Chicago, IL Area Used Cars Under $40,000

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV below 34,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now below $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,385
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 6,000 miles, automatic transmission, and 36 MPG, 1.6L hybrid engine is for sale right now under $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,946
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This average mileage used 2022 Toyota 4Runner SR5 Premium 4x4 SUV below 74,000 miles, automatic transmission, and 36 MPG, 4.0L gas engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,400
Est. Payment:	$909.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,151
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,132.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,897.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,897.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$909.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 Turbo Premium

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This low mileage certified second hand 2025 Mazda CX-50 2.5 Turbo Premium AWD SUV below 4,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now below $39K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$38,776
Est. Payment:	$743.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,389
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$38,776.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,283.95
Avg. DMV Fee	196.00
Cash Sale Price	$43,424.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,424.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT RWD pickup below 28,000 miles, automatic transmission, and 36 MPG, 5.0L gas engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,995
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz EQS EQS 450+

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This low mileage certified used 2022 Mercedes-Benz EQS EQS 450+ RWD sedan below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$39,367
Est. Payment:	$754.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,282
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$39,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,348.96
Avg. DMV Fee	196.00
Cash Sale Price	$44,080.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,080.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified used 2025 Hyundai SANTA FE Limited AWD SUV under 6,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now below $35K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,302
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

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This low mileage preowned 2024 Genesis G70 3.3T Sport Advanced RWD sedan below 34,000 miles, automatic transmission, and 36 MPG, 3.3L gas engine is for sale right now below $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,526
Est. Payment:	$738.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,148
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,526.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,256.45
Avg. DMV Fee	196.00
Cash Sale Price	$43,147.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,147.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner TRD Off-Road Premium

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This average mileage second hand 2021 Toyota 4Runner TRD Off-Road Premium 4x4 SUV under 74,000 miles, automatic transmission, and 36 MPG, 4.0L gas engine is for sale right now under $40K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$39,775
Est. Payment:	$966.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,991
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$39,775.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,393.84
Avg. DMV Fee	196.00
Cash Sale Price	$44,533.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,533.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$966.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Hybrid Calligraphy FWD SUV below 10,000 miles, automatic transmission, and 36 MPG, 1.6L hybrid engine is for sale right now below $36K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$35,981
Est. Payment:	$689.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,746
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$35,981.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.50
Avg. DMV Fee	196.00
Cash Sale Price	$40,322.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,322.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

2026 Hyundai SANTA FE Hybrid SEL

2022 Toyota 4Runner SR5 Premium

2025 Mazda CX-50 2.5 Turbo Premium

2022 Ford F-150 XLT

2022 Mercedes-Benz EQS EQS 450+

2025 Hyundai SANTA FE Limited

2024 Genesis G70 3.3T Sport Advanced

2021 Toyota 4Runner TRD Off-Road Premium

2025 Hyundai SANTA FE Hybrid Calligraphy

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Mazda CX-50 2.5 Turbo Premium

Mazda CX-50 2.5 Turbo Premium

2025 Mazda CX-50 2.5 Turbo Premium Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Mercedes-Benz EQS EQS 450+

Mercedes-Benz EQS EQS 450+

2022 Mercedes-Benz EQS 450+ Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2021 Toyota 4Runner TRD Off-Road Premium

Toyota 4Runner TRD Off-Road Premium

2021 Toyota 4Runner TRD Off-Road Premium Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

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