Springfield, IL Used Cars Under $45,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 2.7L gas engine is for sale right now under $41K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$40,995
Est. Payment:	$785.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,504
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,528.04
Avg. DMV Fee	196.00
Cash Sale Price	$45,888.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,888.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$785.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage used 2025 Chevrolet Silverado 1500 LT 4X4 pickup below 24,000 miles, a transmission, and 5.3L gas engine is for sale right now under $44K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$43,995
Est. Payment:	$842.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,878
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.04
Avg. DMV Fee	196.00
Cash Sale Price	$49,218.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,218.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

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This low mileage second hand 2024 Ford Bronco Outer Banks 4X4 SUV below 18,000 miles, a transmission, and 2.7L gas engine is for sale right now below $45K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$44,995
Est. Payment:	$861.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,570
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.04
Avg. DMV Fee	196.00
Cash Sale Price	$50,328.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,328.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$861.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup below 23,000 miles, a transmission, and 5.0L gas engine is for sale right now below $43K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$42,995
Est. Payment:	$823.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,205
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,108.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,108.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

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This above average mileage preowned 2022 Chevrolet Silverado 1500 ZR2 4X4 pickup under 98,000 miles, a transmission, and 6.2L gas engine is for sale right now under $41K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$40,995
Est. Payment:	$1237.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,573
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,528.04
Avg. DMV Fee	196.00
Cash Sale Price	$45,888.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,888.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1237.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

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This low mileage second hand 2026 Ford Explorer ST-Line AWD SUV under 13,000 miles, a transmission, and 2.3L gas engine is for sale right now below $44K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$43,995
Est. Payment:	$842.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,426
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.04
Avg. DMV Fee	196.00
Cash Sale Price	$49,218.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,218.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.19

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

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This low mileage preowned 2024 Ram 3500 Tradesman 4X2 chassis below 34,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $44K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$43,495
Est. Payment:	$832.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,523
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,663.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,663.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Limited

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This below average mileage used 2023 Ford Expedition Limited 4X4 SUV below 70,000 miles, a transmission, and 3.5L gas engine is for sale right now below $43K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$42,995
Est. Payment:	$955.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,993
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,108.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,108.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$955.55

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 30,000 miles, a transmission, and 5.0L gas engine is for sale right now below $42K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$41,995
Est. Payment:	$804.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,073
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,638.04
Avg. DMV Fee	196.00
Cash Sale Price	$46,998.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,998.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This average mileage second hand 2024 Ford Expedition MAX Limited 4X4 SUV under 86,000 miles, a transmission, and 3.5L gas engine is for sale right now below $43K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$42,995
Est. Payment:	$1154.91 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,418
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,108.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,108.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1154.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2025 Chevrolet Silverado 1500 LT

2024 Ford Bronco Outer Banks

2025 Ford F-150 XLT

2022 Chevrolet Silverado 1500 ZR2

2026 Ford Explorer ST-Line

2024 Ram 3500 Tradesman

2023 Ford Expedition Limited

2025 Ford F-150 XLT

2024 Ford Expedition MAX Limited

Used Cars under $45,000 for Sale in Springfield, IL

Springfield, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2023 Ford Expedition Limited

Ford Expedition Limited

2023 Ford Expedition Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

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