Chicago, IL Area Used Cars Under $45,000

2025 Genesis G70 3.3T Sport Advanced

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This low mileage certified second hand 2025 Genesis G70 3.3T Sport Advanced RWD sedan below 4,000 miles, automatic transmission, and 22 MPG, 3.3L gas engine is for sale right now below $43K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$42,999
Est. Payment:	$823.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,000
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,112.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,112.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz E-Class E 450 4MATIC

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This low mileage second hand 2022 Mercedes-Benz E-Class E 450 4MATIC AWD sedan under 34,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now below $45K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$44,367
Est. Payment:	$849.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,953
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$44,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,898.96
Avg. DMV Fee	196.00
Cash Sale Price	$49,630.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,630.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$849.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 9 SEL

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This low mileage preowned 2026 Hyundai IONIQ 9 SEL AWD SUV under 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $43K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$42,985
Est. Payment:	$823.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,115
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$42,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.94
Avg. DMV Fee	196.00
Cash Sale Price	$48,096.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,096.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$823.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup under 24,000 miles, automatic transmission, and 22 MPG, 5.7L hybrid engine is for sale right now below $42K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$41,277
Est. Payment:	$790.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,091
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$41,277.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,559.06
Avg. DMV Fee	196.00
Cash Sale Price	$46,201.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,201.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$790.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series M440i xDrive Gran Coupe

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This below average mileage used 2024 BMW 4 Series M440i xDrive Gran Coupe AWD sedan below 63,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now below $43K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$42,977
Est. Payment:	$955.15 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,697
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$42,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.06
Avg. DMV Fee	196.00
Cash Sale Price	$48,088.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,088.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$955.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350 4MATIC

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This low mileage certified second hand 2022 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV under 28,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $43K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$42,820
Est. Payment:	$819.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,120
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$42,820.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,728.79
Avg. DMV Fee	196.00
Cash Sale Price	$47,913.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,913.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid Limited AWD SUV below 6,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $44K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$43,269
Est. Payment:	$828.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,184
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,269.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,778.18
Avg. DMV Fee	196.00
Cash Sale Price	$48,412.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,412.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

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This low mileage certified preowned 2023 Genesis GV70 3.5T Sport AWD SUV under 37,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$44,477
Est. Payment:	$851.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,138
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,911.06
Avg. DMV Fee	196.00
Cash Sale Price	$49,753.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,753.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$851.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV below 47,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now under $44K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$44,000
Est. Payment:	$842.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,910
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.59
Avg. DMV Fee	196.00
Cash Sale Price	$49,223.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,223.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

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This low mileage certified second hand 2023 Genesis GV70 3.5T Sport AWD SUV under 43,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $43K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$42,977
Est. Payment:	$822.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,618
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$42,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.06
Avg. DMV Fee	196.00
Cash Sale Price	$48,088.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,088.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2025 Genesis G70 3.3T Sport Advanced

2022 Mercedes-Benz E-Class E 450 4MATIC

2026 Hyundai IONIQ 9 SEL

2023 Ram 1500 Big Horn

2024 BMW 4 Series M440i xDrive Gran Coupe

2022 Mercedes-Benz GLE GLE 350 4MATIC

2026 Hyundai SANTA FE Hybrid Limited

2023 Genesis GV70 3.5T Sport

2023 BMW X5 xDrive40i

2023 Genesis GV70 3.5T Sport

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2025 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2025 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2022 Mercedes-Benz E-Class E 450 4MATIC

Mercedes-Benz E-Class E 450 4MATIC

2022 Mercedes-Benz E-Class E 450 4MATIC Car Loan Estimate

2026 Hyundai IONIQ 9 SEL

Hyundai IONIQ 9 SEL

2026 Hyundai IONIQ 9 SEL Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2024 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2024 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2022 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

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