Merced, CA Used Cars Under $400 a Month

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 32,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $22K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$21,611
Est. Payment:	$414.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,533
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$21,611.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,223.33
Avg. DMV Fee	296.00
Cash Sale Price	$24,210.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,210.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta S

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This low mileage preowned 2024 Volkswagen Jetta S FWD sedan below 16,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now below $20K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$19,788
Est. Payment:	$379.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,315
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,788.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.47
Avg. DMV Fee	296.00
Cash Sale Price	$22,200.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,200.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$379.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA Electric Limited

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This low mileage used 2023 Hyundai KONA Electric Limited FWD SUV under 23,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $21K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$20,836
Est. Payment:	$399.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,362
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$20,836.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,143.89
Avg. DMV Fee	296.00
Cash Sale Price	$23,355.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,355.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$399.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,836.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage used 2024 Toyota Corolla LE FWD sedan under 56,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$19,062
Est. Payment:	$392.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,617
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,062.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,962.06
Avg. DMV Fee	296.00
Cash Sale Price	$21,400.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,400.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$392.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,062.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA Electric SE

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This low mileage used 2023 Hyundai KONA Electric SE FWD SUV below 30,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $20K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$19,949
Est. Payment:	$382.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,040
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,949.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,052.97
Avg. DMV Fee	296.00
Cash Sale Price	$22,377.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,377.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$382.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Sentra SV

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This below average mileage second hand 2023 Nissan Sentra SV FWD sedan below 66,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $18K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$17,399
Est. Payment:	$388.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,760
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,399.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,791.60
Avg. DMV Fee	296.00
Cash Sale Price	$19,566.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,566.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$388.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This below average mileage second hand 2023 Chevrolet Malibu LT FWD sedan below 62,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now under $18K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$17,399
Est. Payment:	$388.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,082
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,399.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,791.60
Avg. DMV Fee	296.00
Cash Sale Price	$19,566.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,566.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$388.64

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This below average mileage second hand 2024 Kia Soul LX FWD hatchback below 60,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $18K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$17,399
Est. Payment:	$388.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,049
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,399.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,791.60
Avg. DMV Fee	296.00
Cash Sale Price	$19,566.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,566.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$388.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA SEL

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This low mileage preowned 2024 Hyundai SONATA SEL AWD sedan under 40,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $22K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$21,624
Est. Payment:	$414.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,943
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$21,624.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,224.66
Avg. DMV Fee	296.00
Cash Sale Price	$24,224.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,224.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$414.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,624.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu RS

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This low mileage second hand 2023 Chevrolet Malibu RS FWD sedan under 39,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $21K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$20,147
Est. Payment:	$386.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,928
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$20,147.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,073.27
Avg. DMV Fee	296.00
Cash Sale Price	$22,596.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,596.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,147.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

2024 Volkswagen Jetta S

2023 Hyundai KONA Electric Limited

2024 Toyota Corolla LE

2023 Hyundai KONA Electric SE

2023 Nissan Sentra SV

2023 Chevrolet Malibu LT

2024 Kia Soul LX

2024 Hyundai SONATA SEL

2023 Chevrolet Malibu RS

Used Cars under $400 per month for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Volkswagen Jetta S

Volkswagen Jetta S

2024 Volkswagen Jetta S Car Loan Estimate

2023 Hyundai KONA Electric Limited

Hyundai KONA Electric Limited

2023 Hyundai KONA Electric Limited Car Loan Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Car Loan Estimate

2023 Hyundai KONA Electric SE

Hyundai KONA Electric SE

2023 Hyundai KONA Electric SE Car Loan Estimate

2023 Nissan Sentra SV

Nissan Sentra SV

2023 Nissan Sentra SV Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2024 Hyundai SONATA SEL

Hyundai SONATA SEL

2024 Hyundai SONATA SEL Car Loan Estimate

2023 Chevrolet Malibu RS

Chevrolet Malibu RS

2023 Chevrolet Malibu RS Car Loan Estimate

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