Metro Phoenix, AZ Area Used Cars Under $400 a Month

2017 Audi Q5 3.0T quattro Premium Plus

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This average mileage used 2017 Audi Q5 3.0T quattro Premium Plus AWD SUV below 88,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $15K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$14,949
Est. Payment:	$423.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,093
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$14,949.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,722.34
Avg. DMV Fee	532.00
Cash Sale Price	$17,632.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,632.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$423.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA N Line

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This low mileage second hand 2022 Hyundai KONA N Line FWD SUV below 57,000 miles, automatic transmission, and 22 MPG, 1.6L gas engine is for sale right now under $20K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$19,199
Est. Payment:	$410.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,732
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,199.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,198.34
Avg. DMV Fee	532.00
Cash Sale Price	$22,358.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,358.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$410.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified used 2025 Hyundai VENUE SEL FWD hatchback under 10,000 miles, cvt transmission, and 22 MPG, 1.6L gas engine is for sale right now under $22K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$21,500
Est. Payment:	$426.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,709
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,456.05
Avg. DMV Fee	532.00
Cash Sale Price	$24,917.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,917.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$426.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 MINI Hardtop 4 Door Cooper

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This low mileage preowned 2022 MINI Hardtop 4 Door Cooper FWD hatchback under 55,000 miles, transmission, and 22 MPG, 1.5L gas engine is for sale right now below $19K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$18,900
Est. Payment:	$404.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,970
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,164.85
Avg. DMV Fee	532.00
Cash Sale Price	$22,025.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,025.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$404.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified second hand 2025 Hyundai VENUE SEL FWD hatchback under 8,000 miles, cvt transmission, and 22 MPG, 1.6L gas engine is for sale right now under $22K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$21,500
Est. Payment:	$426.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,262
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,456.05
Avg. DMV Fee	532.00
Cash Sale Price	$24,917.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,917.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$426.37

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line

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This low mileage second hand 2024 Ford Escape ST-Line FWD SUV below 49,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,575
Est. Payment:	$389.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,014
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,575.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,240.45
Avg. DMV Fee	532.00
Cash Sale Price	$22,776.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,776.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$389.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2005 Hyundai SANTA FE GLS

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This high mileage preowned 2005 Hyundai SANTA FE GLS FWD SUV below 263,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $7K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$6,888
Est. Payment:	$307.15 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	263,207
Location:	Kingman, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	819.50
Avg. DMV Fee	532.00
Cash Sale Price	$8,668.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,417.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$307.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 7,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $21K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$416.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,881
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,399.94
Avg. DMV Fee	532.00
Cash Sale Price	$24,359.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$416.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 45,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $21K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$20,500
Est. Payment:	$407.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,946
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,344.05
Avg. DMV Fee	532.00
Cash Sale Price	$23,805.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,805.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$407.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Colorado LT

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This low mileage second hand 2015 Chevrolet Colorado LT RWD pickup under 46,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $22K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$21,500
Est. Payment:	$426.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,750
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,456.05
Avg. DMV Fee	532.00
Cash Sale Price	$24,917.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,917.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$426.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $400 / Month

2017 Audi Q5 3.0T quattro Premium Plus

2022 Hyundai KONA N Line

2025 Hyundai VENUE SEL

2022 MINI Hardtop 4 Door Cooper

2025 Hyundai VENUE SEL

2024 Ford Escape ST-Line

2005 Hyundai SANTA FE GLS

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai ELANTRA SEL

2015 Chevrolet Colorado LT

Greater Phoenix Area Cities with Used Cars for Sale Below $400 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $400 / Month

2017 Audi Q5 3.0T quattro Premium Plus

Audi Q5 3.0T quattro Premium Plus

2017 Audi Q5 3.0T quattro Premium Plus Car Loan Estimate

2022 Hyundai KONA N Line

Hyundai KONA N Line

2022 Hyundai KONA N Line Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2022 MINI Hardtop 4 Door Cooper

MINI Hardtop 4 Door Cooper

2022 MINI Hardtop 4 Door Cooper Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2024 Ford Escape ST-Line

Ford Escape ST-Line

2024 Ford Escape ST-Line Car Loan Estimate

2005 Hyundai SANTA FE GLS

Hyundai SANTA FE GLS

2005 Hyundai SANTA FE GLS Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2015 Chevrolet Colorado LT

Chevrolet Colorado LT

2015 Chevrolet Colorado LT Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $400 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $400 / Month

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