Chicago, IL Area Used Pickups Under $40,000

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 7,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$35,400
Est. Payment:	$678.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$35,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,912.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,677.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,677.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Rubicon

⇩ View Seller Description

This low mileage second hand 2020 Jeep Gladiator Rubicon 4X4 pickup below 14,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,906
Est. Payment:	$707.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,559
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,906.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,078.25
Avg. DMV Fee	196.00
Cash Sale Price	$41,349.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

⇩ View Seller Description

This low mileage second hand 2024 Toyota Tacoma SR5 4X4 pickup below 20,000 miles, a transmission, and 22 MPG, 2.4L gas engine is for sale right now below $40K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$39,946
Est. Payment:	$765.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,575
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$39,946.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,412.65
Avg. DMV Fee	196.00
Cash Sale Price	$44,723.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,723.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$765.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4X4 pickup below 43,000 miles, a transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $38K at Michigan City Hyundai in Michigan City, IN. ...View More Details

Sales Price:	$37,409
Est. Payment:	$717.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,548
Location:	Michigan City, IN

Item	Amount
Used Car Price⁽¹⁾	$37,409.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,133.58
Avg. DMV Fee	196.00
Cash Sale Price	$41,907.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,907.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,409.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LTZ

⇩ View Seller Description

This below average mileage preowned 2022 Chevrolet Silverado 1500 LTZ 4X4 pickup under 70,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now below $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,906
Est. Payment:	$865.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,852
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,906.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,298.25
Avg. DMV Fee	196.00
Cash Sale Price	$43,569.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,569.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$865.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2022 Ford F-150 XLT 4X2 pickup below 28,000 miles, a transmission, and 22 MPG, 5.0L flexible engine is for sale right now under $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$728.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,995
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.48
Avg. DMV Fee	196.00
Cash Sale Price	$42,562.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,562.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 7,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Michigan City Hyundai in Michigan City, IN. ...View More Details

Sales Price:	$35,658
Est. Payment:	$683.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,879
Location:	Michigan City, IN

Item	Amount
Used Car Price⁽¹⁾	$35,658.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,940.97
Avg. DMV Fee	196.00
Cash Sale Price	$39,963.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,963.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,658.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage second hand 2023 Ram 1500 Big Horn 4X4 pickup under 32,000 miles, a transmission, and 22 MPG, 3.6L hybrid engine is for sale right now under $36K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$35,675
Est. Payment:	$684.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,823
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$35,675.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,942.84
Avg. DMV Fee	196.00
Cash Sale Price	$39,982.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,982.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,290
Est. Payment:	$752.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,340.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,995.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,995.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$752.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage used 2024 Ford Ranger XLT 4X4 pickup below 25,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $39K at Wickstrom Ford in Barrington, IL. ...View More Details

Sales Price:	$38,313
Est. Payment:	$734.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,023
Location:	Barrington, IL

Item	Amount
Used Car Price⁽¹⁾	$38,313.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,233.02
Avg. DMV Fee	196.00
Cash Sale Price	$42,911.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,911.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,313.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2020 Jeep Gladiator Rubicon

2024 Toyota Tacoma SR5

2023 Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LTZ

2022 Ford F-150 XLT

2025 Hyundai SANTA CRUZ XRT

2023 Ram 1500 Big Horn

2025 Ford F-150 XLT

2024 Ford Ranger XLT

Greater Chicago Area Cities with Used Pickups for Sale Below $40K

Metro Chicago Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2022 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

Greater Chicago Area Cities with Used Pickups for Sale Below $40K

Metro Chicago Area Counties with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments