Chicago, IL Area Used Cars Under $40,000

2026 Mazda CX-50 Hybrid Premium

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This low mileage second hand 2026 Mazda CX-50 Hybrid Premium AWD SUV below 1,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,777
Est. Payment:	$724.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	530
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,316.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,316.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Summit

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This below average mileage preowned 2024 Jeep Grand Cherokee Summit 4X4 SUV below 63,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $36K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$35,300
Est. Payment:	$785.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,888
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,901.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,566.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,566.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$785.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV under 37,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$36,899
Est. Payment:	$707.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,933
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,077.48
Avg. DMV Fee	196.00
Cash Sale Price	$41,341.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,341.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This average mileage used 2022 Toyota 4Runner SR5 Premium 4X4 SUV under 74,000 miles, a transmission, and 21 MPG, 4.0L gas engine is for sale right now below $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,400
Est. Payment:	$909.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,151
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,132.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,897.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,897.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$909.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus UX 250h F SPORT Design

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This low mileage second hand 2023 Lexus UX 250h F SPORT Design AWD wagon under 16,000 miles, cvt transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $35K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,668
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Limited

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This low mileage used 2025 Hyundai PALISADE Limited FWD SUV under 6,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$38,983
Est. Payment:	$747.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,919
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$38,983.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,306.72
Avg. DMV Fee	196.00
Cash Sale Price	$43,654.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,654.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 Turbo Meridian Edition

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This low mileage used 2025 Mazda CX-50 2.5 Turbo Meridian Edition AWD SUV under 7,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $40K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$39,377
Est. Payment:	$754.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,937
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$39,377.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,350.06
Avg. DMV Fee	196.00
Cash Sale Price	$44,092.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,092.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$754.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage second hand 2024 Genesis GV70 2.5T Standard AWD SUV under 16,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $40K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$39,900
Est. Payment:	$764.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,588
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,407.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,672.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,672.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$764.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Calligraphy FWD SUV under 10,000 miles, a transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $36K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$35,303
Est. Payment:	$677.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,746
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$35,303.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,901.92
Avg. DMV Fee	196.00
Cash Sale Price	$39,569.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,569.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,303.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This low mileage second hand 2024 Kia Telluride EX AWD SUV below 33,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $37K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$36,999
Est. Payment:	$709.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,069
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.48
Avg. DMV Fee	196.00
Cash Sale Price	$41,452.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,452.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2026 Mazda CX-50 Hybrid Premium

2024 Jeep Grand Cherokee Summit

2023 Genesis GV70 2.5T Standard

2022 Toyota 4Runner SR5 Premium

2023 Lexus UX 250h F SPORT Design

2025 Hyundai PALISADE Limited

2025 Mazda CX-50 2.5 Turbo Meridian Edition

2024 Genesis GV70 2.5T Standard

2025 Hyundai SANTA FE Hybrid Calligraphy

2024 Kia Telluride EX

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2026 Mazda CX-50 Hybrid Premium

Mazda CX-50 Hybrid Premium

2026 Mazda CX-50 Hybrid Premium Car Loan Estimate

2024 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2024 Jeep Grand Cherokee Summit Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2023 Lexus UX 250h F SPORT Design

Lexus UX 250h F SPORT Design

2023 Lexus UX 250h F SPORT Design Car Loan Estimate

2025 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2025 Hyundai PALISADE Limited Car Loan Estimate

2025 Mazda CX-50 2.5 Turbo Meridian Edition

Mazda CX-50 2.5 Turbo Meridian Edition

2025 Mazda CX-50 2.5 Turbo Meridian Edition Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

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