Metro Chicago, IL Area Used Cars Under $400 a Month

2021 Jeep Renegade Latitude

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This low mileage second hand 2021 Jeep Renegade Latitude 4x4 SUV under 27,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now under $20K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$19,377
Est. Payment:	$374.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,012
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,377.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,150.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,892.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,892.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV under 20,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$21,000
Est. Payment:	$405.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,366
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,693.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,693.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$405.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford Edge SEL

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This high mileage used 2014 Ford Edge SEL AWD SUV below 112,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $11K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$10,376
Est. Payment:	$368.17 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,781
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$10,376.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,159.95
Avg. DMV Fee	196.00
Cash Sale Price	$11,900.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,900.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$368.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 36,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$376.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,302
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$376.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This below average mileage certified used 2023 Hyundai ELANTRA SE FWD sedan below 67,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $17K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$16,500
Est. Payment:	$371.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,570
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$16,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,833.59
Avg. DMV Fee	196.00
Cash Sale Price	$18,698.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,698.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$371.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue SV

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This low mileage second hand 2024 Nissan Rogue SV AWD SUV under 48,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $21K at Michigan City Hyundai in Michigan City, IN. ...View More Details

Sales Price:	$20,225
Est. Payment:	$390.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,369
Location:	Michigan City, IN

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$390.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.0T Ultimate

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This above average mileage second hand 2017 Hyundai SANTA FE Sport 2.0T Ultimate AWD SUV under 91,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $14K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$13,265
Est. Payment:	$407.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,259
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$13,265.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,477.74
Avg. DMV Fee	196.00
Cash Sale Price	$15,107.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,107.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$407.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 2,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $22K at Webb Hyundai Merrillville in Merrillville, IN. ...View More Details

Sales Price:	$21,446
Est. Payment:	$413.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,446
Location:	Merrillville, IN

Item	Amount
Used Car Price⁽¹⁾	$21,446.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,377.65
Avg. DMV Fee	196.00
Cash Sale Price	$24,188.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,188.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$413.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage used 2023 Hyundai VENUE SEL FWD hatchback under 29,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $20K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$19,482
Est. Payment:	$376.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,064
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$19,482.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,161.61
Avg. DMV Fee	196.00
Cash Sale Price	$22,008.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,008.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$376.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified preowned 2023 Hyundai VENUE SEL FWD hatchback under 18,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $20K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$19,777
Est. Payment:	$382.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,956
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$19,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,194.06
Avg. DMV Fee	196.00
Cash Sale Price	$22,336.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,336.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$382.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles with Payments Under $400 / Month

2021 Jeep Renegade Latitude

2023 Hyundai KONA SEL

2014 Ford Edge SEL

2024 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SE

2024 Nissan Rogue SV

2017 Hyundai SANTA FE Sport 2.0T Ultimate

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai VENUE SEL

2023 Hyundai VENUE SEL

Greater Chicago Area Cities with Used Cars for Sale Below $400 / Month

Metro Chicago Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Vehicles with Payments Under $400 / Month

2021 Jeep Renegade Latitude

Jeep Renegade Latitude

2021 Jeep Renegade Latitude Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2014 Ford Edge SEL

Ford Edge SEL

2014 Ford Edge SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2024 Nissan Rogue SV

Nissan Rogue SV

2024 Nissan Rogue SV Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.0T Ultimate

Hyundai SANTA FE Sport 2.0T Ultimate

2017 Hyundai SANTA FE Sport 2.0T Ultimate Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

Greater Chicago Area Cities with Used Cars for Sale Below $400 / Month

Metro Chicago Area Counties with Used Cars for Sale Below $400 / Month

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