Metro Phoenix, AZ Area Used Cars Under $400 a Month

2021 Hyundai TUCSON SEL

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This low mileage second hand 2021 Hyundai TUCSON SEL FWD SUV below 54,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $19K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,000
Est. Payment:	$406.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,865
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,176.05
Avg. DMV Fee	532.00
Cash Sale Price	$22,137.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,137.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$406.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA N Line

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This low mileage preowned 2024 Hyundai KONA N Line FWD SUV under 60,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now below $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,605
Est. Payment:	$418.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,790
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,605.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,243.81
Avg. DMV Fee	532.00
Cash Sale Price	$22,809.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,809.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$418.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 7,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $22K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$21,390
Est. Payment:	$424.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,957
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,390.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,443.73
Avg. DMV Fee	532.00
Cash Sale Price	$24,794.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,794.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$424.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Kia Forte5 LX

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This high mileage second hand 2017 Kia Forte5 LX FWD hatchback below 127,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $8K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$7,463
Est. Payment:	$332.79 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,948
Location:	Cottonwood, AZ
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$7,463.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	883.90
Avg. DMV Fee	532.00
Cash Sale Price	$9,307.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$9,119.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$332.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Toyota Sienna LE 7-Passenger Auto Access Seat

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This high mileage used 2012 Toyota Sienna LE 7-Passenger Auto Access Seat FWD minivan below 229,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $7K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$6,894
Est. Payment:	$307.42 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	229,494
Location:	Prescott, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,894.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	820.18
Avg. DMV Fee	532.00
Cash Sale Price	$8,675.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,424.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$307.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $6,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

1998 Toyota RAV4 Base

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This high mileage second hand 1998 Toyota RAV4 Base AWD SUV under 163,000 miles, transmission, and 28 MPG, 2.0L gas engine is for sale right now under $7K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$6,888
Est. Payment:	$307.15 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	163,488
Location:	Kingman, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	819.50
Avg. DMV Fee	532.00
Cash Sale Price	$8,668.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,417.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$307.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 6,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $21K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$416.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,492
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,399.94
Avg. DMV Fee	532.00
Cash Sale Price	$24,359.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$416.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Renegade Latitude

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This above average mileage second hand 2021 Jeep Renegade Latitude 4x4 SUV under 97,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $13K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$13,000
Est. Payment:	$417.16 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,539
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$13,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,504.05
Avg. DMV Fee	532.00
Cash Sale Price	$15,465.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,465.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$417.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai VELOSTER Turbo Ultimate

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This low mileage preowned 2020 Hyundai VELOSTER Turbo Ultimate FWD coupe below 41,000 miles, manual transmission, and 28 MPG, 1.6L gas engine is for sale right now under $20K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$19,995
Est. Payment:	$397.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,886
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,287.49
Avg. DMV Fee	532.00
Cash Sale Price	$23,243.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,243.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$397.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Trax LT

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This high mileage used 2015 Chevrolet Trax LT AWD SUV under 138,000 miles, automatic transmission, and 28 MPG, 1.4L gas engine is for sale right now below $7K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$6,995
Est. Payment:	$311.92 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,954
Location:	Kingman, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	831.49
Avg. DMV Fee	532.00
Cash Sale Price	$8,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,547.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$311.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $400 / Month

2021 Hyundai TUCSON SEL

2024 Hyundai KONA N Line

2025 Hyundai ELANTRA SEL Sport

2017 Kia Forte5 LX

2012 Toyota Sienna LE 7-Passenger Auto Access Seat

1998 Toyota RAV4 Base

2025 Hyundai ELANTRA SEL Sport

2021 Jeep Renegade Latitude

2020 Hyundai VELOSTER Turbo Ultimate

2015 Chevrolet Trax LT

Greater Phoenix Area Cities with Used Cars for Sale Below $400 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $400 / Month

2021 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2021 Hyundai TUCSON SEL Car Loan Estimate

2024 Hyundai KONA N Line

Hyundai KONA N Line

2024 Hyundai KONA N Line Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2017 Kia Forte5 LX

Kia Forte5 LX

2017 Kia Forte5 LX Car Loan Estimate

2012 Toyota Sienna LE 7-Passenger Auto Access Seat

Toyota Sienna LE 7-Passenger Auto Access Seat

2012 Toyota Sienna LE 7-Passenger Auto Access Seat Car Loan Estimate

1998 Toyota RAV4 Base

Toyota RAV4 Base

1998 Toyota RAV4 Base Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2021 Jeep Renegade Latitude

Jeep Renegade Latitude

2021 Jeep Renegade Latitude Car Loan Estimate

2020 Hyundai VELOSTER Turbo Ultimate

Hyundai VELOSTER Turbo Ultimate

2020 Hyundai VELOSTER Turbo Ultimate Car Loan Estimate

2015 Chevrolet Trax LT

Chevrolet Trax LT

2015 Chevrolet Trax LT Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $400 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $400 / Month

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