Waterloo, IA Used Cars Under $20,000 |with Payments|

2023 Chevrolet Malibu LT

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This average mileage used 2023 Chevrolet Malibu LT FWD sedan below 71,000 miles, cvt transmission, and 1.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,832
Est. Payment:	$472.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,832.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,400.84
Avg. DMV Fee	365.00
Cash Sale Price	$21,777.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,777.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$472.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer XLT

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This average mileage used 2018 Ford Explorer XLT AWD SUV under 82,000 miles, a transmission, and 3.5L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,920
Est. Payment:	$499.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,831
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,920.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,337.00
Avg. DMV Fee	365.00
Cash Sale Price	$20,802.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,802.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$499.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Buick Enclave Premium

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This high mileage used 2018 Buick Enclave Premium FWD SUV below 131,000 miles, a transmission, and 3.6L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,471
Est. Payment:	$624.42 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,152
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,471.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,095.57
Avg. DMV Fee	365.00
Cash Sale Price	$17,111.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,111.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$624.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

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This high mileage used 2015 Chevrolet Silverado 1500 LT 4X4 pickup under 110,000 miles, a transmission, and 5.3L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,134
Est. Payment:	$617.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,134.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,281.98
Avg. DMV Fee	365.00
Cash Sale Price	$19,960.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,960.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$617.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,134.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Sport

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This high mileage used 2021 Hyundai TUCSON Sport AWD SUV under 103,000 miles, a transmission, and 2.4L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,994
Est. Payment:	$546.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,279
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,132.18
Avg. DMV Fee	365.00
Cash Sale Price	$17,671.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,671.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$546.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Jeep Wrangler Unlimited Rubicon

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This high mileage second hand 2013 Jeep Wrangler Unlimited Rubicon 4X4 SUV below 124,000 miles, transmission, and 3.6L gas engine is for sale right now under $18K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$17,739
Est. Payment:	$712.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,091
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$17,739.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,254.33
Avg. DMV Fee	365.00
Cash Sale Price	$19,538.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,538.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$712.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Sport

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This average mileage second hand 2021 Subaru Crosstrek Sport AWD wagon under 87,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,937
Est. Payment:	$525.51 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,156
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,937.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,408.19
Avg. DMV Fee	365.00
Cash Sale Price	$21,890.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,890.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$525.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Forester Premium

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This high mileage used 2021 Subaru Forester Premium AWD wagon under 104,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,505
Est. Payment:	$662.91 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,123
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,505.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,377.95
Avg. DMV Fee	365.00
Cash Sale Price	$21,427.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,427.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$662.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Mazda CX-5 Grand Touring

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This above average mileage used 2016 Mazda CX-5 Grand Touring AWD SUV under 91,000 miles, a transmission, and 2.5L gas engine is for sale right now under $17K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$16,701
Est. Payment:	$497.07 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,063
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$16,701.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,181.67
Avg. DMV Fee	365.00
Cash Sale Price	$18,427.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,427.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$497.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Mustang EcoBoost

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This average mileage preowned 2017 Ford Mustang EcoBoost RWD coupe below 83,000 miles, transmission, and 2.3L gas engine is for sale right now below $18K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$17,099
Est. Payment:	$452.61 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,030
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$17,099.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,209.53
Avg. DMV Fee	365.00
Cash Sale Price	$18,853.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,853.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$452.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $20,000

2023 Chevrolet Malibu LT

2018 Ford Explorer XLT

2018 Buick Enclave Premium

2015 Chevrolet Silverado 1500 LT

2021 Hyundai TUCSON Sport

2013 Jeep Wrangler Unlimited Rubicon

2021 Subaru Crosstrek Sport

2021 Subaru Forester Premium

2016 Mazda CX-5 Grand Touring

2017 Ford Mustang EcoBoost

Used Cars under $20,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $20,000

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2018 Ford Explorer XLT

Ford Explorer XLT

2018 Ford Explorer XLT Car Loan Estimate

2018 Buick Enclave Premium

Buick Enclave Premium

2018 Buick Enclave Premium Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2021 Hyundai TUCSON Sport Car Loan Estimate

2013 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2013 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2016 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2016 Mazda CX-5 Grand Touring Car Loan Estimate

2017 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2017 Ford Mustang EcoBoost Car Loan Estimate

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