Phoenix, AZ Used Cars Under $20,000 |with Payments|

2021 Hyundai ELANTRA Limited

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This low mileage certified second hand 2021 Hyundai ELANTRA Limited FWD sedan below 53,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Camelback Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,683
Est. Payment:	$420.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,740
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,683.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.54
Avg. DMV Fee	532.00
Cash Sale Price	$22,896.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,896.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$420.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage preowned 2023 Hyundai ELANTRA SE FWD sedan under 40,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $18K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$17,970
Est. Payment:	$359.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,219
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,970.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,060.69
Avg. DMV Fee	532.00
Cash Sale Price	$20,991.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,991.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$359.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Hyundai SANTA FE Sport 2.0T

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This low mileage second hand 2015 Hyundai SANTA FE Sport 2.0T AWD SUV under 32,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now below $17K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$16,588
Est. Payment:	$332.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,347
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,588.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,905.90
Avg. DMV Fee	532.00
Cash Sale Price	$19,454.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,454.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$332.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE SEL

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This high mileage second hand 2022 Hyundai PALISADE SEL FWD SUV under 130,000 miles, automatic transmission, and 34 MPG, 3.8L gas engine is for sale right now below $17K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$16,920
Est. Payment:	$723.40 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,547
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,920.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,943.09
Avg. DMV Fee	532.00
Cash Sale Price	$19,824.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,824.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$723.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Limited

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This below average mileage second hand 2023 Hyundai ELANTRA Hybrid Limited FWD sedan below 62,000 miles, automatic transmission, and 34 MPG, 1.6L hybrid engine is for sale right now under $20K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,949
Est. Payment:	$460.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,433
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,949.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,282.34
Avg. DMV Fee	532.00
Cash Sale Price	$23,192.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,192.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$460.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape Hybrid Titanium

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This below average mileage second hand 2020 Ford Escape Hybrid Titanium FWD SUV under 69,000 miles, cvt transmission, and 34 MPG, 2.5L hybrid engine is for sale right now below $19K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$18,838
Est. Payment:	$436.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,771
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,838.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,157.90
Avg. DMV Fee	532.00
Cash Sale Price	$21,956.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,956.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$436.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Lincoln MKX Reserve

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This average mileage second hand 2018 Lincoln MKX Reserve FWD SUV below 70,000 miles, automatic transmission, and 34 MPG, 2.7L gas engine is for sale right now under $20K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$19,998
Est. Payment:	$504.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,145
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,287.82
Avg. DMV Fee	532.00
Cash Sale Price	$23,246.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,246.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$504.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Jeep Wrangler Unlimited Sport S

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This high mileage preowned 2016 Jeep Wrangler Unlimited Sport S 4x4 SUV under 122,000 miles, transmission, and 34 MPG, 3.6L gas engine is for sale right now under $17K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$16,460
Est. Payment:	$704.74 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,894
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,460.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,891.57
Avg. DMV Fee	532.00
Cash Sale Price	$19,312.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,312.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$704.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Altitude

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This low mileage second hand 2019 Jeep Cherokee Altitude 4x4 SUV under 46,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now below $17K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$16,997
Est. Payment:	$340.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,891
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,951.71
Avg. DMV Fee	532.00
Cash Sale Price	$19,909.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,909.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$340.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Kicks S

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This low mileage preowned 2019 Nissan Kicks S FWD hatchback below 58,000 miles, cvt transmission, and 34 MPG, 1.6L gas engine is for sale right now below $16K at Camelback Ford Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$15,297
Est. Payment:	$330.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,545
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,297.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,761.31
Avg. DMV Fee	532.00
Cash Sale Price	$18,019.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,019.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$330.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai ELANTRA Limited

2023 Hyundai ELANTRA SE

2015 Hyundai SANTA FE Sport 2.0T

2022 Hyundai PALISADE SEL

2023 Hyundai ELANTRA Hybrid Limited

2020 Ford Escape Hybrid Titanium

2018 Lincoln MKX Reserve

2016 Jeep Wrangler Unlimited Sport S

2019 Jeep Cherokee Altitude

2019 Nissan Kicks S

Used Cars under $20,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2021 Hyundai ELANTRA Limited Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2015 Hyundai SANTA FE Sport 2.0T

Hyundai SANTA FE Sport 2.0T

2015 Hyundai SANTA FE Sport 2.0T Car Loan Estimate

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2023 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2020 Ford Escape Hybrid Titanium

Ford Escape Hybrid Titanium

2020 Ford Escape Hybrid Titanium Car Loan Estimate

2018 Lincoln MKX Reserve

Lincoln MKX Reserve

2018 Lincoln MKX Reserve Car Loan Estimate

2016 Jeep Wrangler Unlimited Sport S

Jeep Wrangler Unlimited Sport S

2016 Jeep Wrangler Unlimited Sport S Car Loan Estimate

2019 Jeep Cherokee Altitude

Jeep Cherokee Altitude

2019 Jeep Cherokee Altitude Car Loan Estimate

2019 Nissan Kicks S

Nissan Kicks S

2019 Nissan Kicks S Car Loan Estimate

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