Michigan Used Pickups Under $40,000 |with Payments|

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup below 14,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,900
Est. Payment:	$713.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,775
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,346.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,715.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,715.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 8,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,924
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$648.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	351
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 54,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,835
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,402.70
Avg. DMV Fee	259.00
Cash Sale Price	$42,706.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$784.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage certified preowned 2022 Ford F-150 XLT 4x4 pickup under 23,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $35K at Lafontaine Ford of Lansing in Lansing, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$643.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,423
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,112.60
Avg. DMV Fee	259.00
Cash Sale Price	$37,581.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,581.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$643.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 36,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Dean Arbour Ford of Alpena in Alpena, MI. ...View More Details

Sales Price:	$37,995
Est. Payment:	$697.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,221
Location:	Alpena, MI

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,292.30
Avg. DMV Fee	259.00
Cash Sale Price	$40,756.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,756.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage used 2023 Ford F-150 XL 4x4 pickup below 86,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $36K at Krapohl Ford in Mount Pleasant, MI. ...View More Details

Sales Price:	$35,890
Est. Payment:	$924.85 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,656
Location:	Mount Pleasant, MI

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,166.00
Avg. DMV Fee	259.00
Cash Sale Price	$38,525.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,525.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$924.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 57,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Lafontaine Ford of Lansing in Lansing, MI. ...View More Details

Sales Price:	$36,000
Est. Payment:	$709.48 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,231
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,641.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,641.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$709.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 35,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $40K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$39,315
Est. Payment:	$721.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,180
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$39,315.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,371.50
Avg. DMV Fee	259.00
Cash Sale Price	$42,155.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,155.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 65,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$35,500
Est. Payment:	$757.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,180
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,142.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,111.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,111.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$757.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Michigan

Michigan Secondhand Used Pickups Priced Below $40,000

2024 Ford Ranger XLT

2025 Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ Limited

2024 Ford F-150 XLT

2022 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Chevrolet Silverado 1500 LT

2023 Ford F-150 XL

Michigan Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Michigan

Michigan Secondhand Used Pickups Priced Below $40,000

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Michigan Areas with Used Pickups for Sale Below $40,000

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