Monterey - Salinas, CA Area Used Cars Under $40,000

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 10,000 miles, transmission, and 24 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$39,075
Est. Payment:	$743.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,429
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$39,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,013.39
Avg. DMV Fee	296.00
Cash Sale Price	$43,464.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,464.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 19,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,692
Est. Payment:	$736.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,511
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,692.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,974.13
Avg. DMV Fee	296.00
Cash Sale Price	$43,042.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,042.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,692.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330e xDrive

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This low mileage used 2023 BMW 3 Series 330e xDrive AWD sedan under 16,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,075
Est. Payment:	$724.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,102
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,910.89
Avg. DMV Fee	296.00
Cash Sale Price	$42,361.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,361.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 Gran Coupe

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This low mileage used 2026 BMW 2 Series 228 Gran Coupe FWD sedan below 5,000 miles, transmission, and 24 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$37,142
Est. Payment:	$707.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,753
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$37,142.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,815.26
Avg. DMV Fee	296.00
Cash Sale Price	$41,333.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,333.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,142.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,075
Est. Payment:	$724.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,488
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,910.89
Avg. DMV Fee	296.00
Cash Sale Price	$42,361.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,361.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 sDrive30i

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This low mileage certified preowned 2023 BMW X3 sDrive30i RWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $36K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$35,642
Est. Payment:	$678.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,524
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$35,642.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,661.51
Avg. DMV Fee	296.00
Cash Sale Price	$39,679.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,679.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage certified second hand 2024 BMW X3 sDrive30i RWD SUV below 9,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,520
Est. Payment:	$733.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,236
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,520.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,956.50
Avg. DMV Fee	296.00
Cash Sale Price	$42,852.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,852.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura Integra w/Tech w/A-SPEC

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This low mileage used 2024 Acura Integra w/Tech w/A-SPEC FWD hatchback under 8,000 miles, manual transmission, and 24 MPG, 1.5L gas engine is for sale right now below $37K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$36,254
Est. Payment:	$690.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,151
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$36,254.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,724.24
Avg. DMV Fee	296.00
Cash Sale Price	$40,354.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,354.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,254.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Big Horn

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This above average mileage preowned 2021 Ram 2500 Big Horn 4x4 pickup below 93,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $37K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$36,297
Est. Payment:	$1089.80 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,866
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$36,297.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,728.64
Avg. DMV Fee	296.00
Cash Sale Price	$40,401.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,401.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1089.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW X5 sDrive40i

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This low mileage second hand 2020 BMW X5 sDrive40i RWD SUV below 15,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $37K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$36,075
Est. Payment:	$687.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,040
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$36,075.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,705.89
Avg. DMV Fee	296.00
Cash Sale Price	$40,156.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,156.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

2024 Chevrolet Silverado 1500 LT

2023 BMW 3 Series 330e xDrive

2026 BMW 2 Series 228 Gran Coupe

2023 BMW X3 xDrive30i

2023 BMW X3 sDrive30i

2024 BMW X3 sDrive30i

2024 Acura Integra w/Tech w/A-SPEC

2021 Ram 2500 Big Horn

2020 BMW X5 sDrive40i

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $40K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Monterey - Salinas Area

Metro Monterey - Salinas Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 BMW 3 Series 330e xDrive

BMW 3 Series 330e xDrive

2023 BMW 3 Series 330e xDrive Car Loan Estimate

2026 BMW 2 Series 228 Gran Coupe

BMW 2 Series 228 Gran Coupe

2026 BMW 2 Series 228 Gran Coupe Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 sDrive30i

BMW X3 sDrive30i

2023 BMW X3 sDrive30i Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2024 Acura Integra w/Tech w/A-SPEC

Acura Integra w/Tech w/A-SPEC

2024 Acura Integra w/Tech w/A-SPEC Car Loan Estimate

2021 Ram 2500 Big Horn

Ram 2500 Big Horn

2021 Ram 2500 Big Horn Car Loan Estimate

2020 BMW X5 sDrive40i

BMW X5 sDrive40i

2020 BMW X5 sDrive40i Car Loan Estimate

Greater Monterey - Salinas Area Cities with Used Cars for Sale Below $40K

Metro Monterey - Salinas Area Counties with Used Cars for Sale Below $40,000

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