Chicago, IL Area Used SUVs Under $40,000

2025 Hyundai PALISADE SEL Premium

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This low mileage certified used 2025 Hyundai PALISADE SEL Premium AWD SUV under 8,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $40K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$39,434
Est. Payment:	$755.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,707
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$39,434.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,356.33
Avg. DMV Fee	196.00
Cash Sale Price	$44,155.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,155.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$755.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,434.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified second hand 2025 Hyundai PALISADE SEL AWD SUV below 6,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $37K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$36,670
Est. Payment:	$703.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,568
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,670.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,052.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,087.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,087.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,670.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 4,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $36K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$35,660
Est. Payment:	$683.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,365
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$35,660.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,941.19
Avg. DMV Fee	196.00
Cash Sale Price	$39,966.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,966.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,660.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 25,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now under $40K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$39,700
Est. Payment:	$760.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,929
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,385.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,450.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,450.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 5,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,437
Est. Payment:	$679.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,922
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,437.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,916.66
Avg. DMV Fee	196.00
Cash Sale Price	$39,718.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,718.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,437.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Tech

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This low mileage second hand 2023 Acura RDX SH-AWD w/Tech AWD SUV below 18,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $38K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$37,028
Est. Payment:	$709.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,161
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$37,028.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,091.67
Avg. DMV Fee	196.00
Cash Sale Price	$41,484.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,484.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,028.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Summit

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This below average mileage second hand 2024 Jeep Grand Cherokee Summit 4x4 SUV under 63,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now below $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,750
Est. Payment:	$839.91 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,888
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,286.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,286.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$839.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Audi SQ7 4.0T quattro Prestige

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This average mileage preowned 2020 Audi SQ7 4.0T quattro Prestige AWD SUV under 90,000 miles, automatic transmission, and 35 MPG, 4.0L gas engine is for sale right now below $39K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$1048.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,908
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1048.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 4,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,977
Est. Payment:	$727.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,723
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,538.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,538.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$727.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified second hand 2025 Hyundai TUCSON Hybrid Limited AWD SUV below 17,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $36K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$35,209
Est. Payment:	$675.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,721
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$35,209.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,891.58
Avg. DMV Fee	196.00
Cash Sale Price	$39,465.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,465.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,209.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Hybrid SE

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Hybrid SE

2023 Acura RDX SH-AWD w/Tech

2024 Jeep Grand Cherokee Summit

2020 Audi SQ7 4.0T quattro Prestige

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai TUCSON Hybrid Limited

Greater Chicago Area Cities with Used SUVs for Sale Below $40K

Metro Chicago Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2023 Acura RDX SH-AWD w/Tech

Acura RDX SH-AWD w/Tech

2023 Acura RDX SH-AWD w/Tech Car Loan Estimate

2024 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2024 Jeep Grand Cherokee Summit Car Loan Estimate

2020 Audi SQ7 4.0T quattro Prestige

Audi SQ7 4.0T quattro Prestige

2020 Audi SQ7 4.0T quattro Prestige Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

Greater Chicago Area Cities with Used SUVs for Sale Below $40K

Metro Chicago Area Counties with Used SUVs for Sale Below $40,000

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