Phoenix, AZ Used Cars Under $20,000 |with Payments|

2018 Hyundai SANTA FE Sport 2.0T Ultimate

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This low mileage second hand 2018 Hyundai SANTA FE Sport 2.0T Ultimate FWD SUV below 58,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $20K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$19,998
Est. Payment:	$426.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,159
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,287.82
Avg. DMV Fee	532.00
Cash Sale Price	$23,246.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,246.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$426.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Honda Pilot Touring

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This above average mileage used 2020 Honda Pilot Touring AWD SUV under 98,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $20K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$19,022
Est. Payment:	$597.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,951
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,022.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,178.51
Avg. DMV Fee	532.00
Cash Sale Price	$22,161.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,161.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$597.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,022.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-150 XLT

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This high mileage preowned 2017 Ford F-150 XLT 4X2 pickup below 128,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $19K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$18,921
Est. Payment:	$804.60 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,133
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,921.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,167.20
Avg. DMV Fee	532.00
Cash Sale Price	$22,049.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,049.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$804.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Explorer Sport

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This above average mileage preowned 2016 Ford Explorer Sport AWD SUV below 98,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $16K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$15,957
Est. Payment:	$505.85 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,358
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,957.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,835.23
Avg. DMV Fee	532.00
Cash Sale Price	$18,753.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,753.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$505.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Acura RDX w/Tech

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This below average mileage used 2016 Acura RDX w/Tech AWD SUV below 60,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $19K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$18,997
Est. Payment:	$439.63 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,080
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,997.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,175.71
Avg. DMV Fee	532.00
Cash Sale Price	$22,133.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,133.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$439.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Prius Prime Limited

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This high mileage used 2020 Toyota Prius Prime Limited FWD hatchback below 142,000 miles, cvt transmission, and 25 MPG, 1.8L hybrid engine is for sale right now below $19K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$18,888
Est. Payment:	$803.26 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	142,077
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,163.50
Avg. DMV Fee	532.00
Cash Sale Price	$22,012.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,012.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$803.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This average mileage used 2021 Ford Bronco Sport Outer Banks AWD SUV under 80,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now below $20K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$19,747
Est. Payment:	$498.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,588
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,747.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,259.71
Avg. DMV Fee	532.00
Cash Sale Price	$22,967.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,967.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$498.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,747.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mercedes-Benz C-Class C 300

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This below average mileage used 2018 Mercedes-Benz C-Class C 300 RWD sedan under 63,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $19K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$18,559
Est. Payment:	$429.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,212
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,559.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,126.66
Avg. DMV Fee	532.00
Cash Sale Price	$21,646.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,646.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$429.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Jetta S

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This low mileage preowned 2025 Volkswagen Jetta S FWD sedan below 46,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $20K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$19,988
Est. Payment:	$397.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,263
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,286.70
Avg. DMV Fee	532.00
Cash Sale Price	$23,235.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,235.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$397.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Latitude Plus

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This low mileage used 2019 Jeep Cherokee Latitude Plus 4X4 SUV under 46,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $17K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$16,497
Est. Payment:	$331.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,891
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,497.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,895.71
Avg. DMV Fee	532.00
Cash Sale Price	$19,353.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,353.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$331.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Phoenix, AZ