Metro Chicago, IL Area Used Cars Under $550 a Month

2020 Toyota Camry XLE

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This below average mileage used 2020 Toyota Camry XLE FWD sedan under 61,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $25K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$24,450
Est. Payment:	$546.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,426
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$24,450.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,708.09
Avg. DMV Fee	196.00
Cash Sale Price	$27,523.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,523.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$546.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified preowned 2026 Hyundai SANTA FE SE FWD SUV under 5,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $30K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$29,802
Est. Payment:	$572.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,787
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$29,802.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,296.81
Avg. DMV Fee	196.00
Cash Sale Price	$33,463.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,463.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$572.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,802.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SE

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This low mileage certified preowned 2026 Hyundai SANTA CRUZ SE AWD pickup below 4,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $30K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$29,478
Est. Payment:	$566.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,274
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$29,478.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,261.17
Avg. DMV Fee	196.00
Cash Sale Price	$33,104.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,104.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$566.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Cadillac CT5 Premium Luxury

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This low mileage used 2021 Cadillac CT5 Premium Luxury AWD sedan under 47,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $29K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,433
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$547.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage used 2026 Hyundai TUCSON SE AWD SUV under 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $29K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$28,999
Est. Payment:	$557.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,499
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,208.48
Avg. DMV Fee	196.00
Cash Sale Price	$32,572.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,572.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$557.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda CX-5 Grand Touring

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This above average mileage preowned 2018 Mazda CX-5 Grand Touring AWD SUV under 93,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $18K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$17,790
Est. Payment:	$543.00 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,798
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$17,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,975.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,130.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,130.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$543.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas SE 4Motion

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This low mileage preowned 2023 Volkswagen Atlas SE 4Motion AWD SUV under 32,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $29K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,112
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage preowned 2025 Hyundai TUCSON Limited FWD SUV under 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $30K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$29,349
Est. Payment:	$564.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,107
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$29,349.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,246.98
Avg. DMV Fee	196.00
Cash Sale Price	$32,960.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,960.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$564.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SE 4Motion AWD SUV under 48,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $29K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$28,999
Est. Payment:	$557.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,135
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,208.48
Avg. DMV Fee	196.00
Cash Sale Price	$32,572.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,572.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$557.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA N Line

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This low mileage certified second hand 2024 Hyundai SONATA N Line FWD sedan under 10,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $30K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$29,800
Est. Payment:	$572.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,112
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$29,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,296.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,461.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,461.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$572.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles with Payments Under $550 / Month

2020 Toyota Camry XLE

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA CRUZ SE

2021 Cadillac CT5 Premium Luxury

2026 Hyundai TUCSON SE

2018 Mazda CX-5 Grand Touring

2023 Volkswagen Atlas SE 4Motion

2025 Hyundai TUCSON Limited

2025 Volkswagen Atlas SE 4Motion

2024 Hyundai SONATA N Line

Greater Chicago Area Cities with Used Cars for Sale Below $550 / Month

Metro Chicago Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles with Payments Under $550 / Month

2020 Toyota Camry XLE

Toyota Camry XLE

2020 Toyota Camry XLE Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2026 Hyundai SANTA CRUZ SE Car Loan Estimate

2021 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2021 Cadillac CT5 Premium Luxury Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2018 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2018 Mazda CX-5 Grand Touring Car Loan Estimate

2023 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2023 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2024 Hyundai SONATA N Line

Hyundai SONATA N Line

2024 Hyundai SONATA N Line Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $550 / Month

Metro Chicago Area Counties with Used Cars for Sale Below $550 / Month

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