San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2025 Tesla Model 3 Long Range

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This low mileage preowned 2025 Tesla Model 3 Long Range RWD sedan below 25,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage used 2024 Hyundai PALISADE Calligraphy AWD SUV below 50,000 miles, a transmission, and 3.8L gas engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$755.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage preowned 2022 Jeep Gladiator Rubicon 4X4 pickup below 28,000 miles, transmission, and 3.6L gas engine is for sale right now under $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 4,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$37,972
Est. Payment:	$722.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,658
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$37,972.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,900.33
Avg. DMV Fee	296.00
Cash Sale Price	$42,248.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,248.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$722.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 36,000 miles, a transmission, and 2.7L gas engine is for sale right now under $38K at Bill Brandt Ford, Inc. in Brentwood, CA. ...View More Details

Sales Price:	$37,259
Est. Payment:	$709.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,038
Location:	Brentwood, CA

Item	Amount
Used Car Price⁽¹⁾	$37,259.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,827.25
Avg. DMV Fee	296.00
Cash Sale Price	$41,462.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,462.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

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This low mileage used 2024 Tesla Model Y Long Range RWD SUV below 19,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Bill Brandt Ford, Inc. in Brentwood, CA. ...View More Details

Sales Price:	$36,210
Est. Payment:	$689.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,454
Location:	Brentwood, CA

Item	Amount
Used Car Price⁽¹⁾	$36,210.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,719.73
Avg. DMV Fee	296.00
Cash Sale Price	$40,305.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,305.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,210.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV under 41,000 miles, a transmission, and 3.0L gas engine is for sale right now under $40K at Hilltop Ford in San Pablo, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,221
Location:	San Pablo, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage used 2023 Ford Mustang Mach-E GT AWD SUV under 23,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$36,340
Est. Payment:	$692.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,118
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$36,340.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,733.05
Avg. DMV Fee	296.00
Cash Sale Price	$40,449.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,449.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid XLE

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This low mileage preowned 2024 Toyota RAV4 Hybrid XLE AWD SUV below 47,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $36K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$35,541
Est. Payment:	$677.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,555
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$35,541.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,651.15
Avg. DMV Fee	296.00
Cash Sale Price	$39,568.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,568.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$677.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport

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This low mileage used 2024 Jeep Wrangler Sport 4X4 SUV under 12,000 miles, transmission, and 3.6L gas engine is for sale right now below $38K at Bill Brandt Ford, Inc. in Brentwood, CA. ...View More Details

Sales Price:	$37,487
Est. Payment:	$713.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,510
Location:	Brentwood, CA

Item	Amount
Used Car Price⁽¹⁾	$37,487.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,850.62
Avg. DMV Fee	296.00
Cash Sale Price	$41,713.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,713.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

2024 Hyundai PALISADE Calligraphy

2022 Jeep Gladiator Rubicon

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XL

2024 Tesla Model Y Long Range

2023 Ford Explorer ST

2023 Ford Mustang Mach-E GT

2024 Toyota RAV4 Hybrid XLE

2024 Jeep Wrangler Sport

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2024 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2024 Toyota RAV4 Hybrid XLE Car Loan Estimate

2024 Jeep Wrangler Sport

Jeep Wrangler Sport

2024 Jeep Wrangler Sport Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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