Chicago, IL Area Used SUVs Under $40,000

2023 Hyundai PALISADE Calligraphy

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This low mileage preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 36,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $39K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$38,284
Est. Payment:	$733.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,400
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$38,284.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,229.83
Avg. DMV Fee	196.00
Cash Sale Price	$42,878.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,878.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,284.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 Turbo Premium Plus

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This low mileage certified second hand 2025 Mazda CX-50 2.5 Turbo Premium Plus AWD SUV below 13,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,155
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Tech

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This low mileage preowned 2023 Acura RDX SH-AWD w/Tech AWD SUV below 18,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$37,028
Est. Payment:	$709.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,161
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$37,028.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,091.67
Avg. DMV Fee	196.00
Cash Sale Price	$41,484.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,484.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,028.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage certified preowned 2026 Hyundai TUCSON SEL Premium AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$36,250
Est. Payment:	$695.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	154
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,006.09
Avg. DMV Fee	196.00
Cash Sale Price	$40,621.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,621.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$37,800
Est. Payment:	$724.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,926
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,176.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,341.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,341.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This average mileage preowned 2022 Toyota 4Runner SR5 Premium 4x4 SUV below 74,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$923.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,151
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$923.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 5,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,437
Est. Payment:	$679.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,922
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,437.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,916.66
Avg. DMV Fee	196.00
Cash Sale Price	$39,718.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,718.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,437.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV under 13,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$735.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,062
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$735.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid XLE

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This low mileage second hand 2024 Toyota RAV4 Hybrid XLE AWD SUV below 6,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,428
Est. Payment:	$717.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,717
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,428.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,135.67
Avg. DMV Fee	196.00
Cash Sale Price	$41,928.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,928.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified second hand 2025 Hyundai SANTA FE Limited AWD SUV under 5,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$35,749
Est. Payment:	$685.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,829
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$35,749.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,950.98
Avg. DMV Fee	196.00
Cash Sale Price	$40,064.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,064.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2025 Mazda CX-50 2.5 Turbo Premium Plus

2023 Acura RDX SH-AWD w/Tech

2026 Hyundai TUCSON SEL Premium

2026 Hyundai SANTA FE SEL

2022 Toyota 4Runner SR5 Premium

2026 Hyundai SANTA FE Hybrid SE

2025 Hyundai SANTA FE Calligraphy

2024 Toyota RAV4 Hybrid XLE

2025 Hyundai SANTA FE Limited

Greater Chicago Area Cities with Used SUVs for Sale Below $40K

Metro Chicago Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Mazda CX-50 2.5 Turbo Premium Plus

Mazda CX-50 2.5 Turbo Premium Plus

2025 Mazda CX-50 2.5 Turbo Premium Plus Car Loan Estimate

2023 Acura RDX SH-AWD w/Tech

Acura RDX SH-AWD w/Tech

2023 Acura RDX SH-AWD w/Tech Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2024 Toyota RAV4 Hybrid XLE Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

Greater Chicago Area Cities with Used SUVs for Sale Below $40K

Metro Chicago Area Counties with Used SUVs for Sale Below $40,000

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