Monterey - Salinas, CA Area Used Cars Under $45,000

2025 MINI Convertible John Cooper Works

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This low mileage used 2025 MINI Convertible John Cooper Works FWD convertible under 12,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,449
Est. Payment:	$769.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,114
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,449.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,154.22
Avg. DMV Fee	296.00
Cash Sale Price	$44,979.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,979.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage certified second hand 2024 BMW X3 sDrive30i RWD SUV under 9,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $43K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$42,354
Est. Payment:	$805.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,236
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,354.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,349.49
Avg. DMV Fee	296.00
Cash Sale Price	$47,079.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,079.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$805.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV under 8,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,585
Est. Payment:	$828.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,607
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,585.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,475.66
Avg. DMV Fee	296.00
Cash Sale Price	$48,436.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,436.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage preowned 2026 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 2.0L gas engine is for sale right now below $45K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$44,075
Est. Payment:	$838.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,380
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$44,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,525.89
Avg. DMV Fee	296.00
Cash Sale Price	$48,976.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,976.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$838.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 19,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,482
Est. Payment:	$770.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,511
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,482.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,157.61
Avg. DMV Fee	296.00
Cash Sale Price	$45,015.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,015.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$770.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage preowned 2026 BMW X1 xDrive28i AWD SUV under 4,000 miles, transmission, and 2.0L gas engine is for sale right now under $45K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$44,972
Est. Payment:	$854.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,366
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$44,972.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,617.83
Avg. DMV Fee	296.00
Cash Sale Price	$49,965.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,965.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$854.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup below 31,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,621
Est. Payment:	$829.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,315
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,621.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,479.35
Avg. DMV Fee	296.00
Cash Sale Price	$48,476.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,476.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$829.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW Z4 sDrive M40i

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This low mileage preowned 2020 BMW Z4 sDrive M40i RWD convertible below 37,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,602
Est. Payment:	$829.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,279
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,602.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,477.41
Avg. DMV Fee	296.00
Cash Sale Price	$48,455.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,455.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$829.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,602.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i

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This low mileage preowned 2025 BMW 3 Series 330i RWD sedan below 5,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,077
Est. Payment:	$762.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,487
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,077.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,116.09
Avg. DMV Fee	296.00
Cash Sale Price	$44,569.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,569.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV below 3,000 miles, transmission, and 2.0L gas engine is for sale right now under $45K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$44,075
Est. Payment:	$838.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,787
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$44,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,525.89
Avg. DMV Fee	296.00
Cash Sale Price	$48,976.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,976.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$838.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2025 MINI Convertible John Cooper Works

2024 BMW X3 sDrive30i

2024 BMW X3 xDrive30i

2026 BMW X1 xDrive28i

2024 Chevrolet Silverado 1500 LT

2026 BMW X1 xDrive28i

2024 GMC Sierra 1500 Elevation Standard

2020 BMW Z4 sDrive M40i

2025 BMW 3 Series 330i

2026 BMW X1 xDrive28i

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2025 MINI Convertible John Cooper Works

MINI Convertible John Cooper Works

2025 MINI Convertible John Cooper Works Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2020 BMW Z4 sDrive M40i

BMW Z4 sDrive M40i

2020 BMW Z4 sDrive M40i Car Loan Estimate

2025 BMW 3 Series 330i

BMW 3 Series 330i

2025 BMW 3 Series 330i Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

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