Chicago, IL Area Used Cars Under $45,000

2023 Genesis GV80 2.5T

⇩ View Seller Description

This low mileage certified second hand 2023 Genesis GV80 2.5T AWD SUV under 23,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $44K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$43,777
Est. Payment:	$838.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,349
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$43,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,834.06
Avg. DMV Fee	196.00
Cash Sale Price	$48,976.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,976.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$838.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series M440i xDrive Gran Coupe

⇩ View Seller Description

This below average mileage preowned 2024 BMW 4 Series M440i xDrive Gran Coupe AWD sedan below 63,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $43K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$42,977
Est. Payment:	$955.15 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,697
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$42,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.06
Avg. DMV Fee	196.00
Cash Sale Price	$48,088.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,088.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$955.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

⇩ View Seller Description

This low mileage second hand 2023 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV under 12,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $41K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$40,725
Est. Payment:	$780.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,650
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$40,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,498.34
Avg. DMV Fee	196.00
Cash Sale Price	$45,588.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,588.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$780.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 16,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $44K at Karl Knauz Motors in Lake Bluff, IL. ...View More Details

Sales Price:	$43,995
Est. Payment:	$842.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,142
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.04
Avg. DMV Fee	196.00
Cash Sale Price	$49,218.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,218.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$842.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

⇩ View Seller Description

This low mileage certified used 2026 Hyundai SANTA FE Hybrid Limited AWD SUV under 6,000 miles, automatic transmission, and 30 MPG, 1.6L hybrid engine is for sale right now under $44K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$43,269
Est. Payment:	$828.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,184
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,269.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,778.18
Avg. DMV Fee	196.00
Cash Sale Price	$48,412.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,412.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$828.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Yukon XL SLT

⇩ View Seller Description

This average mileage preowned 2021 GMC Yukon XL SLT 4x4 SUV under 77,000 miles, automatic transmission, and 30 MPG, 5.3L gas engine is for sale right now under $42K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$41,477
Est. Payment:	$1007.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,178
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$41,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,581.06
Avg. DMV Fee	196.00
Cash Sale Price	$46,423.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,423.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1007.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mercedes-Benz GLA GLA 250 4MATIC

⇩ View Seller Description

This low mileage second hand 2026 Mercedes-Benz GLA GLA 250 4MATIC AWD SUV below 2,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $44K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$43,367
Est. Payment:	$830.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,834
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$43,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,788.96
Avg. DMV Fee	196.00
Cash Sale Price	$48,520.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,520.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$830.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz E-Class E 450 4MATIC

⇩ View Seller Description

This low mileage preowned 2022 Mercedes-Benz E-Class E 450 4MATIC AWD sedan below 34,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $45K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$44,367
Est. Payment:	$849.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,953
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$44,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,898.96
Avg. DMV Fee	196.00
Cash Sale Price	$49,630.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,630.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$849.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai PALISADE XRT AWD SUV under 10,000 miles, automatic transmission, and 30 MPG, 3.8L gas engine is for sale right now under $40K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$766.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,755
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage second hand 2025 BMW 3 Series 330i xDrive AWD sedan under 6,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $43K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$42,777
Est. Payment:	$819.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,236
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$42,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,724.06
Avg. DMV Fee	196.00
Cash Sale Price	$47,866.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,866.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV80 2.5T

2024 BMW 4 Series M440i xDrive Gran Coupe

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

2024 BMW X3 xDrive30i

2026 Hyundai SANTA FE Hybrid Limited

2021 GMC Yukon XL SLT

2026 Mercedes-Benz GLA GLA 250 4MATIC

2022 Mercedes-Benz E-Class E 450 4MATIC

2025 Hyundai PALISADE XRT

2025 BMW 3 Series 330i xDrive

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV80 2.5T

Genesis GV80 2.5T

2023 Genesis GV80 2.5T Car Loan Estimate

2024 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2024 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2021 GMC Yukon XL SLT

GMC Yukon XL SLT

2021 GMC Yukon XL SLT Car Loan Estimate

2026 Mercedes-Benz GLA GLA 250 4MATIC

Mercedes-Benz GLA GLA 250 4MATIC

2026 Mercedes-Benz GLA 250 4MATIC Car Loan Estimate

2022 Mercedes-Benz E-Class E 450 4MATIC

Mercedes-Benz E-Class E 450 4MATIC

2022 Mercedes-Benz E-Class E 450 4MATIC Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $45K

Metro Chicago Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments