Metro San Francisco - Oakland - San Jose, CA Area Used Cars Under $400 a Month

2023 Hyundai KONA Electric SE

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This low mileage certified second hand 2023 Hyundai KONA Electric SE FWD SUV below 30,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $19K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$364.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,836
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.19
Avg. DMV Fee	296.00
Cash Sale Price	$21,326.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,326.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 4,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$20,995
Est. Payment:	$402.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,443
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,160.19
Avg. DMV Fee	296.00
Cash Sale Price	$23,531.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,531.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$402.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW 5 Series 530e iPerformance

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This low mileage preowned 2019 BMW 5 Series 530e iPerformance RWD sedan under 54,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now below $19K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$18,990
Est. Payment:	$391.46 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,774
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,954.68
Avg. DMV Fee	296.00
Cash Sale Price	$21,320.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,320.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$391.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen ID 4 Pro S

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This low mileage second hand 2021 Volkswagen ID 4 Pro S RWD SUV under 31,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $20K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$19,990
Est. Payment:	$383.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,398
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,057.18
Avg. DMV Fee	296.00
Cash Sale Price	$22,423.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,423.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$383.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 1,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$20,995
Est. Payment:	$402.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,122
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,160.19
Avg. DMV Fee	296.00
Cash Sale Price	$23,531.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,531.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$402.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Tiguan 2.0T SEL Premium 4Motion

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This low mileage preowned 2018 Volkswagen Tiguan 2.0T SEL Premium 4Motion AWD SUV under 52,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $19K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$18,083
Est. Payment:	$373.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,857
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$18,083.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,861.71
Avg. DMV Fee	296.00
Cash Sale Price	$20,320.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,320.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$373.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,083.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage second hand 2025 Kia Soul S FWD hatchback under 8,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$21,076
Est. Payment:	$404.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,836
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$21,076.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,168.49
Avg. DMV Fee	296.00
Cash Sale Price	$23,620.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,620.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$404.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage preowned 2025 Kia Soul S FWD hatchback under 9,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$20,676
Est. Payment:	$396.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,427
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$20,676.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,127.49
Avg. DMV Fee	296.00
Cash Sale Price	$23,179.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,179.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$396.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW X2 sDrive28i

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This low mileage used 2020 BMW X2 sDrive28i FWD SUV below 44,000 miles, transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$21,076
Est. Payment:	$404.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,010
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$21,076.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,168.49
Avg. DMV Fee	296.00
Cash Sale Price	$23,620.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,620.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$404.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Sun and Safety Edition

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This low mileage preowned 2020 Jeep Compass Sun and Safety Edition 4x4 SUV below 51,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $19K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$18,076
Est. Payment:	$372.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,269
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$18,076.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,860.99
Avg. DMV Fee	296.00
Cash Sale Price	$20,312.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,312.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$372.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles with Payments Under $400 / Month

2023 Hyundai KONA Electric SE

2025 Hyundai ELANTRA SEL Sport

2019 BMW 5 Series 530e iPerformance

2021 Volkswagen ID 4 Pro S

2025 Hyundai ELANTRA SEL Sport

2018 Volkswagen Tiguan 2.0T SEL Premium 4Motion

2025 Kia Soul S

2025 Kia Soul S

2020 BMW X2 sDrive28i

2020 Jeep Compass Sun and Safety Edition

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $400 / Month

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles with Payments Under $400 / Month

2023 Hyundai KONA Electric SE

Hyundai KONA Electric SE

2023 Hyundai KONA Electric SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2019 BMW 5 Series 530e iPerformance

BMW 5 Series 530e iPerformance

2019 BMW 5 Series 530e iPerformance Car Loan Estimate

2021 Volkswagen ID 4 Pro S

Volkswagen ID 4 Pro S

2021 Volkswagen ID 4 Pro S Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2018 Volkswagen Tiguan 2.0T SEL Premium 4Motion

Volkswagen Tiguan 2.0T SEL Premium 4Motion

2018 Volkswagen Tiguan 2.0T SEL Premium 4Motion Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2020 BMW X2 sDrive28i

BMW X2 sDrive28i

2020 BMW X2 sDrive28i Car Loan Estimate

2020 Jeep Compass Sun and Safety Edition

Jeep Compass Sun and Safety Edition

2020 Jeep Compass Sun and Safety Edition Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $400 / Month

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $400 / Month

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