Phoenix, AZ Used Cars Under $550 a Month

2025 Hyundai ELANTRA N Base

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This low mileage used 2025 Hyundai ELANTRA N Base FWD sedan under 27,000 miles, m transmission, and 25 MPG, 2.0L gas engine is for sale right now below $29K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$28,446
Est. Payment:	$558.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,660
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$28,446.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,234.00
Avg. DMV Fee	532.00
Cash Sale Price	$32,641.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,641.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$558.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This low mileage used 2021 Ford Ranger XLT 4X2 pickup below 15,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $29K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$28,712
Est. Payment:	$563.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,847
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$28,712.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,263.79
Avg. DMV Fee	532.00
Cash Sale Price	$32,936.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,936.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$563.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,712.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon 4xe

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This low mileage used 2022 Jeep Wrangler Unlimited Rubicon 4xe 4X4 SUV below 26,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $30K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$29,529
Est. Payment:	$579.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,804
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$29,529.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,355.30
Avg. DMV Fee	532.00
Cash Sale Price	$33,845.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,845.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$579.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,529.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Ridgeline RTL-E

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This below average mileage used 2019 Honda Ridgeline RTL-E AWD pickup below 63,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $25K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$24,996
Est. Payment:	$572.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,660
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$24,996.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,847.60
Avg. DMV Fee	532.00
Cash Sale Price	$28,804.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,804.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$572.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride LX

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This below average mileage second hand 2022 Kia Telluride LX FWD SUV under 62,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now below $25K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$24,797
Est. Payment:	$567.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,767
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$24,797.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,825.31
Avg. DMV Fee	532.00
Cash Sale Price	$28,583.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,583.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$567.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Latitude

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This high mileage preowned 2018 Jeep Compass Latitude FWD SUV under 104,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now under $15K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$14,762
Est. Payment:	$539.05 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,252
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$14,762.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,701.39
Avg. DMV Fee	532.00
Cash Sale Price	$17,424.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,424.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$539.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,762.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X3 sDrive30i

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This low mileage second hand 2022 BMW X3 sDrive30i RWD SUV under 39,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $30K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$29,177
Est. Payment:	$572.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,426
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$29,177.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,315.87
Avg. DMV Fee	532.00
Cash Sale Price	$33,453.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,453.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$572.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Volvo XC60 T5 Inscription

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This low mileage used 2020 Volvo XC60 T5 Inscription FWD SUV under 43,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $28K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$27,497
Est. Payment:	$540.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,898
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$27,497.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,127.71
Avg. DMV Fee	532.00
Cash Sale Price	$31,585.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,585.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$540.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda CR-V EX

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This average mileage used 2022 Honda CR-V EX FWD SUV below 76,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now under $23K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$22,315
Est. Payment:	$560.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,072
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$22,315.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,547.33
Avg. DMV Fee	532.00
Cash Sale Price	$25,823.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,823.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$560.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sportage X-Line

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This low mileage second hand 2025 Kia Sportage X-Line AWD SUV below 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $29K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$28,693
Est. Payment:	$563.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,000
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$28,693.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,261.66
Avg. DMV Fee	532.00
Cash Sale Price	$32,915.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,915.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$563.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,693.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles with Payments Below $550 / Month

2025 Hyundai ELANTRA N Base

2021 Ford Ranger XLT

2022 Jeep Wrangler Unlimited Rubicon 4xe

2019 Honda Ridgeline RTL-E

2022 Kia Telluride LX

2018 Jeep Compass Latitude

2022 BMW X3 sDrive30i

2020 Volvo XC60 T5 Inscription

2022 Honda CR-V EX

2025 Kia Sportage X-Line

Used Cars under $550 per month for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles with Payments Below $550 / Month

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon 4xe

Jeep Wrangler Unlimited Rubicon 4xe

2022 Jeep Wrangler Unlimited Rubicon 4xe Car Loan Estimate

2019 Honda Ridgeline RTL-E

Honda Ridgeline RTL-E

2019 Honda Ridgeline RTL-E Car Loan Estimate

2022 Kia Telluride LX

Kia Telluride LX

2022 Kia Telluride LX Car Loan Estimate

2018 Jeep Compass Latitude

Jeep Compass Latitude

2018 Jeep Compass Latitude Car Loan Estimate

2022 BMW X3 sDrive30i

BMW X3 sDrive30i

2022 BMW X3 sDrive30i Car Loan Estimate

2020 Volvo XC60 T5 Inscription

Volvo XC60 T5 Inscription

2020 Volvo XC60 T5 Inscription Car Loan Estimate

2022 Honda CR-V EX

Honda CR-V EX

2022 Honda CR-V EX Car Loan Estimate

2025 Kia Sportage X-Line

Kia Sportage X-Line

2025 Kia Sportage X-Line Car Loan Estimate

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