Cedar Rapids - Waterloo - Dubuque, IA Area Used Pickups Under $45,000

2017 GMC Sierra 2500HD Denali

⇩ View Seller Description

This high mileage second hand 2017 GMC Sierra 2500HD Denali 4x4 pickup below 121,000 miles, automatic transmission, and 21 MPG, 6.6L diesel engine is for sale right now below $44K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$43,331
Est. Payment:	$1712.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,775
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$43,331.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,045.77
Avg. DMV Fee	365.00
Cash Sale Price	$46,921.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,921.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1712.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,331.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup under 6,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,137
Est. Payment:	$762.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,532
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,137.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,892.19
Avg. DMV Fee	365.00
Cash Sale Price	$44,574.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,574.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,137.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $44K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$43,175
Est. Payment:	$800.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,636
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$43,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,034.85
Avg. DMV Fee	365.00
Cash Sale Price	$46,754.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,754.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 27,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $44K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$43,175
Est. Payment:	$800.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,814
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$43,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,034.85
Avg. DMV Fee	365.00
Cash Sale Price	$46,754.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,754.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$800.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 28,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $43K at Brown's Sales & Leasing in Guttenberg, IA. ...View More Details

Sales Price:	$42,873
Est. Payment:	$794.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,132
Location:	Guttenberg, IA

Item	Amount
Used Car Price⁽¹⁾	$42,873.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,013.71
Avg. DMV Fee	365.00
Cash Sale Price	$46,431.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,431.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,873.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 31,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $44K at Brown's Sales & Leasing in Guttenberg, IA. ...View More Details

Sales Price:	$43,972
Est. Payment:	$814.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,191
Location:	Guttenberg, IA

Item	Amount
Used Car Price⁽¹⁾	$43,972.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,090.64
Avg. DMV Fee	365.00
Cash Sale Price	$47,607.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,607.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$814.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $44K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$43,175
Est. Payment:	$800.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,427
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$43,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,034.85
Avg. DMV Fee	365.00
Cash Sale Price	$46,754.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,754.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$800.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XL 4x4 pickup below 40,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $42K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$41,899
Est. Payment:	$776.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,089
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$41,899.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,945.53
Avg. DMV Fee	365.00
Cash Sale Price	$45,389.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,389.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$776.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

⇩ View Seller Description

This average mileage used 2021 Ford F-150 Platinum 4x4 pickup under 86,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $41K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$40,970
Est. Payment:	$1065.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,051
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$40,970.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,880.50
Avg. DMV Fee	365.00
Cash Sale Price	$44,395.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,395.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1065.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 28,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $42K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$41,391
Est. Payment:	$767.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,852
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$41,391.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,909.97
Avg. DMV Fee	365.00
Cash Sale Price	$44,845.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,845.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$767.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $45,000

2017 GMC Sierra 2500HD Denali

2026 Hyundai SANTA CRUZ Limited

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2022 Ford F-150 XL

2021 Ford F-150 Platinum

2025 Ford F-150 XLT

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $45K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $45,000

2017 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2017 GMC Sierra 2500HD Denali Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $45K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments