Chicago, IL Area Used Cars Under $40,000

2025 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai PALISADE SEL AWD SUV below 1,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now below $39K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$38,400
Est. Payment:	$735.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,438
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$38,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,242.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,007.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,007.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 57,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now under $37K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$36,877
Est. Payment:	$758.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,294
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$36,877.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,075.06
Avg. DMV Fee	196.00
Cash Sale Price	$41,317.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,317.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$758.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Odyssey Elite

⇩ View Seller Description

This low mileage second hand 2023 Honda Odyssey Elite FWD minivan under 26,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $40K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$39,477
Est. Payment:	$756.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,748
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,361.06
Avg. DMV Fee	196.00
Cash Sale Price	$44,203.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,203.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA FE XRT AWD SUV under 2,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $36K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,857
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 5 SEL

⇩ View Seller Description

This low mileage preowned 2025 Hyundai IONIQ 5 SEL AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,977
Est. Payment:	$727.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,538.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,538.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

⇩ View Seller Description

This average mileage second hand 2022 Toyota 4Runner SR5 Premium 4x4 SUV below 74,000 miles, automatic transmission, and 28 MPG, 4.0L gas engine is for sale right now under $39K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$38,400
Est. Payment:	$933.37 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,151
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$38,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,242.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,007.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,007.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$933.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Tahoe LT

⇩ View Seller Description

This average mileage second hand 2023 Chevrolet Tahoe LT 4x4 SUV under 73,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now under $40K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$39,590
Est. Payment:	$962.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,568
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$39,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,373.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,328.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,328.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$962.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300 4MATIC

⇩ View Seller Description

This low mileage preowned 2025 Mercedes-Benz C-Class C 300 4MATIC AWD sedan below 15,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $40K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$39,977
Est. Payment:	$765.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,039
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,416.06
Avg. DMV Fee	196.00
Cash Sale Price	$44,758.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,758.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 8,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now under $37K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$37,000
Est. Payment:	$709.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,343
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,453.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

⇩ View Seller Description

This low mileage used 2025 Ford Mustang EcoBoost RWD convertible under 32,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now under $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,077
Est. Payment:	$710.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,377
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,077.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,097.06
Avg. DMV Fee	196.00
Cash Sale Price	$41,539.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,539.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

2023 Hyundai PALISADE Calligraphy

2023 Honda Odyssey Elite

2025 Hyundai SANTA FE XRT

2025 Hyundai IONIQ 5 SEL

2022 Toyota 4Runner SR5 Premium

2023 Chevrolet Tahoe LT

2025 Mercedes-Benz C-Class C 300 4MATIC

2025 Hyundai TUCSON Hybrid Limited

2025 Ford Mustang EcoBoost

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Honda Odyssey Elite

Honda Odyssey Elite

2023 Honda Odyssey Elite Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2025 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2025 Hyundai IONIQ 5 SEL Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2023 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2023 Chevrolet Tahoe LT Car Loan Estimate

2025 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2025 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments