Phoenix, AZ Used Cars Under $650 a Month

2021 Hyundai PALISADE Calligraphy

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This average mileage second hand 2021 Hyundai PALISADE Calligraphy AWD SUV below 72,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $28K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$27,710
Est. Payment:	$690.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,735
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$27,710.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,151.57
Avg. DMV Fee	532.00
Cash Sale Price	$31,822.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,822.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$690.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE SEL

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This average mileage second hand 2022 Hyundai PALISADE SEL FWD SUV below 79,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $26K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$25,964
Est. Payment:	$648.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,389
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$25,964.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,956.02
Avg. DMV Fee	532.00
Cash Sale Price	$29,881.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,881.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$648.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE SEL

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This average mileage second hand 2022 Hyundai PALISADE SEL FWD SUV under 70,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $27K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$26,563
Est. Payment:	$662.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,185
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$26,563.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,023.10
Avg. DMV Fee	532.00
Cash Sale Price	$30,547.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,547.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$662.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai IONIQ 5 Limited

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This low mileage certified used 2023 Hyundai IONIQ 5 Limited AWD hatchback under 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $34K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$33,997
Est. Payment:	$664.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,250
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$33,997.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,855.71
Avg. DMV Fee	532.00
Cash Sale Price	$38,813.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,813.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL FWD SUV below 11,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $33K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$32,930
Est. Payment:	$643.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,416
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$32,930.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,736.21
Avg. DMV Fee	532.00
Cash Sale Price	$37,627.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,627.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$643.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,930.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $33K at Camelback Ford Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$32,798
Est. Payment:	$641.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,595
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$32,798.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,721.42
Avg. DMV Fee	532.00
Cash Sale Price	$37,480.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,480.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$641.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 8,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$35,013
Est. Payment:	$683.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,993
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,013.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,969.50
Avg. DMV Fee	532.00
Cash Sale Price	$39,943.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,943.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,013.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage certified used 2022 Lincoln Nautilus Reserve FWD SUV below 51,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $32K at Sanderson Lincoln in Phoenix, AZ. ...View More Details

Sales Price:	$31,798
Est. Payment:	$667.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,986
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$31,798.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,609.42
Avg. DMV Fee	532.00
Cash Sale Price	$36,368.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,368.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$667.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star

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This low mileage second hand 2023 Ram 1500 Lone Star RWD pickup under 53,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now under $33K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$32,900
Est. Payment:	$690.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,040
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,732.85
Avg. DMV Fee	532.00
Cash Sale Price	$37,593.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,593.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$690.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

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This low mileage second hand 2020 Ford Explorer ST AWD SUV under 38,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $34K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$33,981
Est. Payment:	$663.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,795
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$33,981.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,853.92
Avg. DMV Fee	532.00
Cash Sale Price	$38,795.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,795.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles with Payments Below $650 / Month

2021 Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL

2023 Hyundai IONIQ 5 Limited

2025 Hyundai SANTA FE SEL

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2022 Lincoln Nautilus Reserve

2023 Ram 1500 Lone Star

2020 Ford Explorer ST

Used Cars under $650 per month for Sale in Phoenix, AZ

Phoenix, AZ Secondhand Used Vehicles with Payments Below $650 / Month

2021 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2021 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2023 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2023 Hyundai IONIQ 5 Limited Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ram 1500 Lone Star

Ram 1500 Lone Star

2023 Ram 1500 Lone Star Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

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