Monterey - Salinas, CA Area Used Cars Under $45,000

2024 GMC Sierra 1500 Elevation Standard

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This low mileage used 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup under 31,000 miles, automatic transmission, and 128 MPG, 2.7L gas engine is for sale right now below $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,950
Est. Payment:	$779.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,315
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,205.58
Avg. DMV Fee	296.00
Cash Sale Price	$45,531.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,531.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$779.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage second hand 2026 BMW X1 xDrive28i AWD SUV under 3,000 miles, transmission, and 128 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$42,325
Est. Payment:	$805.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,787
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,325.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,346.51
Avg. DMV Fee	296.00
Cash Sale Price	$47,047.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,047.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$805.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530e xDrive

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This low mileage second hand 2023 BMW 5 Series 530e xDrive AWD sedan under 29,000 miles, automatic transmission, and 128 MPG, 2.0L hybrid engine is for sale right now below $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,084
Est. Payment:	$762.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,577
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,084.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,116.81
Avg. DMV Fee	296.00
Cash Sale Price	$44,576.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,576.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV below 5,000 miles, transmission, and 128 MPG, 2.0L gas engine is for sale right now under $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,626
Est. Payment:	$829.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,195
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,626.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,479.87
Avg. DMV Fee	296.00
Cash Sale Price	$48,481.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,481.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$829.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 128 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$41,605
Est. Payment:	$791.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,132
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$41,605.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,272.71
Avg. DMV Fee	296.00
Cash Sale Price	$46,253.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,253.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV below 41,000 miles, automatic transmission, and 128 MPG, 3.0L hybrid engine is for sale right now below $43K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$42,552
Est. Payment:	$809.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,134
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,552.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,369.78
Avg. DMV Fee	296.00
Cash Sale Price	$47,297.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,297.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$809.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,552.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/Advance

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This low mileage preowned 2023 Acura MDX SH-AWD w/Advance AWD SUV below 44,000 miles, automatic transmission, and 128 MPG, 3.5L gas engine is for sale right now under $43K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$42,401
Est. Payment:	$806.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,953
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$42,401.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,354.30
Avg. DMV Fee	296.00
Cash Sale Price	$47,131.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,131.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$806.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 22,000 miles, automatic transmission, and 128 MPG, 3.5L gas engine is for sale right now below $45K at Greenwood Ford in Hollister, CA. ...View More Details

Sales Price:	$44,991
Est. Payment:	$855.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,507
Location:	Hollister, CA

Item	Amount
Used Car Price⁽¹⁾	$44,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,619.78
Avg. DMV Fee	296.00
Cash Sale Price	$49,986.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,986.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$855.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XLT

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This average mileage second hand 2022 Ford F-250 Super Duty XLT 4x4 pickup under 80,000 miles, automatic transmission, and 128 MPG, 6.2L gas engine is for sale right now below $41K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$40,630
Est. Payment:	$980.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,960
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$40,630.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,172.78
Avg. DMV Fee	296.00
Cash Sale Price	$45,178.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,178.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$980.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,630.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range AWD sedan under 7,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$41,000
Est. Payment:	$780.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,426
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,210.70
Avg. DMV Fee	296.00
Cash Sale Price	$45,586.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,586.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2024 GMC Sierra 1500 Elevation Standard

2026 BMW X1 xDrive28i

2023 BMW 5 Series 530e xDrive

2026 BMW X1 xDrive28i

2025 BMW X1 xDrive28i

2023 BMW X5 xDrive40i

2023 Acura MDX SH-AWD w/Advance

2024 Ford F-150 XLT

2022 Ford F-250 Super Duty XLT

2025 Tesla Model 3 Long Range

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2023 BMW 5 Series 530e xDrive

BMW 5 Series 530e xDrive

2023 BMW 5 Series 530e xDrive Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 Acura MDX SH-AWD w/Advance

Acura MDX SH-AWD w/Advance

2023 Acura MDX SH-AWD w/Advance Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2022 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

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