San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2022 Jeep Gladiator Rubicon

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This low mileage preowned 2022 Jeep Gladiator Rubicon 4X4 pickup under 28,000 miles, transmission, and 17 MPG, 3.6L gas engine is for sale right now under $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage used 2024 Hyundai PALISADE Calligraphy AWD SUV below 50,000 miles, a transmission, and 17 MPG, 3.8L gas engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$755.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range RWD sedan under 25,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition MAX Limited

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This average mileage used 2023 Ford Expedition MAX Limited 4X4 SUV under 80,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now under $39K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$38,999
Est. Payment:	$941.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,798
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.60
Avg. DMV Fee	296.00
Cash Sale Price	$43,380.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,380.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$941.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 13,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$37,300
Est. Payment:	$710.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,725
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$37,300.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,831.45
Avg. DMV Fee	296.00
Cash Sale Price	$41,507.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,507.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage used 2022 Ford Explorer ST RWD SUV below 32,000 miles, a transmission, and 17 MPG, 3.0L gas engine is for sale right now below $40K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$39,950
Est. Payment:	$760.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,858
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,103.08
Avg. DMV Fee	296.00
Cash Sale Price	$44,429.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,429.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 43,000 miles, a transmission, and 17 MPG, 2.7L gas engine is for sale right now under $39K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$38,972
Est. Payment:	$741.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,848
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$38,972.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,002.83
Avg. DMV Fee	296.00
Cash Sale Price	$43,350.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,350.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage preowned 2025 Ford Transit 250 RWD full-size below 15,000 miles, a transmission, and 17 MPG, 3.5L flexible engine is for sale right now under $37K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$695.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,819
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,749.45
Avg. DMV Fee	296.00
Cash Sale Price	$40,625.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,625.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Standard

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This low mileage second hand 2023 Lincoln Aviator Standard AWD SUV below 42,000 miles, a transmission, and 17 MPG, 3.0L gas engine is for sale right now below $40K at Future Ford of Concord in Concord, CA. ...View More Details

Sales Price:	$39,777
Est. Payment:	$756.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,079
Location:	Concord, CA

Item	Amount
Used Car Price⁽¹⁾	$39,777.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,085.34
Avg. DMV Fee	296.00
Cash Sale Price	$44,238.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,238.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Elevation

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This low mileage used 2022 GMC Sierra 1500 Limited Elevation 4X4 pickup below 50,000 miles, a transmission, and 17 MPG, 5.3L gas engine is for sale right now under $40K at Future Ford of Concord in Concord, CA. ...View More Details

Sales Price:	$39,998
Est. Payment:	$761.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,500
Location:	Concord, CA

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.00
Avg. DMV Fee	296.00
Cash Sale Price	$44,482.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,482.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

2024 Hyundai PALISADE Calligraphy

2025 Tesla Model 3 Long Range

2023 Ford Expedition MAX Limited

2025 Ford Mustang Mach-E Premium

2022 Ford Explorer ST

2023 Lincoln Nautilus Reserve

2025 Ford Transit 250

2023 Lincoln Aviator Standard

2022 GMC Sierra 1500 Limited Elevation

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2023 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2023 Ford Expedition MAX Limited Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2023 Lincoln Aviator Standard

Lincoln Aviator Standard

2023 Lincoln Aviator Standard Car Loan Estimate

2022 GMC Sierra 1500 Limited Elevation

GMC Sierra 1500 Limited Elevation

2022 GMC Sierra 1500 Limited Elevation Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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