Merced, CA Used Cars Under $20,000 |with Payments|

2020 Kia Forte GT

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This low mileage preowned 2020 Kia Forte GT FWD sedan under 52,000 miles, manual transmission, and 21 MPG, 1.6L gas engine is for sale right now below $16K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$16,000
Est. Payment:	$330.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,819
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,648.20
Avg. DMV Fee	296.00
Cash Sale Price	$18,024.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,024.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$330.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This below average mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 65,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$18,750
Est. Payment:	$418.23 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,840
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$18,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,930.08
Avg. DMV Fee	296.00
Cash Sale Price	$21,056.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,056.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$418.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Trailhawk

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This low mileage used 2024 Jeep Compass Trailhawk 4x4 SUV under 49,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$19,750
Est. Payment:	$379.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,927
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,032.58
Avg. DMV Fee	296.00
Cash Sale Price	$22,158.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,158.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$379.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback below 32,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $17K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$16,995
Est. Payment:	$327.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,504
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,750.19
Avg. DMV Fee	296.00
Cash Sale Price	$19,121.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,121.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$327.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan below 39,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $19K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$18,475
Est. Payment:	$355.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,595
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$18,475.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,901.89
Avg. DMV Fee	296.00
Cash Sale Price	$20,752.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,752.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$355.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Preferred

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This low mileage used 2024 Buick Encore GX Preferred FWD SUV below 23,000 miles, cvt transmission, and 21 MPG, 1.2L gas engine is for sale right now under $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$19,500
Est. Payment:	$374.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,571
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,006.95
Avg. DMV Fee	296.00
Cash Sale Price	$21,882.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,882.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra S

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This low mileage preowned 2024 Nissan Sentra S FWD sedan under 50,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $18K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$17,500
Est. Payment:	$361.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,321
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,801.95
Avg. DMV Fee	296.00
Cash Sale Price	$19,677.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,677.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$361.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Versa SV

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This low mileage second hand 2024 Nissan Versa SV FWD sedan under 56,000 miles, cvt transmission, and 21 MPG, 1.6L gas engine is for sale right now under $16K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$16,000
Est. Payment:	$330.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,511
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,648.20
Avg. DMV Fee	296.00
Cash Sale Price	$18,024.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,024.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$330.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 S

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This average mileage preowned 2023 Nissan Altima 2.5 S FWD sedan under 85,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $17K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$16,770
Est. Payment:	$453.08 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,539
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,770.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,727.13
Avg. DMV Fee	296.00
Cash Sale Price	$18,873.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,873.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$453.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This above average mileage used 2017 Lincoln MKX Select FWD SUV under 91,000 miles, automatic transmission, and 21 MPG, 3.7L gas engine is for sale right now below $17K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$16,995
Est. Payment:	$515.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,509
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$16,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,750.19
Avg. DMV Fee	296.00
Cash Sale Price	$19,121.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,121.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$515.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $20,000

2020 Kia Forte GT

2024 Hyundai ELANTRA SEL

2024 Jeep Compass Trailhawk

2025 Kia Soul S

2024 Nissan Altima 2.5 SV

2024 Buick Encore GX Preferred

2024 Nissan Sentra S

2024 Nissan Versa SV

2023 Nissan Altima 2.5 S

2017 Lincoln MKX Select

Used Cars under $20,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $20,000

2020 Kia Forte GT

Kia Forte GT

2020 Kia Forte GT Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2024 Jeep Compass Trailhawk Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2024 Buick Encore GX Preferred

Buick Encore GX Preferred

2024 Buick Encore GX Preferred Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Car Loan Estimate

2024 Nissan Versa SV

Nissan Versa SV

2024 Nissan Versa SV Car Loan Estimate

2023 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2023 Nissan Altima 2.5 S Car Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

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