Phoenix, AZ Used Cars Under $40,000 |with Payments|

2024 Kia Telluride SX-Prestige X-Line

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This low mileage preowned 2024 Kia Telluride SX-Prestige X-Line AWD SUV below 34,000 miles, a transmission, and 3.8L gas engine is for sale right now below $38K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$37,452
Est. Payment:	$729.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,891
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,452.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,242.67
Avg. DMV Fee	532.00
Cash Sale Price	$42,655.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,655.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Reserve

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This low mileage used 2024 Lincoln Corsair Reserve FWD SUV below 15,000 miles, a transmission, and 2.0L gas engine is for sale right now under $39K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$38,498
Est. Payment:	$749.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,160
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,498.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,359.82
Avg. DMV Fee	532.00
Cash Sale Price	$43,818.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,818.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLE

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This low mileage preowned 2022 GMC Sierra 1500 SLE 4X4 pickup under 14,000 miles, a transmission, and 2.7L gas engine is for sale right now under $38K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$37,496
Est. Payment:	$730.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,612
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,496.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,247.60
Avg. DMV Fee	532.00
Cash Sale Price	$42,704.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,704.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$730.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage second hand 2022 Lincoln Aviator Reserve AWD SUV under 54,000 miles, a transmission, and 3.0L gas engine is for sale right now below $36K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$35,299
Est. Payment:	$739.22 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,621
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,299.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,001.54
Avg. DMV Fee	532.00
Cash Sale Price	$40,261.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,261.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$739.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve FWD SUV below 27,000 miles, a transmission, and 2.0L gas engine is for sale right now below $38K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$37,446
Est. Payment:	$729.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,058
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,446.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,242.00
Avg. DMV Fee	532.00
Cash Sale Price	$42,649.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,649.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage second hand 2022 Lincoln Aviator Reserve AWD SUV below 43,000 miles, a transmission, and 3.0L gas engine is for sale right now under $37K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$36,489
Est. Payment:	$711.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,358
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,489.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,134.82
Avg. DMV Fee	532.00
Cash Sale Price	$41,584.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,584.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage used 2023 Ford Mustang Mach-E GT AWD SUV below 43,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$36,998
Est. Payment:	$721.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,947
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.82
Avg. DMV Fee	532.00
Cash Sale Price	$42,150.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,150.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Wildtrak Advanced

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This below average mileage used 2023 Ford Bronco Wildtrak Advanced 4X4 SUV under 64,000 miles, a transmission, and 2.7L gas engine is for sale right now under $40K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$39,449
Est. Payment:	$891.36 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,625
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,449.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,466.34
Avg. DMV Fee	532.00
Cash Sale Price	$44,876.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,876.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$891.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage second hand 2023 Genesis GV70 2.5T Standard AWD SUV under 41,000 miles, a transmission, and 2.5L gas engine is for sale right now under $36K at Camelback Ford in Phoenix, AZ. ...View More Details

Sales Price:	$35,534
Est. Payment:	$693.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,774
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,534.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,027.86
Avg. DMV Fee	532.00
Cash Sale Price	$40,522.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,522.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$693.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,534.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 45,000 miles, a transmission, and 3.0L gas engine is for sale right now below $38K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$37,735
Est. Payment:	$735.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,964
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,735.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,274.37
Avg. DMV Fee	532.00
Cash Sale Price	$42,970.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride SX-Prestige X-Line

2024 Lincoln Corsair Reserve

2022 GMC Sierra 1500 SLE

2022 Lincoln Aviator Reserve

2023 Lincoln Nautilus Reserve

2022 Lincoln Aviator Reserve

2023 Ford Mustang Mach-E GT

2023 Ford Bronco Wildtrak Advanced

2023 Genesis GV70 2.5T Standard

2023 Ford Explorer ST

Used Cars under $40,000 for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride SX-Prestige X-Line

Kia Telluride SX-Prestige X-Line

2024 Kia Telluride SX-Prestige X-Line Car Loan Estimate

2024 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2024 Lincoln Corsair Reserve Car Loan Estimate

2022 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2022 GMC Sierra 1500 SLE Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2023 Ford Bronco Wildtrak Advanced

Ford Bronco Wildtrak Advanced

2023 Ford Bronco Wildtrak Advanced Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

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