San Francisco - Oakland - San Jose, CA Area Used Pickups Under $40,000

2022 Jeep Gladiator Rubicon

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This low mileage second hand 2022 Jeep Gladiator Rubicon 4x4 pickup under 28,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $40K at North Bay Hyundai in Petaluma, CA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$761.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,383
Location:	Petaluma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,473.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,473.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline TrailSport

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This low mileage used 2025 Honda Ridgeline TrailSport AWD pickup under 11,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Stevens Creek Chrysler Jeep Dodge in San Jose, CA. ...View More Details

Sales Price:	$39,082
Est. Payment:	$743.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,506
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$39,082.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,014.11
Avg. DMV Fee	296.00
Cash Sale Price	$43,472.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,472.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$743.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,082.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage certified used 2024 Ford Maverick XLT FWD pickup under 38,000 miles, automatic transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $36K at All Star Ford in Pittsburg, CA. ...View More Details

Sales Price:	$35,495
Est. Payment:	$676.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,601
Location:	Pittsburg, CA

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,646.44
Avg. DMV Fee	296.00
Cash Sale Price	$39,517.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,517.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$676.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT RWD pickup under 27,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $38K at Capitol Ford in San Jose, CA. ...View More Details

Sales Price:	$37,305
Est. Payment:	$710.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,047
Location:	San Jose, CA

Item	Amount
Used Car Price⁽¹⁾	$37,305.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,831.96
Avg. DMV Fee	296.00
Cash Sale Price	$41,512.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,512.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,305.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified preowned 2025 Ford F-150 XLT RWD pickup below 31,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $39K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$38,889
Est. Payment:	$740.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,190
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$38,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,994.32
Avg. DMV Fee	296.00
Cash Sale Price	$43,259.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,259.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT RWD pickup under 29,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $38K at Bill Brandt Ford in Brentwood, CA. ...View More Details

Sales Price:	$37,926
Est. Payment:	$722.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,479
Location:	Brentwood, CA

Item	Amount
Used Car Price⁽¹⁾	$37,926.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,895.62
Avg. DMV Fee	296.00
Cash Sale Price	$42,197.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,197.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$722.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 36,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Bill Brandt Ford in Brentwood, CA. ...View More Details

Sales Price:	$37,905
Est. Payment:	$721.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,038
Location:	Brentwood, CA

Item	Amount
Used Car Price⁽¹⁾	$37,905.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,893.46
Avg. DMV Fee	296.00
Cash Sale Price	$42,174.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,174.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage certified second hand 2022 Ford F-150 Lariat 4x4 pickup below 50,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$39,994
Est. Payment:	$816.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,254
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.59
Avg. DMV Fee	296.00
Cash Sale Price	$44,477.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,477.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$816.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT RWD pickup under 17,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Livermore Ford in Livermore, CA. ...View More Details

Sales Price:	$37,999
Est. Payment:	$723.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,702
Location:	Livermore, CA

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,903.10
Avg. DMV Fee	296.00
Cash Sale Price	$42,278.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,278.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage certified used 2025 Ford Ranger XLT RWD pickup below 15,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at The Ford Store San Leandro in San Leandro, CA. ...View More Details

Sales Price:	$36,741
Est. Payment:	$699.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,356
Location:	San Leandro, CA

Item	Amount
Used Car Price⁽¹⁾	$36,741.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,774.15
Avg. DMV Fee	296.00
Cash Sale Price	$40,891.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,891.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Pickups Priced Below $40,000

2022 Jeep Gladiator Rubicon

2025 Honda Ridgeline TrailSport

2024 Ford Maverick XLT

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ford F-150 XL

2022 Ford F-150 Lariat

2025 Ford F-150 XLT

2025 Ford Ranger XLT

Greater San Francisco - Oakland - San Jose Area Cities with Used Pickups for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater San Francisco - Oakland - San Jose Area

Metro San Francisco - Oakland - San Jose Secondhand Used Pickups Priced Below $40,000

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2025 Honda Ridgeline TrailSport

Honda Ridgeline TrailSport

2025 Honda Ridgeline TrailSport Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

Greater San Francisco - Oakland - San Jose Area Cities with Used Pickups for Sale Below $40K

Metro San Francisco - Oakland - San Jose Area Counties with Used Pickups for Sale Below $40,000

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