Chicago, IL Area Used Cars Under $45,000

2026 Genesis G70 2.5T Prestige

⇩ View Seller Description

This low mileage certified second hand 2026 Genesis G70 2.5T Prestige AWD sedan under 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $45K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$44,999
Est. Payment:	$861.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,014
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.48
Avg. DMV Fee	196.00
Cash Sale Price	$50,332.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,332.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$861.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Porsche Macan T

⇩ View Seller Description

This low mileage used 2023 Porsche Macan T AWD SUV below 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $45K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$45,000
Est. Payment:	$861.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,457
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.59
Avg. DMV Fee	196.00
Cash Sale Price	$50,333.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,333.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$861.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Limited

⇩ View Seller Description

This low mileage preowned 2023 Hyundai SANTA FE Limited AWD SUV under 15,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $45K at Napleton Hyundai of Glenview in Glenview, IL. ...View More Details

Sales Price:	$44,430
Est. Payment:	$850.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,754
Location:	Glenview, IL

Item	Amount
Used Car Price⁽¹⁾	$44,430.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,905.89
Avg. DMV Fee	196.00
Cash Sale Price	$49,700.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,700.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$850.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Prestige

⇩ View Seller Description

This low mileage second hand 2026 Genesis G70 2.5T Prestige AWD sedan below 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $45K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$44,999
Est. Payment:	$861.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,672
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.48
Avg. DMV Fee	196.00
Cash Sale Price	$50,332.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,332.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$861.26

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban Premier

⇩ View Seller Description

This average mileage preowned 2023 Chevrolet Suburban Premier 4x4 SUV below 79,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now below $41K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$40,390
Est. Payment:	$981.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,899
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$40,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,461.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,216.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,216.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$981.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

⇩ View Seller Description

This low mileage second hand 2024 Toyota Tacoma SR5 4x4 pickup below 38,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $41K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$40,452
Est. Payment:	$774.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,660
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$40,452.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,468.31
Avg. DMV Fee	196.00
Cash Sale Price	$45,285.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,285.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$774.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Calligraphy AWD SUV below 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $43K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$42,980
Est. Payment:	$822.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	782
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$42,980.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.39
Avg. DMV Fee	196.00
Cash Sale Price	$48,091.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,091.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai PALISADE SEL AWD SUV under 1,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $42K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$41,900
Est. Payment:	$802.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,438
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,627.59
Avg. DMV Fee	196.00
Cash Sale Price	$46,892.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,892.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2023 Ram 1500 Laramie 4x4 pickup under 25,000 miles, automatic transmission, and 23 MPG, 5.7L hybrid engine is for sale right now under $45K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$44,595
Est. Payment:	$853.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,819
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$44,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,924.04
Avg. DMV Fee	196.00
Cash Sale Price	$49,884.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,884.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$853.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV below 47,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $44K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$44,000
Est. Payment:	$842.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,911
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.59
Avg. DMV Fee	196.00
Cash Sale Price	$49,223.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,223.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2026 Genesis G70 2.5T Prestige

2023 Porsche Macan T

2023 Hyundai SANTA FE Limited

2026 Genesis G70 2.5T Prestige

2023 Chevrolet Suburban Premier

2024 Toyota Tacoma SR5

2026 Hyundai SANTA FE Calligraphy

2025 Hyundai PALISADE SEL

2023 Ram 1500 Laramie

2023 BMW X5 xDrive40i

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2023 Porsche Macan T

Porsche Macan T

2023 Porsche Macan T Car Loan Estimate

2023 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2023 Hyundai SANTA FE Limited Car Loan Estimate

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2023 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2023 Chevrolet Suburban Premier Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments