Phoenix, AZ Used Cars Under $20,000 |with Payments|

2021 Hyundai ELANTRA Limited

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This low mileage certified second hand 2021 Hyundai ELANTRA Limited FWD sedan under 53,000 miles, cvt transmission, and 18 MPG, 2.0L gas engine is for sale right now under $20K at Camelback Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,683
Est. Payment:	$420.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,740
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,683.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.54
Avg. DMV Fee	532.00
Cash Sale Price	$22,896.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,896.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$420.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage second hand 2023 Hyundai ELANTRA SE FWD sedan below 40,000 miles, cvt transmission, and 18 MPG, 2.0L gas engine is for sale right now below $18K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$17,970
Est. Payment:	$359.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,219
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,970.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,060.69
Avg. DMV Fee	532.00
Cash Sale Price	$20,991.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,991.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$359.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Limited

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This below average mileage used 2023 Hyundai ELANTRA Hybrid Limited FWD sedan under 62,000 miles, automatic transmission, and 18 MPG, 1.6L hybrid engine is for sale right now under $20K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,949
Est. Payment:	$460.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,433
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,949.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,282.34
Avg. DMV Fee	532.00
Cash Sale Price	$23,192.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,192.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$460.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE SEL

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This high mileage preowned 2022 Hyundai PALISADE SEL FWD SUV under 130,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now below $17K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$16,920
Est. Payment:	$723.40 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,547
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,920.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,943.09
Avg. DMV Fee	532.00
Cash Sale Price	$19,824.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,824.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$723.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Hyundai SANTA FE Sport 2.0T

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This low mileage second hand 2015 Hyundai SANTA FE Sport 2.0T AWD SUV under 32,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $17K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$16,588
Est. Payment:	$332.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,347
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,588.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,905.90
Avg. DMV Fee	532.00
Cash Sale Price	$19,454.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,454.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$332.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Altitude

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This low mileage used 2019 Jeep Cherokee Altitude 4x4 SUV below 46,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $17K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$16,997
Est. Payment:	$340.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,891
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,951.71
Avg. DMV Fee	532.00
Cash Sale Price	$19,909.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,909.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$340.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SE

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This below average mileage preowned 2024 Hyundai VENUE SE FWD hatchback below 60,000 miles, cvt transmission, and 18 MPG, 1.6L gas engine is for sale right now below $16K at Camelback Ford Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$15,520
Est. Payment:	$362.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,360
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,520.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,786.29
Avg. DMV Fee	532.00
Cash Sale Price	$18,267.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,267.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$362.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Ridgeline RTL-T

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This low mileage used 2017 Honda Ridgeline RTL-T AWD pickup under 58,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $20K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$19,990
Est. Payment:	$426.66 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,404
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,286.93
Avg. DMV Fee	532.00
Cash Sale Price	$23,237.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,237.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$426.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Audi Q5 2.0T quattro Premium Plus

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This average mileage preowned 2018 Audi Q5 2.0T quattro Premium Plus AWD SUV under 83,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now below $18K at Camelback Ford Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$17,794
Est. Payment:	$499.24 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,000
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,794.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,040.98
Avg. DMV Fee	532.00
Cash Sale Price	$20,795.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,795.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$499.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Expedition Limited

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This above average mileage second hand 2016 Ford Expedition Limited 4x4 SUV under 98,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $17K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$16,178
Est. Payment:	$512.48 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,650
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$16,178.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,859.98
Avg. DMV Fee	532.00
Cash Sale Price	$18,998.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,998.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$512.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,178.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai ELANTRA Limited

2023 Hyundai ELANTRA SE

2023 Hyundai ELANTRA Hybrid Limited

2022 Hyundai PALISADE SEL

2015 Hyundai SANTA FE Sport 2.0T

2019 Jeep Cherokee Altitude

2024 Hyundai VENUE SE

2017 Honda Ridgeline RTL-T

2018 Audi Q5 2.0T quattro Premium Plus

2016 Ford Expedition Limited

Used Cars under $20,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2021 Hyundai ELANTRA Limited Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2023 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2015 Hyundai SANTA FE Sport 2.0T

Hyundai SANTA FE Sport 2.0T

2015 Hyundai SANTA FE Sport 2.0T Car Loan Estimate

2019 Jeep Cherokee Altitude

Jeep Cherokee Altitude

2019 Jeep Cherokee Altitude Car Loan Estimate

2024 Hyundai VENUE SE

Hyundai VENUE SE

2024 Hyundai VENUE SE Car Loan Estimate

2017 Honda Ridgeline RTL-T

Honda Ridgeline RTL-T

2017 Honda Ridgeline RTL-T Car Loan Estimate

2018 Audi Q5 2.0T quattro Premium Plus

Audi Q5 2.0T quattro Premium Plus

2018 Audi Q5 2.0T quattro Premium Plus Car Loan Estimate

2016 Ford Expedition Limited

Ford Expedition Limited

2016 Ford Expedition Limited Car Loan Estimate

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