.20 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,332
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$42,218.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,377.03
Avg. DMV Fee	145.00
Cash Sale Price	$44,969.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,969.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$893.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,218.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $44K at Evansville Ford in Evansville, WI. ...View More Details

Sales Price:	$43,488
Est. Payment:	$792.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,281
Location:	Evansville, WI

Item	Amount
Used Car Price⁽¹⁾	$43,488.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,448.15
Avg. DMV Fee	145.00
Cash Sale Price	$46,310.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,310.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$792.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage second hand 2025 Lincoln Corsair Premiere AWD SUV below 29,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $41K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$40,926
Est. Payment:	$746.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,150
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$40,926.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,304.68
Avg. DMV Fee	145.00
Cash Sale Price	$43,604.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,604.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 35,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $42K at Tom Peck Ford in Clinton, WI. ...View More Details

Sales Price:	$41,490
Est. Payment:	$756.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,771
Location:	Clinton, WI

Item	Amount
Used Car Price⁽¹⁾	$41,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,336.26
Avg. DMV Fee	145.00
Cash Sale Price	$44,200.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,200.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 2500HD LTZ

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This high mileage second hand 2022 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 127,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now under $44K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$43,688
Est. Payment:	$1697.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,611
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$43,688.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,459.35
Avg. DMV Fee	145.00
Cash Sale Price	$46,521.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,521.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1697.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $45,000

2021 Chevrolet Suburban High Country

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2022 Ford F-150 Limited

2025 Ford F-150 XLT

2021 GMC Sierra 1500 Denali

2024 Ford F-150 XLT

2025 Lincoln Corsair Premiere

2023 Ford F-150 XL

2022 Chevrolet Silverado 2500HD LTZ

Greater Madison Area Cities with Used Cars for Sale Below $45K

Metro Madison Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used Vehicles Priced Below $45,000

2021 Chevrolet Suburban High Country

Chevrolet Suburban High Country

2021 Chevrolet Suburban High Country Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2025 Lincoln Corsair Premiere Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2022 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

Greater Madison Area Cities with Used Cars for Sale Below $45K

Metro Madison Area Counties with Used Cars for Sale Below $45,000

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