San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2025 Tesla Model 3 Long Range

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This low mileage preowned 2025 Tesla Model 3 Long Range RWD sedan under 25,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage preowned 2022 Jeep Gladiator Rubicon 4X4 pickup under 28,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 50,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$755.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV under 23,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$36,340
Est. Payment:	$692.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,118
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$36,340.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,733.05
Avg. DMV Fee	296.00
Cash Sale Price	$40,449.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,449.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 5,000 miles, a transmission, and 0.0L electric engine is for sale right now below $38K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$37,162
Est. Payment:	$707.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,601
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$37,162.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,817.31
Avg. DMV Fee	296.00
Cash Sale Price	$41,355.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,355.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 5,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$36,912
Est. Payment:	$702.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,484
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$36,912.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,791.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,079.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,079.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride EX X-Line

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This low mileage used 2023 Kia Telluride EX X-Line AWD SUV below 31,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $38K at Hilltop Ford in San Pablo, CA. ...View More Details

Sales Price:	$37,991
Est. Payment:	$723.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,478
Location:	San Pablo, CA

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,902.28
Avg. DMV Fee	296.00
Cash Sale Price	$42,269.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,269.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X4 pickup under 35,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$761.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,751
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.10
Avg. DMV Fee	296.00
Cash Sale Price	$44,483.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,483.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This below average mileage preowned 2022 Jeep Wagoneer Series III 4X4 SUV under 61,000 miles, a transmission, and 22 MPG, 5.7L hybrid engine is for sale right now under $39K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$38,553
Est. Payment:	$851.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,261
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$38,553.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,959.88
Avg. DMV Fee	296.00
Cash Sale Price	$42,888.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,888.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$851.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,553.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This low mileage second hand 2022 Toyota Tacoma TRD Sport 4X2 pickup under 37,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at All Star Ford in Pittsburg, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,852
Location:	Pittsburg, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

2022 Jeep Gladiator Rubicon

2024 Hyundai PALISADE Calligraphy

2023 Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium

2023 Kia Telluride EX X-Line

2023 Ford F-150 XL

2022 Jeep Wagoneer Series III

2022 Toyota Tacoma TRD Sport

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Kia Telluride EX X-Line

Kia Telluride EX X-Line

2023 Kia Telluride EX X-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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