Chicago, IL Area Used Cars Under $40,000

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage used 2023 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV below 12,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $40K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$39,790
Est. Payment:	$762.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,650
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$39,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,395.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,550.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,550.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This low mileage preowned 2023 Ford Bronco Big Bend 4x4 SUV under 39,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $39K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$38,677
Est. Payment:	$741.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,086
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$38,677.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,273.06
Avg. DMV Fee	196.00
Cash Sale Price	$43,315.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,315.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited AWD SUV under 26,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,000
Est. Payment:	$709.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,098
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,453.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Limited

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This low mileage used 2025 Hyundai PALISADE Limited AWD SUV under 3,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$39,969
Est. Payment:	$765.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,576
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$39,969.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,415.18
Avg. DMV Fee	196.00
Cash Sale Price	$44,749.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,749.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$765.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $38K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$37,709
Est. Payment:	$722.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,544
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$37,709.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,166.58
Avg. DMV Fee	196.00
Cash Sale Price	$42,240.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,240.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified used 2025 Hyundai SANTA FE Limited AWD SUV below 5,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$35,749
Est. Payment:	$685.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,829
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$35,749.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,950.98
Avg. DMV Fee	196.00
Cash Sale Price	$40,064.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,064.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 34,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,385
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,888
Est. Payment:	$745.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,626
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,296.27
Avg. DMV Fee	196.00
Cash Sale Price	$43,549.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,549.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 4,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $36K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$35,660
Est. Payment:	$683.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,365
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$35,660.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,941.19
Avg. DMV Fee	196.00
Cash Sale Price	$39,966.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,966.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,660.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified second hand 2023 Hyundai PALISADE Limited AWD SUV under 36,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Webb Hyundai Merrillville in Merrillville, IN. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,187
Location:	Merrillville, IN

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Ford Bronco Big Bend

2023 Hyundai PALISADE Limited

2025 Hyundai PALISADE Limited

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Limited

2023 BMW X3 xDrive30i

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SE

2023 Hyundai PALISADE Limited

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2025 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

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