Michigan Used Pickups Under $40,000 |with Payments|

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 54,000 miles, a transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,030
Est. Payment:	$768.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,030.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,354.40
Avg. DMV Fee	259.00
Cash Sale Price	$41,853.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,853.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$768.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,030.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup under 1,000 miles, a transmission, and 19 MPG, 2.5L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	513
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 34,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $40K at Don Woodhams Inc in South Haven, MI. ...View More Details

Sales Price:	$39,980
Est. Payment:	$733.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,270
Location:	South Haven, MI

Item	Amount
Used Car Price⁽¹⁾	$39,980.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.40
Avg. DMV Fee	259.00
Cash Sale Price	$42,860.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,860.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2021 Ford F-150 Lariat 4X4 pickup under 48,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $39K at Lafontaine Ford of Lansing in Lansing, MI. ...View More Details

Sales Price:	$38,700
Est. Payment:	$710.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,230
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$38,700.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,334.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4X4 pickup under 48,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $40K at Soo Motors Ford in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,975
Est. Payment:	$733.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,513
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,975.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.10
Avg. DMV Fee	259.00
Cash Sale Price	$42,855.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,855.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 STX 4X4 pickup below 34,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at Suburban Ford of Sterling Heights in Sterling Heights, MI. ...View More Details

Sales Price:	$38,275
Est. Payment:	$702.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,304
Location:	Sterling Heights, MI

Item	Amount
Used Car Price⁽¹⁾	$38,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,309.10
Avg. DMV Fee	259.00
Cash Sale Price	$41,053.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,053.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

⇩ View Seller Description

This above average mileage preowned 2021 GMC Sierra 1500 AT4 4X4 pickup below 91,000 miles, a transmission, and 19 MPG, 6.2L gas engine is for sale right now below $39K at Borgman Ford Sales, Inc. in Grandville, MI. ...View More Details

Sales Price:	$38,995
Est. Payment:	$1127.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,469
Location:	Grandville, MI

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,816.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,816.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1127.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Tradesman

⇩ View Seller Description

This low mileage used 2023 Ram 2500 Tradesman 4X4 pickup under 43,000 miles, a transmission, and 19 MPG, 6.4L gas engine is for sale right now under $40K at Big Valley Ford, Inc. in Ewen, MI. ...View More Details

Sales Price:	$39,750
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,589
Location:	Ewen, MI

Item	Amount
Used Car Price⁽¹⁾	$39,750.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,397.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,616.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

⇩ View Seller Description

This average mileage preowned 2022 Ford F-150 XLT 4X4 pickup under 73,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $36K at Zeigler Ford of Lowell in Lowell, MI. ...View More Details

Sales Price:	$35,995
Est. Payment:	$838.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,764
Location:	Lowell, MI

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.30
Avg. DMV Fee	259.00
Cash Sale Price	$38,636.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,636.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$838.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XL 4X4 pickup below 26,000 miles, a transmission, and 19 MPG, 5.0L flexible engine is for sale right now below $38K at Crest Ford Flat Rock, Inc. in Flat Rock, MI. ...View More Details

Sales Price:	$37,800
Est. Payment:	$693.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,357
Location:	Flat Rock, MI

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,280.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,549.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,549.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Michigan

Michigan Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

2026 Hyundai SANTA CRUZ Limited

2023 Ford F-150 XLT

2021 Ford F-150 Lariat

2023 Ford F-150 XL

2024 Ford F-150 STX

2021 GMC Sierra 1500 AT4

2023 Ram 2500 Tradesman

2022 Ford F-150 XLT

2022 Ford F-150 XL

Michigan Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Michigan

Michigan Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ram 2500 Tradesman

Ram 2500 Tradesman

2023 Ram 2500 Tradesman Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Michigan Areas with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments