Chicago, IL Area Used Cars Under $40,000

2025 Hyundai PALISADE SEL

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This low mileage certified used 2025 Hyundai PALISADE SEL AWD SUV below 2,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$747.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,593
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified used 2026 Hyundai SANTA FE XRT AWD SUV below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,346
Est. Payment:	$715.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,185
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$37,346.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,126.65
Avg. DMV Fee	196.00
Cash Sale Price	$41,837.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,837.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,346.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage certified second hand 2026 Hyundai IONIQ 5 SEL AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$36,935
Est. Payment:	$708.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	311
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$36,935.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,081.44
Avg. DMV Fee	196.00
Cash Sale Price	$41,381.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,381.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 7,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$728.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage preowned 2025 Hyundai SANTA FE Limited FWD SUV under 15,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $37K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$36,868
Est. Payment:	$706.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,242
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$36,868.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,074.07
Avg. DMV Fee	196.00
Cash Sale Price	$41,307.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,307.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,868.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 36,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,750
Est. Payment:	$723.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,989
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,286.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,286.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz GLC GLC 300 4MATIC

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This low mileage certified used 2023 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV under 44,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $39K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$38,760
Est. Payment:	$742.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,272
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$38,760.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,282.19
Avg. DMV Fee	196.00
Cash Sale Price	$43,407.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,407.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage second hand 2023 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV under 12,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $40K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$39,790
Est. Payment:	$762.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,650
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$39,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,395.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,550.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,550.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 4,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,977
Est. Payment:	$727.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,723
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,538.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,538.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$727.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified preowned 2023 Hyundai PALISADE Limited AWD SUV below 26,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,000
Est. Payment:	$709.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,098
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,453.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

2026 Hyundai SANTA FE XRT

2026 Hyundai IONIQ 5 SEL

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA FE Limited

2023 Hyundai PALISADE Calligraphy

2023 Mercedes-Benz GLC GLC 300 4MATIC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

2026 Hyundai SANTA FE Hybrid SEL

2023 Hyundai PALISADE Limited

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2023 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $40K

Metro Chicago Area Counties with Used Cars for Sale Below $40,000

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