Merced, CA Used Cars Under $45,000 |with Payments|

2020 Ford F-150 XL

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This below average mileage second hand 2020 Ford F-150 XL 4x4 pickup under 66,000 miles, automatic transmission, and 37 MPG, 5.0L gas engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$883.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,998
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$883.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

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This low mileage preowned 2022 GMC Sierra 1500 SLT 4x4 pickup under 36,000 miles, automatic transmission, and 37 MPG, 5.3L gas engine is for sale right now under $43K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$42,975
Est. Payment:	$817.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,847
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$42,975.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,413.14
Avg. DMV Fee	296.00
Cash Sale Price	$47,764.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,764.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$817.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Big Bend

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This low mileage second hand 2026 Ford Bronco Big Bend 4x4 SUV below 2,000 miles, transmission, and 37 MPG, 2.3L gas engine is for sale right now below $44K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$44,000
Est. Payment:	$836.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,261
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,518.20
Avg. DMV Fee	296.00
Cash Sale Price	$48,894.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,894.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$836.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/A-SPEC

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This low mileage second hand 2023 Acura MDX SH-AWD w/A-SPEC AWD SUV under 54,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$816.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,183
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$816.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT

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This low mileage second hand 2024 Ford Mustang GT RWD coupe below 32,000 miles, transmission, and 37 MPG, 5.0L gas engine is for sale right now under $44K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$43,500
Est. Payment:	$827.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,407
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,466.95
Avg. DMV Fee	296.00
Cash Sale Price	$48,342.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,342.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$827.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage used 2021 Ford F-150 XL 4x4 pickup below 80,000 miles, automatic transmission, and 37 MPG, 3.5L hybrid engine is for sale right now below $45K at Mcauley Motors in Merced, CA. ...View More Details

Sales Price:	$44,775
Est. Payment:	$1079.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,510
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$44,775.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,597.64
Avg. DMV Fee	296.00
Cash Sale Price	$49,748.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,748.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1079.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sportage Plug-In Hybrid X-Line Prestige

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This low mileage second hand 2026 Kia Sportage Plug-In Hybrid X-Line Prestige AWD SUV below 10,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$761.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,100
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.19

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2026 Hyundai SANTA CRUZ XRT AWD pickup under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now under $41K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$40,495
Est. Payment:	$770.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,158.94
Avg. DMV Fee	296.00
Cash Sale Price	$45,029.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,029.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$770.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $44K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$43,955
Est. Payment:	$835.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$43,955.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,513.59
Avg. DMV Fee	296.00
Cash Sale Price	$48,844.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,844.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$835.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $42K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$41,750
Est. Payment:	$794.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$41,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,287.58
Avg. DMV Fee	296.00
Cash Sale Price	$46,413.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,413.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $45,000

2020 Ford F-150 XL

2022 GMC Sierra 1500 SLT

2026 Ford Bronco Big Bend

2023 Acura MDX SH-AWD w/A-SPEC

2024 Ford Mustang GT

2021 Ford F-150 XL

2026 Kia Sportage Plug-In Hybrid X-Line Prestige

2026 Hyundai SANTA CRUZ XRT

2026 Hyundai TUCSON Limited

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $45,000 for Sale in Merced, CA

Merced, CA Secondhand Used Vehicles Priced Below $45,000

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2026 Ford Bronco Big Bend

Ford Bronco Big Bend

2026 Ford Bronco Big Bend Car Loan Estimate

2023 Acura MDX SH-AWD w/A-SPEC

Acura MDX SH-AWD w/A-SPEC

2023 Acura MDX SH-AWD w/A-SPEC Car Loan Estimate

2024 Ford Mustang GT

Ford Mustang GT

2024 Ford Mustang GT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2026 Kia Sportage Plug-In Hybrid X-Line Prestige

Kia Sportage Plug-In Hybrid X-Line Prestige

2026 Kia Sportage Plug-In Hybrid X-Line Prestige Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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