Merced, CA Used Cars Under $20,000 |with Payments|

2024 Hyundai ELANTRA SEL

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This below average mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan below 65,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$18,750
Est. Payment:	$418.23 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,840
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$18,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,930.08
Avg. DMV Fee	296.00
Cash Sale Price	$21,056.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,056.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$418.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mazda Mazda3 Hatchback Premium

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This below average mileage used 2020 Mazda Mazda3 Hatchback Premium FWD hatchback below 68,000 miles, manual transmission, and 30 MPG, 2.5L gas engine is for sale right now below $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$18,500
Est. Payment:	$412.75 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,545
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,904.45
Avg. DMV Fee	296.00
Cash Sale Price	$20,780.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,780.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$412.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 S

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This average mileage used 2023 Nissan Altima 2.5 S FWD sedan below 85,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $17K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$16,770
Est. Payment:	$453.08 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,539
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,770.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,727.13
Avg. DMV Fee	296.00
Cash Sale Price	$18,873.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,873.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$453.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Sentra SV

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This below average mileage second hand 2023 Nissan Sentra SV FWD sedan below 66,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $17K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$17,000
Est. Payment:	$379.91 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,155
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,750.70
Avg. DMV Fee	296.00
Cash Sale Price	$19,126.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,126.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$379.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Preferred

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This low mileage used 2024 Buick Encore GX Preferred FWD SUV under 23,000 miles, cvt transmission, and 30 MPG, 1.2L gas engine is for sale right now under $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$19,500
Est. Payment:	$374.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,571
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,006.95
Avg. DMV Fee	296.00
Cash Sale Price	$21,882.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,882.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$374.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback under 32,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $17K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$16,995
Est. Payment:	$327.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,504
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,750.19
Avg. DMV Fee	296.00
Cash Sale Price	$19,121.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,121.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$327.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer Limited

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This average mileage second hand 2018 Ford Explorer Limited AWD SUV under 81,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $18K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$17,975
Est. Payment:	$484.97 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,426
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,975.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,850.64
Avg. DMV Fee	296.00
Cash Sale Price	$20,201.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,201.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$484.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This below average mileage preowned 2024 Nissan Rogue S AWD SUV below 61,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now under $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$19,000
Est. Payment:	$423.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,692
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.70
Avg. DMV Fee	296.00
Cash Sale Price	$21,331.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,331.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$423.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra S

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This low mileage preowned 2024 Nissan Sentra S FWD sedan under 50,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $18K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$17,500
Est. Payment:	$361.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,321
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,801.95
Avg. DMV Fee	296.00
Cash Sale Price	$19,677.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,677.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$361.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mazda Mazda3 Hatchback Premium

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This low mileage second hand 2020 Mazda Mazda3 Hatchback Premium FWD hatchback below 59,000 miles, manual transmission, and 30 MPG, 2.5L gas engine is for sale right now below $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$19,500
Est. Payment:	$401.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,787
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,006.95
Avg. DMV Fee	296.00
Cash Sale Price	$21,882.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,882.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$401.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $20,000

2024 Hyundai ELANTRA SEL

2020 Mazda Mazda3 Hatchback Premium

2023 Nissan Altima 2.5 S

2023 Nissan Sentra SV

2024 Buick Encore GX Preferred

2025 Kia Soul S

2018 Ford Explorer Limited

2024 Nissan Rogue S

2024 Nissan Sentra S

2020 Mazda Mazda3 Hatchback Premium

Used Cars under $20,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $20,000

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2020 Mazda Mazda3 Hatchback Premium

Mazda Mazda3 Hatchback Premium

2020 Mazda3 Hatchback Premium Car Loan Estimate

2023 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2023 Nissan Altima 2.5 S Car Loan Estimate

2023 Nissan Sentra SV

Nissan Sentra SV

2023 Nissan Sentra SV Car Loan Estimate

2024 Buick Encore GX Preferred

Buick Encore GX Preferred

2024 Buick Encore GX Preferred Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2018 Ford Explorer Limited

Ford Explorer Limited

2018 Ford Explorer Limited Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Car Loan Estimate

2020 Mazda Mazda3 Hatchback Premium

Mazda Mazda3 Hatchback Premium

2020 Mazda3 Hatchback Premium Car Loan Estimate

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