San Francisco - Oakland - San Jose, CA Area Used Cars Under $40,000

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 50,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now below $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$755.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,362
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.68
Avg. DMV Fee	296.00
Cash Sale Price	$41,165.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$755.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage second hand 2025 Tesla Model 3 Long Range RWD sedan below 25,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$36,290
Est. Payment:	$691.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,280
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,727.93
Avg. DMV Fee	296.00
Cash Sale Price	$40,393.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,393.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage second hand 2022 Jeep Gladiator Rubicon 4X4 pickup under 28,000 miles, transmission, and 25 MPG, 3.6L gas engine is for sale right now under $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Prologue Touring

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This low mileage preowned 2026 Honda Prologue Touring FWD SUV below 0,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Future Ford of Concord in Concord, CA. ...View More Details

Sales Price:	$35,888
Est. Payment:	$683.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Concord, CA

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,686.72
Avg. DMV Fee	296.00
Cash Sale Price	$39,950.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,950.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV below 15,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $39K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,692
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,954.45
Avg. DMV Fee	296.00
Cash Sale Price	$42,830.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,830.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage used 2025 Ford Transit 250 RWD full-size below 14,000 miles, a transmission, and 25 MPG, 3.5L flexible engine is for sale right now under $37K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$36,600
Est. Payment:	$697.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,760
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$36,600.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,759.70
Avg. DMV Fee	296.00
Cash Sale Price	$40,735.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,735.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Navigator Reserve

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This average mileage second hand 2019 Lincoln Navigator Reserve 4X4 SUV below 71,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $37K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$36,950
Est. Payment:	$892.44 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,213
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,795.58
Avg. DMV Fee	296.00
Cash Sale Price	$41,121.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,121.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$892.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV under 31,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now under $38K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$37,800
Est. Payment:	$719.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,849
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,882.70
Avg. DMV Fee	296.00
Cash Sale Price	$42,058.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,058.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$719.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage preowned 2020 Toyota Tacoma TRD Pro 4X4 pickup under 54,000 miles, m transmission, and 25 MPG, 3.5L gas engine is for sale right now under $36K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$35,888
Est. Payment:	$733.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,988
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,686.72
Avg. DMV Fee	296.00
Cash Sale Price	$39,950.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,950.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$733.51

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Hybrid Limited

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This low mileage preowned 2023 Ford Explorer Hybrid Limited AWD SUV under 21,000 miles, a transmission, and 25 MPG, 3.3L hybrid engine is for sale right now under $37K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$36,865
Est. Payment:	$702.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,380
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$36,865.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,786.86
Avg. DMV Fee	296.00
Cash Sale Price	$41,027.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,027.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Calligraphy

2025 Tesla Model 3 Long Range

2022 Jeep Gladiator Rubicon

2026 Honda Prologue Touring

2023 Ford Explorer Limited

2025 Ford Transit 250

2019 Lincoln Navigator Reserve

2025 Ford Bronco Big Bend

2020 Toyota Tacoma TRD Pro

2023 Ford Explorer Hybrid Limited

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2026 Honda Prologue Touring

Honda Prologue Touring

2026 Honda Prologue Touring Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2019 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2019 Lincoln Navigator Reserve Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford Explorer Hybrid Limited

Ford Explorer Hybrid Limited

2023 Ford Explorer Hybrid Limited Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Cars for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Cars for Sale Below $40,000

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