San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2025 Tesla Model 3 Long Range

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This low mileage second hand 2025 Tesla Model 3 Long Range RWD sedan below 25,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 50,000 miles, a transmission, and 100 MPG, 3.8L gas engine is for sale right now below $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$755.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage second hand 2022 Jeep Gladiator Rubicon 4X4 pickup below 28,000 miles, transmission, and 100 MPG, 3.6L gas engine is for sale right now below $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X2 pickup under 31,000 miles, a transmission, and 100 MPG, 3.5L gas engine is for sale right now under $39K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$38,889
Est. Payment:	$740.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,190
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$38,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,994.32
Avg. DMV Fee	296.00
Cash Sale Price	$43,259.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,259.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$740.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage preowned 2025 Ford Transit 250 RWD full-size below 11,000 miles, a transmission, and 100 MPG, 3.5L flexible engine is for sale right now under $37K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$36,992
Est. Payment:	$704.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,802
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$36,992.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.88
Avg. DMV Fee	296.00
Cash Sale Price	$41,167.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,167.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X2 pickup below 17,000 miles, a transmission, and 100 MPG, 2.7L gas engine is for sale right now below $38K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$37,999
Est. Payment:	$723.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,723
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,903.10
Avg. DMV Fee	296.00
Cash Sale Price	$42,278.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,278.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Reserve

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This below average mileage used 2021 Lincoln Aviator Reserve AWD SUV under 68,000 miles, a transmission, and 100 MPG, 3.0L gas engine is for sale right now below $36K at Future Ford of Concord in Concord, CA. ...View More Details

Sales Price:	$35,488
Est. Payment:	$784.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,404
Location:	Concord, CA

Item	Amount
Used Car Price⁽¹⁾	$35,488.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,645.72
Avg. DMV Fee	296.00
Cash Sale Price	$39,509.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,509.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$784.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 5,000 miles, a transmission, and 0.0L electric engine is for sale right now below $38K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$37,162
Est. Payment:	$707.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,601
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$37,162.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,817.31
Avg. DMV Fee	296.00
Cash Sale Price	$41,355.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,355.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid XLE

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This low mileage used 2024 Toyota RAV4 Hybrid XLE AWD SUV under 47,000 miles, cvt transmission, and 100 MPG, 2.5L hybrid engine is for sale right now under $36K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$35,541
Est. Payment:	$677.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,555
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$35,541.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,651.15
Avg. DMV Fee	296.00
Cash Sale Price	$39,568.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,568.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 11,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$37,923
Est. Payment:	$722.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,435
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$37,923.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,895.31
Avg. DMV Fee	296.00
Cash Sale Price	$42,194.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,194.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

2024 Hyundai PALISADE Calligraphy

2022 Jeep Gladiator Rubicon

2025 Ford F-150 XLT

2025 Ford Transit 250

2025 Ford F-150 XLT

2021 Lincoln Aviator Reserve

2025 Ford Mustang Mach-E Premium

2024 Toyota RAV4 Hybrid XLE

2025 Ford Mustang Mach-E Premium

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2024 Toyota RAV4 Hybrid XLE Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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