Springfield, IL Used Cars Under $400 a Month

2022 Volkswagen Taos S 4Motion

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This average mileage second hand 2022 Volkswagen Taos S 4Motion AWD SUV under 73,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $17K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$16,822
Est. Payment:	$413.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,435
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,822.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,869.01
Avg. DMV Fee	196.00
Cash Sale Price	$19,056.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,056.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$413.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 MINI Hardtop 2 Door Cooper S

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This low mileage used 2021 MINI Hardtop 2 Door Cooper S FWD hatchback below 30,000 miles, transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$20,606
Est. Payment:	$397.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,733
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,606.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,285.25
Avg. DMV Fee	196.00
Cash Sale Price	$23,256.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,256.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$397.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,606.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte FE

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This average mileage second hand 2021 Kia Forte FE FWD sedan below 89,000 miles, manual transmission, and 29 MPG, 2.0L gas engine is for sale right now under $14K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$13,995
Est. Payment:	$382.14 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,167
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$13,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,558.04
Avg. DMV Fee	196.00
Cash Sale Price	$15,918.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,918.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$382.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Mazda Mazda6

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This high mileage second hand 2014 Mazda Mazda6 FWD sedan under 174,000 miles, manual transmission, and 29 MPG, 2.5L gas engine is for sale right now below $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	173,918
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$297.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos SX

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This low mileage second hand 2022 Kia Seltos SX AWD SUV under 50,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now below $21K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,514
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan under 35,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $20K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$19,790
Est. Payment:	$382.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,995
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,195.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,350.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,350.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$382.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Equinox LT

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This average mileage used 2018 Chevrolet Equinox LT 4x4 SUV under 82,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $14K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$13,990
Est. Payment:	$382.00 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,246
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$13,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,557.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,912.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,912.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$382.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sportage EX

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This low mileage used 2020 Kia Sportage EX FWD SUV under 54,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $19K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$18,990
Est. Payment:	$394.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,884
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,107.49
Avg. DMV Fee	196.00
Cash Sale Price	$21,462.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,462.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$394.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LT

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This low mileage second hand 2020 Chevrolet Equinox LT FWD SUV under 53,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $20K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$19,995
Est. Payment:	$414.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,450
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,578.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,578.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$414.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage certified preowned 2022 Ford Escape SE AWD SUV below 40,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,703
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$405.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Volkswagen Taos S 4Motion

2021 MINI Hardtop 2 Door Cooper S

2021 Kia Forte FE

2014 Mazda Mazda6

2022 Kia Seltos SX

2025 Nissan Altima 2.5 SV

2018 Chevrolet Equinox LT

2020 Kia Sportage EX

2020 Chevrolet Equinox LT

2022 Ford Escape SE

Used Cars under $400 per month for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2022 Volkswagen Taos S 4Motion Car Loan Estimate

2021 MINI Hardtop 2 Door Cooper S

MINI Hardtop 2 Door Cooper S

2021 MINI Hardtop 2 Door Cooper S Car Loan Estimate

2021 Kia Forte FE

Kia Forte FE

2021 Kia Forte FE Car Loan Estimate

2014 Mazda Mazda6

Mazda Mazda6

2014 Mazda6 Car Loan Estimate

2022 Kia Seltos SX

Kia Seltos SX

2022 Kia Seltos SX Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2018 Chevrolet Equinox LT

Chevrolet Equinox LT

2018 Chevrolet Equinox LT Car Loan Estimate

2020 Kia Sportage EX

Kia Sportage EX

2020 Kia Sportage EX Car Loan Estimate

2020 Chevrolet Equinox LT

Chevrolet Equinox LT

2020 Chevrolet Equinox LT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

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