Springfield, IL Used Cars Under $45,000 |with Payments|

2024 Hyundai SANTA FE Limited

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This low mileage certified preowned 2024 Hyundai SANTA FE Limited AWD SUV below 12,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $43K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$43,000
Est. Payment:	$1,082.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,826
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,113.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$46,483.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,082.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage certified preowned 2024 Hyundai SANTA FE Limited AWD SUV under 7,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $43K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$43,000
Est. Payment:	$1,082.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,896
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,113.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$46,483.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,082.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 31,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $44K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$43,112
Est. Payment:	$1,085.72 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30,819
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$43,112.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,760.91
Avg. DMV Fee	196.00
Cash Sale Price	$48,237.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$46,604.07
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,085.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,112.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

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This above average mileage preowned 2022 Chevrolet Silverado 1500 ZR2 4x4 pickup under 98,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $44K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$43,750
Est. Payment:	$1,546.80 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	97,573
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$43,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,831.09
Avg. DMV Fee	196.00
Cash Sale Price	$48,946.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$47,293.75
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Finance Payment	$1,546.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 42 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup under 21,000 miles, automatic transmission, and 22 MPG, 5.7L hybrid engine is for sale right now below $42K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$41,750
Est. Payment:	$1,051.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,740
Location:	Springfield, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$41,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,611.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,726.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$45,131.75
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,051.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 36,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $41K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$40,490
Est. Payment:	$1,019.69 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,432
Location:	Springfield, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$40,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,472.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,327.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$43,769.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,019.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This low mileage preowned 2023 Ford Transit 350 XL RWD van below 42,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$40,975
Est. Payment:	$1,031.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,294
Location:	Springfield, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$40,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,525.84
Avg. DMV Fee	196.00
Cash Sale Price	$45,865.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$44,293.98
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,031.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage used 2023 Ford Explorer Platinum AWD SUV under 25,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $42K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$41,790
Est. Payment:	$1,052.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,530
Location:	Springfield, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$41,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,615.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,770.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$45,174.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,052.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This average mileage second hand 2023 GMC Sierra 1500 Denali 4x4 pickup below 77,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now under $44K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$43,990
Est. Payment:	$1,313.04 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	76,693
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$43,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,857.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,212.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$47,553.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$1,313.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage preowned 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 5,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $45K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$44,790
Est. Payment:	$1,127.98 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,755
Location:	Springfield, IL
Estimated Cash Down:	$1,700

Item	Amount
Used Car Price⁽¹⁾	$44,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,945.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,100.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,700.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,700.00
Total Loan Amount	$48,417.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,127.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited

2022 Ram 1500 Laramie

2022 Chevrolet Silverado 1500 ZR2

2023 Ram 1500 Big Horn

2025 Ford Explorer ST-Line

2023 Ford Transit 350 XL

2023 Ford Explorer Platinum

2023 GMC Sierra 1500 Denali

2025 Jeep Grand Cherokee L Limited

Used Cars under $45,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Poor Credit Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Poor Credit Car Finance Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Poor Credit Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Poor Credit Car Finance Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Poor Credit Car Finance Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Poor Credit Auto Finance Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Poor Credit Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Poor Credit Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Poor Credit Car Loan Estimate

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