Madison, WI Area Used SUVs Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,536
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$647.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage certified preowned 2023 Ford Explorer Timberline AWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,990
Est. Payment:	$656.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,511
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,028.26
Avg. DMV Fee	145.00
Cash Sale Price	$38,392.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,392.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2024 Hyundai SANTA FE Calligraphy AWD SUV below 40,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,947
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

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This average mileage preowned 2023 Genesis GV70 3.5T Sport AWD SUV below 72,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$924.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,411
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.26
Avg. DMV Fee	145.00
Cash Sale Price	$42,616.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$924.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage certified preowned 2024 Ford Bronco Big Bend 4x4 SUV under 21,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,210
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,633
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 10,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Bell Ford in Arlington, WI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$729.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,824
Location:	Arlington, WI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.54
Avg. DMV Fee	145.00
Cash Sale Price	$42,621.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,621.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage preowned 2024 Ford Bronco Big Bend 4x4 SUV below 12,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Pioneer Ford Sales in Platteville, WI. ...View More Details

Sales Price:	$39,485
Est. Payment:	$720.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,704
Location:	Platteville, WI

Item	Amount
Used Car Price⁽¹⁾	$39,485.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,223.98
Avg. DMV Fee	145.00
Cash Sale Price	$42,082.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,082.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$720.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Metro Ford in Madison, WI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$729.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,621
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,252.54
Avg. DMV Fee	145.00
Cash Sale Price	$42,621.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,621.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Bell Ford in Arlington, WI. ...View More Details

Sales Price:	$35,995
Est. Payment:	$657.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,398
Location:	Arlington, WI

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,028.54
Avg. DMV Fee	145.00
Cash Sale Price	$38,397.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,397.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

2023 Ford Explorer Timberline

2024 Hyundai SANTA FE Calligraphy

2023 Genesis GV70 3.5T Sport

2024 Ford Bronco Big Bend

2026 Hyundai SANTA FE Hybrid SE

2025 Ford Explorer Active

2024 Ford Bronco Big Bend

2025 Ford Explorer Active

2023 Ford Explorer XLT

Greater Madison Area Cities with Used SUVs for Sale Below $40K

Metro Madison Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Madison Area Cities with Used SUVs for Sale Below $40K

Metro Madison Area Counties with Used SUVs for Sale Below $40,000

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