San Francisco - Oakland - San Jose, CA Area Used Cars Under $20,000

2017 Ford Explorer Limited

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This above average mileage preowned 2017 Ford Explorer Limited FWD SUV under 98,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $16K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$15,490
Est. Payment:	$471.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,902
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$15,490.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,595.93
Avg. DMV Fee	296.00
Cash Sale Price	$17,461.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,461.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$471.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Toyota RAV4 Limited

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This average mileage second hand 2012 Toyota RAV4 Limited 4x4 SUV below 78,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $17K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$16,990
Est. Payment:	$414.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,872
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,749.68
Avg. DMV Fee	296.00
Cash Sale Price	$19,115.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,115.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$414.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Versa SV

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This low mileage second hand 2025 Nissan Versa SV FWD sedan below 21,000 miles, cvt transmission, and 25 MPG, 1.6L gas engine is for sale right now under $18K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$17,990
Est. Payment:	$345.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,146
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,852.18
Avg. DMV Fee	296.00
Cash Sale Price	$20,218.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,218.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$345.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen ID 4 Pro S

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This low mileage preowned 2021 Volkswagen ID 4 Pro S RWD SUV below 31,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $20K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$19,990
Est. Payment:	$383.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,398
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,057.18
Avg. DMV Fee	296.00
Cash Sale Price	$22,423.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,423.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$383.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW 5 Series 530e iPerformance

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This low mileage preowned 2019 BMW 5 Series 530e iPerformance RWD sedan under 54,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $19K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$18,990
Est. Payment:	$391.46 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,774
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,954.68
Avg. DMV Fee	296.00
Cash Sale Price	$21,320.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,320.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$391.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage preowned 2024 Hyundai KONA SEL FWD SUV below 41,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $20K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$19,990
Est. Payment:	$383.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,867
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,057.18
Avg. DMV Fee	296.00
Cash Sale Price	$22,423.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,423.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$383.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA Electric SE

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This low mileage certified second hand 2023 Hyundai KONA Electric SE FWD SUV under 30,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $19K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$364.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,836
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.19
Avg. DMV Fee	296.00
Cash Sale Price	$21,326.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,326.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback under 19,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$19,682
Est. Payment:	$377.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,399
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$19,682.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,025.61
Avg. DMV Fee	296.00
Cash Sale Price	$22,083.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,083.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$377.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Pilot EX-L w/RES

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This high mileage preowned 2017 Honda Pilot EX-L w/RES AWD SUV under 119,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $20K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$19,083
Est. Payment:	$662.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,041
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$19,083.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,964.21
Avg. DMV Fee	296.00
Cash Sale Price	$21,423.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,423.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$662.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,083.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Chrysler 300 Limited

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This low mileage used 2012 Chrysler 300 Limited RWD sedan under 39,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $16K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$15,076
Est. Payment:	$290.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,639
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$15,076.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,553.49
Avg. DMV Fee	296.00
Cash Sale Price	$17,005.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,005.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$290.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $20,000

2017 Ford Explorer Limited

2012 Toyota RAV4 Limited

2025 Nissan Versa SV

2021 Volkswagen ID 4 Pro S

2019 BMW 5 Series 530e iPerformance

2024 Hyundai KONA SEL

2023 Hyundai KONA Electric SE

2025 Kia Soul S

2017 Honda Pilot EX-L w/RES

2012 Chrysler 300 Limited

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $20K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $20,000

2017 Ford Explorer Limited

Ford Explorer Limited

2017 Ford Explorer Limited Car Loan Estimate

2012 Toyota RAV4 Limited

Toyota RAV4 Limited

2012 Toyota RAV4 Limited Car Loan Estimate

2025 Nissan Versa SV

Nissan Versa SV

2025 Nissan Versa SV Car Loan Estimate

2021 Volkswagen ID 4 Pro S

Volkswagen ID 4 Pro S

2021 Volkswagen ID 4 Pro S Car Loan Estimate

2019 BMW 5 Series 530e iPerformance

BMW 5 Series 530e iPerformance

2019 BMW 5 Series 530e iPerformance Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA Electric SE

Hyundai KONA Electric SE

2023 Hyundai KONA Electric SE Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2017 Honda Pilot EX-L w/RES

Honda Pilot EX-L w/RES

2017 Honda Pilot EX-L w/RES Car Loan Estimate

2012 Chrysler 300 Limited

Chrysler 300 Limited

2012 Chrysler 300 Limited Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $20K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $20,000

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