Metro Monterey - Salinas, CA Area Used Cars Under $700 a Month

2022 BMW X5 sDrive40i

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This below average mileage preowned 2022 BMW X5 sDrive40i RWD SUV under 62,000 miles, a transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $32K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$31,996
Est. Payment:	$894.56 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,802
Location:	Seaside, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$31,996.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,287.79
Avg. DMV Fee	296.00
Cash Sale Price	$35,659.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$34,587.68
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$894.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 32,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$37,006
Est. Payment:	$931.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,488
Location:	Seaside, CA
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$37,006.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,801.32
Avg. DMV Fee	296.00
Cash Sale Price	$41,183.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$40,003.49
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$931.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,006.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 10,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,089
Est. Payment:	$959.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,429
Location:	Seaside, CA
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$38,089.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,912.32
Avg. DMV Fee	296.00
Cash Sale Price	$42,377.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$41,174.21
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$959.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,089.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4X4 pickup under 19,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,087
Est. Payment:	$959.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,511
Location:	Seaside, CA
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$38,087.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,912.12
Avg. DMV Fee	296.00
Cash Sale Price	$42,375.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$41,172.05
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$959.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford Transit 350 XL

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This average mileage second hand 2019 Ford Transit 350 XL RWD full-size below 88,000 miles, a transmission, and 20 MPG, 3.7L gas engine is for sale right now below $27K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$26,950
Est. Payment:	$868.93 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	87,645
Location:	Santa Cruz, CA
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$26,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,770.58
Avg. DMV Fee	296.00
Cash Sale Price	$30,096.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$29,132.95
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$868.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Honda Civic Sport Touring

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This high mileage preowned 2019 Honda Civic Sport Touring FWD hatchback under 181,000 miles, cvt transmission, and 20 MPG, 1.5L gas engine is for sale right now under $14K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$13,950
Est. Payment:	$634.31 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	181,199
Location:	Santa Cruz, CA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$13,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,438.08
Avg. DMV Fee	296.00
Cash Sale Price	$15,764.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$15,079.95
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$634.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Toyota Tacoma TRD Pro

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This below average mileage used 2017 Toyota Tacoma TRD Pro 4X4 pickup below 69,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $33K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$32,500
Est. Payment:	$908.65 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	69,326
Location:	Santa Cruz, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$32,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,339.45
Avg. DMV Fee	296.00
Cash Sale Price	$36,215.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$35,132.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$908.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 56,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $34K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$33,525
Est. Payment:	$886.20 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,147
Location:	Santa Cruz, CA
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$33,525.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,444.51
Avg. DMV Fee	296.00
Cash Sale Price	$37,345.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$36,240.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$886.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles with Payments Under $700 / Month

2022 BMW X5 sDrive40i

2023 BMW X3 xDrive30i

2025 BMW X1 xDrive28i

2024 Chevrolet Silverado 1500 LT

2019 Ford Transit 350 XL

2019 Honda Civic Sport Touring

2017 Toyota Tacoma TRD Pro

2023 Ford F-150 XL

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $700 / Month

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles with Payments Under $700 / Month

2022 BMW X5 sDrive40i

BMW X5 sDrive40i

2022 BMW X5 sDrive40i Poor Credit Auto Finance Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Poor Credit Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Poor Credit Car Finance Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Poor Credit Auto Finance Estimate

2019 Ford Transit 350 XL

Ford Transit 350 XL

2019 Ford Transit 350 XL Poor Credit Auto Finance Estimate

2019 Honda Civic Sport Touring

Honda Civic Sport Touring

2019 Honda Civic Sport Touring Poor Credit Auto Loan Estimate

2017 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2017 Toyota Tacoma TRD Pro Poor Credit Auto Finance Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Poor Credit Auto Loan Estimate

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $700 / Month

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $700 / Month

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