Madison, WI Area Used SUVs Under $40,000

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage certified used 2024 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$35,490
Est. Payment:	$647.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,274
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,000.26
Avg. DMV Fee	145.00
Cash Sale Price	$37,864.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,864.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$647.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

⇩ View Seller Description

This average mileage preowned 2023 Genesis GV70 3.5T Sport AWD SUV under 72,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $38K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$37,990
Est. Payment:	$879.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,412
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,140.26
Avg. DMV Fee	145.00
Cash Sale Price	$40,504.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,504.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$879.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai PALISADE SEL AWD SUV under 3,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$37,490
Est. Payment:	$684.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,259
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,112.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,976.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,976.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

⇩ View Seller Description

This average mileage second hand 2023 Genesis GV80 3.5T AWD SUV below 89,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$38,290
Est. Payment:	$979.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,816
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$38,290.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,157.06
Avg. DMV Fee	145.00
Cash Sale Price	$40,821.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,821.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$979.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

⇩ View Seller Description

This low mileage certified used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 2,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,635
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage certified second hand 2024 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 48,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $37K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$675.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,461
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,084.26
Avg. DMV Fee	145.00
Cash Sale Price	$39,448.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,448.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Badlands Advanced

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Badlands Advanced 4x4 SUV below 52,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now below $40K at Bell Ford in Arlington, WI. ...View More Details

Sales Price:	$39,963
Est. Payment:	$781.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,662
Location:	Arlington, WI

Item	Amount
Used Car Price⁽¹⁾	$39,963.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,250.75
Avg. DMV Fee	145.00
Cash Sale Price	$42,587.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,587.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$781.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage preowned 2024 Ford Mustang Mach-E Premium AWD SUV below 19,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Evansville Ford in Evansville, WI. ...View More Details

Sales Price:	$36,425
Est. Payment:	$664.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,854
Location:	Evansville, WI

Item	Amount
Used Car Price⁽¹⁾	$36,425.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,052.62
Avg. DMV Fee	145.00
Cash Sale Price	$38,851.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,851.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Platinum

⇩ View Seller Description

This low mileage used 2021 Toyota Highlander Platinum AWD SUV below 46,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$39,060
Est. Payment:	$712.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,325
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$39,060.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,200.18
Avg. DMV Fee	145.00
Cash Sale Price	$41,634.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,634.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,060.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

⇩ View Seller Description

This low mileage used 2023 Ford Explorer Timberline AWD SUV under 39,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Gordie Boucher Ford of Janesville in Janesville, WI. ...View More Details

Sales Price:	$37,960
Est. Payment:	$692.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,469
Location:	Janesville, WI

Item	Amount
Used Car Price⁽¹⁾	$37,960.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	2,138.58
Avg. DMV Fee	145.00
Cash Sale Price	$40,472.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,472.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used SUVs Priced Below $40,000

2024 Ford Explorer XLT

2023 Genesis GV70 3.5T Sport

2025 Hyundai PALISADE SEL

2023 Genesis GV80 3.5T

2026 Hyundai SANTA FE Hybrid SE

2024 Hyundai SANTA FE Hybrid Calligraphy

2023 Ford Bronco Badlands Advanced

2024 Ford Mustang Mach-E Premium

2021 Toyota Highlander Platinum

2023 Ford Explorer Timberline

Greater Madison Area Cities with Used SUVs for Sale Below $40K

Metro Madison Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Madison Area

Metro Madison Secondhand Used SUVs Priced Below $40,000

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2023 Ford Bronco Badlands Advanced Car Loan Estimate

2024 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2024 Ford Mustang Mach-E Premium Car Loan Estimate

2021 Toyota Highlander Platinum

Toyota Highlander Platinum

2021 Toyota Highlander Platinum Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

Greater Madison Area Cities with Used SUVs for Sale Below $40K

Metro Madison Area Counties with Used SUVs for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments