Monterey - Salinas, CA Area Used Cars Under $45,000

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV below 3,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now under $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,813
Est. Payment:	$833.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,397
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,813.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,499.03
Avg. DMV Fee	296.00
Cash Sale Price	$48,688.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,688.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV below 41,000 miles, a transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $43K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$42,262
Est. Payment:	$803.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,134
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,262.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,340.06
Avg. DMV Fee	296.00
Cash Sale Price	$46,978.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,978.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,262.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530e xDrive

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This low mileage used 2023 BMW 5 Series 530e xDrive AWD sedan below 29,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $42K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$41,189
Est. Payment:	$783.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,578
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$41,189.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,230.07
Avg. DMV Fee	296.00
Cash Sale Price	$45,795.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,795.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,189.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV under 25,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,075
Est. Payment:	$762.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,413
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,115.89
Avg. DMV Fee	296.00
Cash Sale Price	$44,566.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,566.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 14,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$41,840
Est. Payment:	$795.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,691
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$41,840.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,296.80
Avg. DMV Fee	296.00
Cash Sale Price	$46,512.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,512.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$795.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage second hand 2026 BMW X1 xDrive28i AWD SUV below 3,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$41,849
Est. Payment:	$796.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,787
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$41,849.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,297.72
Avg. DMV Fee	296.00
Cash Sale Price	$46,522.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,522.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$796.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage used 2024 Toyota Tacoma TRD Sport 4X4 pickup below 10,000 miles, a transmission, and 20 MPG, 2.4L gas engine is for sale right now under $45K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$44,736
Est. Payment:	$850.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,177
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$44,736.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,593.64
Avg. DMV Fee	296.00
Cash Sale Price	$49,705.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,705.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$850.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,736.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage used 2024 GMC Sierra 1500 Elevation Standard 4X4 pickup below 31,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,981
Est. Payment:	$779.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,315
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,208.75
Avg. DMV Fee	296.00
Cash Sale Price	$45,565.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,565.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$779.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X4 pickup below 0,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$43,265
Est. Payment:	$822.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$43,265.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,442.86
Avg. DMV Fee	296.00
Cash Sale Price	$48,083.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,083.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 22,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Greenwood Ford in Hollister, CA. ...View More Details

Sales Price:	$43,814
Est. Payment:	$833.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,507
Location:	Hollister, CA

Item	Amount
Used Car Price⁽¹⁾	$43,814.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,499.14
Avg. DMV Fee	296.00
Cash Sale Price	$48,689.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,689.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2026 BMW X1 xDrive28i

2023 BMW X5 xDrive40i

2023 BMW 5 Series 530e xDrive

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2026 BMW X1 xDrive28i

2024 Toyota Tacoma TRD Sport

2024 GMC Sierra 1500 Elevation Standard

2025 Ford F-150 STX

2024 Ford F-150 XLT

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $45,000

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 BMW 5 Series 530e xDrive

BMW 5 Series 530e xDrive

2023 BMW 5 Series 530e xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2024 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2024 Toyota Tacoma TRD Sport Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $45K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $45,000

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