Springfield, IL Used Cars Under $20,000 |with Payments|

2019 Cadillac XT5 Premium Luxury

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This average mileage preowned 2019 Cadillac XT5 Premium Luxury FWD SUV below 79,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $20K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$19,861
Est. Payment:	$486.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,858
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,861.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,203.30
Avg. DMV Fee	196.00
Cash Sale Price	$22,429.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,429.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$486.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Taos S 4Motion

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This average mileage preowned 2022 Volkswagen Taos S 4Motion AWD SUV below 73,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $17K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$16,822
Est. Payment:	$413.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,435
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,822.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,869.01
Avg. DMV Fee	196.00
Cash Sale Price	$19,056.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,056.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$413.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Envision Essence

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This below average mileage preowned 2019 Buick Envision Essence FWD SUV under 62,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $19K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$18,537
Est. Payment:	$416.31 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,398
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,537.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,057.66
Avg. DMV Fee	196.00
Cash Sale Price	$20,959.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,959.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$416.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This average mileage preowned 2020 Hyundai SANTA FE SEL AWD SUV under 88,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $18K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$17,876
Est. Payment:	$485.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,865
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,876.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,984.95
Avg. DMV Fee	196.00
Cash Sale Price	$20,225.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,225.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$485.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 35,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $20K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$19,790
Est. Payment:	$382.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,995
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,195.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,350.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,350.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$382.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500

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This average mileage second hand 2015 Ram 1500 RWD pickup under 85,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,995
Est. Payment:	$488.73 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,798
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,998.04
Avg. DMV Fee	196.00
Cash Sale Price	$20,358.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,358.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$488.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Toyota Tacoma

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This high mileage preowned 2011 Toyota Tacoma 4x4 pickup below 149,000 miles, manual transmission, and 28 MPG, 4.0L gas engine is for sale right now below $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,770
Est. Payment:	$733.77 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	149,344
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,973.29
Avg. DMV Fee	196.00
Cash Sale Price	$20,108.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,108.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$733.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mazda CX-30 2.5 S

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This average mileage preowned 2022 Mazda CX-30 2.5 S AWD SUV under 77,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $19K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$18,496
Est. Payment:	$453.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,140
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,496.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.15
Avg. DMV Fee	196.00
Cash Sale Price	$20,914.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,914.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$453.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKZ Select

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This low mileage preowned 2017 Lincoln MKZ Select FWD sedan below 42,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$338.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,084
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$338.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford EcoSport SE

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This low mileage second hand 2021 Ford EcoSport SE FWD wagon under 35,000 miles, automatic transmission, and 28 MPG, 1.0L gas engine is for sale right now below $17K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$16,992
Est. Payment:	$329.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,890
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,992.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.71
Avg. DMV Fee	196.00
Cash Sale Price	$19,244.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,244.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$329.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $20,000

2019 Cadillac XT5 Premium Luxury

2022 Volkswagen Taos S 4Motion

2019 Buick Envision Essence

2020 Hyundai SANTA FE SEL

2025 Nissan Altima 2.5 SV

2015 Ram 1500

2011 Toyota Tacoma

2022 Mazda CX-30 2.5 S

2017 Lincoln MKZ Select

2021 Ford EcoSport SE

Used Cars under $20,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $20,000

2019 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2019 Cadillac XT5 Premium Luxury Car Loan Estimate

2022 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2022 Volkswagen Taos S 4Motion Car Loan Estimate

2019 Buick Envision Essence

Buick Envision Essence

2019 Buick Envision Essence Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2015 Ram 1500

Ram 1500

2015 Ram 1500 Car Loan Estimate

2011 Toyota Tacoma

Toyota Tacoma

2011 Toyota Tacoma Car Loan Estimate

2022 Mazda CX-30 2.5 S

Mazda CX-30 2.5 S

2022 Mazda CX-30 2.5 S Car Loan Estimate

2017 Lincoln MKZ Select

Lincoln MKZ Select

2017 Lincoln MKZ Select Car Loan Estimate

2021 Ford EcoSport SE

Ford EcoSport SE

2021 Ford EcoSport SE Car Loan Estimate

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