San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2022 Jeep Gladiator Rubicon

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This low mileage second hand 2022 Jeep Gladiator Rubicon 4X4 pickup below 28,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage preowned 2025 Tesla Model 3 Long Range RWD sedan below 25,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV under 50,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$755.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium RWD SUV below 9,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Marin County Ford in Novato, CA. ...View More Details

Sales Price:	$36,484
Est. Payment:	$694.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,413
Location:	Novato, CA

Item	Amount
Used Car Price⁽¹⁾	$36,484.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,747.81
Avg. DMV Fee	296.00
Cash Sale Price	$40,607.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,607.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV under 13,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now under $40K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$39,998
Est. Payment:	$761.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,936
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.00
Avg. DMV Fee	296.00
Cash Sale Price	$44,482.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,482.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Navigator Reserve

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This average mileage preowned 2019 Lincoln Navigator Reserve 4X4 SUV under 71,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $37K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$36,950
Est. Payment:	$892.44 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,213
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,795.58
Avg. DMV Fee	296.00
Cash Sale Price	$41,121.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,121.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$892.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This low mileage used 2022 Toyota Tacoma TRD Sport 4X4 pickup under 41,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Hansel Ford in Santa Rosa, CA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$759.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,695
Location:	Santa Rosa, CA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,096.72
Avg. DMV Fee	296.00
Cash Sale Price	$44,360.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,360.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/Tech

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This low mileage preowned 2023 Acura MDX SH-AWD w/Tech AWD SUV under 36,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$38,554
Est. Payment:	$733.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,450
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$38,554.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,959.99
Avg. DMV Fee	296.00
Cash Sale Price	$42,889.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,889.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage used 2025 Ford Bronco Base 4X4 SUV under 3,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$37,888
Est. Payment:	$721.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,149
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,891.72
Avg. DMV Fee	296.00
Cash Sale Price	$42,155.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,155.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X2 pickup below 31,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$38,889
Est. Payment:	$740.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,190
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$38,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,994.32
Avg. DMV Fee	296.00
Cash Sale Price	$43,259.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,259.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$740.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

2025 Tesla Model 3 Long Range

2024 Hyundai PALISADE Calligraphy

2025 Ford Mustang Mach-E Premium

2025 Ford Bronco Big Bend

2019 Lincoln Navigator Reserve

2022 Toyota Tacoma TRD Sport

2023 Acura MDX SH-AWD w/Tech

2025 Ford Bronco Base

2025 Ford F-150 XLT

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2019 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2019 Lincoln Navigator Reserve Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Acura MDX SH-AWD w/Tech

Acura MDX SH-AWD w/Tech

2023 Acura MDX SH-AWD w/Tech Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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