Springfield, IL Used Cars Under $400 a Month

2016 Volvo S60 T5 Drive-E Premier

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This high mileage second hand 2016 Volvo S60 T5 Drive-E Premier FWD sedan below 168,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	168,266
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$297.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda CX-5 Grand Touring

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This high mileage second hand 2018 Mazda CX-5 Grand Touring AWD SUV below 173,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	172,777
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$297.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Grand Caravan

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This above average mileage second hand 2019 Dodge Grand Caravan FWD minivan under 100,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $13K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$12,970
Est. Payment:	$398.68 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,649
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$12,970.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,445.29
Avg. DMV Fee	196.00
Cash Sale Price	$14,780.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,780.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$398.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Grand Cherokee

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This low mileage second hand 2018 Jeep Grand Cherokee 4x4 SUV under 53,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $20K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$19,707
Est. Payment:	$408.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,873
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,707.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,186.36
Avg. DMV Fee	196.00
Cash Sale Price	$22,258.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,258.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$408.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,707.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Ram Dakota

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This high mileage second hand 2011 Ram Dakota RWD pickup below 117,000 miles, automatic transmission, and 28 MPG, 3.7L gas engine is for sale right now below $12K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$11,420
Est. Payment:	$404.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,277
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$11,420.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,274.79
Avg. DMV Fee	196.00
Cash Sale Price	$13,059.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,059.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$404.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 35,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $21K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$20,900
Est. Payment:	$403.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,994
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,317.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,582.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,582.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$403.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2008 Chevrolet Silverado 1500 Work Truck

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This high mileage used 2008 Chevrolet Silverado 1500 Work Truck 4x4 pickup under 232,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now under $7K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$6,790
Est. Payment:	$289.03 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	232,476
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	765.49
Avg. DMV Fee	196.00
Cash Sale Price	$7,920.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,920.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$289.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This below average mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan under 65,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $19K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$18,390
Est. Payment:	$413.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,817
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,041.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,796.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,796.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$413.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan under 37,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $21K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$20,790
Est. Payment:	$401.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,182
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,305.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,460.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$401.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trailblazer LT

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This low mileage preowned 2024 Chevrolet Trailblazer LT 4x4 SUV below 42,000 miles, automatic transmission, and 28 MPG, 1.3L gas engine is for sale right now below $21K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$20,290
Est. Payment:	$391.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,688
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,250.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,905.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,905.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$391.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles with Payments Below $400 / Month

2016 Volvo S60 T5 Drive-E Premier

2018 Mazda CX-5 Grand Touring

2019 Dodge Grand Caravan

2018 Jeep Grand Cherokee

2011 Ram Dakota

2025 Nissan Altima 2.5 SV

2008 Chevrolet Silverado 1500 Work Truck

2024 Nissan Altima 2.5 SV

2025 Hyundai ELANTRA SEL Convenience

2024 Chevrolet Trailblazer LT

Used Cars under $400 per month for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles with Payments Below $400 / Month

2016 Volvo S60 T5 Drive-E Premier

Volvo S60 T5 Drive-E Premier

2016 Volvo S60 T5 Drive-E Premier Car Loan Estimate

2018 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2018 Mazda CX-5 Grand Touring Car Loan Estimate

2019 Dodge Grand Caravan

Dodge Grand Caravan

2019 Dodge Grand Caravan Car Loan Estimate

2018 Jeep Grand Cherokee

Jeep Grand Cherokee

2018 Jeep Grand Cherokee Car Loan Estimate

2011 Ram Dakota

Ram Dakota

2011 Ram Dakota Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2008 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2008 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2024 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2024 Chevrolet Trailblazer LT Car Loan Estimate

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