Springfield, IL Used Cars Under $40,000 |with Payments|

2025 Chevrolet Silverado 1500 LT

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This low mileage preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 45,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now under $39K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$38,746
Est. Payment:	$742.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,875
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,746.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,280.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,391.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,391.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Crown Limited

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This low mileage second hand 2023 Toyota Crown Limited AWD sedan below 34,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$35,600
Est. Payment:	$682.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,187
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,934.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,899.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,899.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited AWD SUV below 57,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$36,814
Est. Payment:	$757.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,166
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,814.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,068.13
Avg. DMV Fee	196.00
Cash Sale Price	$41,247.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,247.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$757.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified used 2025 Hyundai PALISADE SEL AWD SUV below 16,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$36,432
Est. Payment:	$698.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,001
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,432.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,026.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,823.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage second hand 2023 Chevrolet Traverse High Country 4x4 SUV below 55,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,480
Est. Payment:	$770.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,504
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,480.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,141.39
Avg. DMV Fee	196.00
Cash Sale Price	$41,986.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,986.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$770.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Land Rover Range Rover Sport HST

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This average mileage used 2022 Land Rover Range Rover Sport HST AWD SUV below 84,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now under $37K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$36,882
Est. Payment:	$992.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,280
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,882.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,075.61
Avg. DMV Fee	196.00
Cash Sale Price	$41,322.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,322.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$992.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX-90 3.3 Turbo S Premium Plus

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This low mileage used 2024 Mazda CX-90 3.3 Turbo S Premium Plus AWD SUV under 44,000 miles, automatic transmission, and 22 MPG, 3.3L hybrid engine is for sale right now below $37K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$36,770
Est. Payment:	$704.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,830
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,198.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mazda CX-5 2.5 S Preferred

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This low mileage used 2026 Mazda CX-5 2.5 S Preferred AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$36,353
Est. Payment:	$697.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,353.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,017.42
Avg. DMV Fee	196.00
Cash Sale Price	$40,735.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,735.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,353.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This above average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 94,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $38K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$37,790
Est. Payment:	$1141.83 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,773
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,175.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,330.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,330.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1141.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This low mileage used 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 31,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $38K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$37,995
Est. Payment:	$728.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,400
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.04
Avg. DMV Fee	196.00
Cash Sale Price	$42,558.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,558.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

2023 Toyota Crown Limited

2023 Hyundai PALISADE Limited

2025 Hyundai PALISADE SEL

2023 Chevrolet Traverse High Country

2022 Land Rover Range Rover Sport HST

2024 Mazda CX-90 3.3 Turbo S Premium Plus

2026 Mazda CX-5 2.5 S Preferred

2023 Ford F-150 XL

2023 Jeep Grand Cherokee L Limited

Used Cars under $40,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Toyota Crown Limited

Toyota Crown Limited

2023 Toyota Crown Limited Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2022 Land Rover Range Rover Sport HST

Land Rover Range Rover Sport HST

2022 Land Rover Range Rover Sport HST Car Loan Estimate

2024 Mazda CX-90 3.3 Turbo S Premium Plus

Mazda CX-90 3.3 Turbo S Premium Plus

2024 Mazda CX-90 3.3 Turbo S Premium Plus Car Loan Estimate

2026 Mazda CX-5 2.5 S Preferred

Mazda CX-5 2.5 S Preferred

2026 Mazda CX-5 2.5 S Preferred Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

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